The RBL World Xclusive Credit Card charges no annual fee and no joining fee. The forex markup is 1.5%. Read from the issuer's own documents on 11 Oct 2026.
RBLWorld XclusiveCard design not shown
Annual fee
Free
Fee waived at
—
Base return
—
Forex markup
1.5%
Interest
3.99%a month
Fees
Joining fee
Free
Annual fee
Free
Fee notes
Issuer MITC: no separate joining fee; the first-year annual fee is charged upfront
Rewards
Reward currency
Reward Points
Travel and perks
Forex markup
1.5%
Charges and eligibility
Interest per month
3.99%
Late payment fee
12.5% of total amount due, min Rs 5, max Rs 1,300
Cash advance fee
2.5% min Rs 500
Fine-print notes
Appears only in the issuer MITC and schedule of charges: nil annual fee, 1.5% forex markup, no redemption fee. No product page or reward terms found. Issuer MITC: reward redemption fee Rs 99 + GST per redemption day; 1% fee on rent, on utility spend above Rs 50,000/month, on fuel transactions above Rs 10,000, on education via third-party apps and on FASTag/toll transactions above Rs 10,000. Offline UPI spends under Rs 2,000 at small merchants earn nothing on RuPay variants.
Questions
What is the annual fee of the RBL World Xclusive Credit Card?
No annual fee.
What is the forex markup on the RBL World Xclusive Credit Card?
1.5% of each foreign-currency transaction, before GST.