What is the annual fee of the Etihad Guest SBI Premier Card?

Rs 4,999 a year, before GST. It is waived if you spend Rs 5,00,000 in a year.

Does the Etihad Guest SBI Premier Card give airport lounge access?

Yes. In India: 8 per year, max 2 per quarter. Outside India: 4 per year, max 2 per quarter, via Priority Pass (membership worth USD 99).

M16S / State Bank of India (SBI Card) / Etihad Guest SBI Premier Card

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Etihad Guest SBI Premier Card

State Bank of India (SBI Card) · with Etihad GuestVisaLast checked 12 Oct 2026closed to new applicants

The Etihad Guest SBI Premier Card costs Rs 4,999 a year, waived if you spend Rs 5,00,000 in a year. It earns 2 Etihad Guest Miles per Rs 100 on other spends, except fuel. Accelerated earn: 6 miles per Rs 100 on Etihad.com; 4 miles per Rs 100 on international spends. Lounge visits in India: 8 per year, max 2 per quarter. Abroad: 4 per year, max 2 per quarter, via Priority Pass (membership worth USD 99). Read from the issuer's own documents on 12 Oct 2026.

Annual fee: Rs 4,999+ GST
Fee waived at: Rs 5,00,000annual spend
Base return: —
Forex markup: —
Interest: —

Fees

Joining fee	Rs 4,999
Annual fee	Rs 4,999
Annual spend that waives the fee	Rs 5,00,000
Fee notes	Annual fee Rs 4,999, renewal Rs 4,999 from second year; renewal fee reversible if previous year's spend is Rs 5 lakh or more. Add-on card free.

Rewards

Welcome benefit	5,000 Etihad Guest Miles within 30 days of annual-fee payment; Etihad Guest Gold tier after first transaction; 2 free Wi-Fi vouchers on first Etihad booking
Reward currency	Etihad Guest Miles
Base earn	2 Etihad Guest Miles per Rs 100 on other spends, except fuel
Point value	No rupee value stated; miles redeem for flights, hotels, car rentals or products at etihadguest.com
Accelerated earn	6 miles per Rs 100 on Etihad.com; 4 miles per Rs 100 on international spends
Spends that earn nothing	Fuel
Milestone benefits	1,500 Etihad Guest Miles on Rs 1.5 lakh spend in a calendar quarter; 1 companion voucher at Rs 8 lakh annual spend
Reward notes	base_return_pct left null: miles are earned directly in Etihad Guest and the issuer states no rupee value per mile.

Transfers

Partners	Etihad Guest
Ratio	Earned directly as Etihad Guest Miles

Travel and perks

Domestic lounge	8 per year, max 2 per quarter
International lounge	4 per year, max 2 per quarter, via Priority Pass (membership worth USD 99)
Fuel surcharge waiver	1% on fuel txns Rs 500-4,000, cap Rs 250 per statement cycle per card account
Other freebies	Fraud liability cover Rs 1 lakh; lost baggage allowance up to USD 1,000; Priority Pass membership

Charges and eligibility

Fine-print notes	New entry created from the issuer product page read 2026-10-12. The page carries an 'Important Message': from Dec 2025 Etihad Guest SBI Credit Cards are phased out and a Miles SBI Credit Card is issued in their place; the Etihad card is deactivated on activation of the new card or on 31 Mar 2026, whichever is earlier. So the card can no longer be applied for or used; benefits below are as still shown on the page. Spends already made on the Etihad card count towards the new card's fee-reversal milestone in the same fee cycle. Forex markup, interest, late fee and cash-advance fee were not read for this card (not on the page). Fees exclude GST. The page's network-offer block says 'valid until 31 December 2018', so parts of the page are dated. The page's summary line says 'Silver Tier' while the benefit detail says Gold tier after first transaction; Gold is recorded.

Fine-print notes

New entry created from the issuer product page read 2026-10-12. The page carries an 'Important Message': from Dec 2025 Etihad Guest SBI Credit Cards are phased out and a Miles SBI Credit Card is issued in their place; the Etihad card is deactivated on activation of the new card or on 31 Mar 2026, whichever is earlier. So the card can no longer be applied for or used; benefits below are as still shown on the page. Spends already made on the Etihad card count towards the new card's fee-reversal milestone in the same fee cycle. Forex markup, interest, late fee and cash-advance fee were not read for this card (not on the page). Fees exclude GST. The page's network-offer block says 'valid until 31 December 2018', so parts of the page are dated. The page's summary line says 'Silver Tier' while the benefit detail says Gold tier after first transaction; Gold is recorded.

Questions

What is the annual fee of the Etihad Guest SBI Premier Card?: Rs 4,999 a year, before GST. It is waived if you spend Rs 5,00,000 in a year.
Does the Etihad Guest SBI Premier Card give airport lounge access?: Yes. In India: 8 per year, max 2 per quarter. Outside India: 4 per year, max 2 per quarter, via Priority Pass (membership worth USD 99).
Which spends earn no rewards on the Etihad Guest SBI Premier Card?: Fuel