M16S / Axis Bank / SpiceJet Axis Bank Voyage Black Credit Card
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SpiceJet Axis Bank Voyage Black Credit Card
The SpiceJet Axis Bank Voyage Black Credit Card costs Rs 2,000 a year. Its base return is 1.5%. The forex markup is 3.5%. Lounge visits in India: 8 per year at select domestic airport lounges. Read from the issuer's own documents on 12 Oct 2026.
- Annual fee
- Rs 2,000+ GST
- Fee waived at
- —
- Base return
- 1.5%
- Forex markup
- 3.5%
- Interest
- 3.75%a month
Apply on axis.bank.inOpens the bank’s own page.
Fees
| Joining fee | Rs 2,000 |
|---|---|
| Annual fee | Rs 2,000 |
| Fee notes | Joining fee Rs 2,000; annual fee nil in year 1 and Rs 2,000 from year 2 (issuer page). No spend waiver. |
Rewards
| Welcome benefit | SpiceJet voucher worth Rs 4,000 on completing 2 transactions within 30 days of issuance; SpiceClub Gold membership on issuance with complimentary SpiceJet add-on vouchers worth Rs 7,500 |
|---|---|
| Reward currency | SpiceClub Points |
| Base earn | 6 SpiceClub points per Rs 200 on all other domestic retail and international transactions |
| Base return | 1.5% |
| Point value | Rs 0.50 per point (issuer value chart); redeemed against SpiceJet flight tickets, meal vouchers etc. on the SpiceJet app and website |
| Accelerated earn | Up to 28 per Rs 200 on SpiceJet app and website (12 from the card + 16 as SpiceClub Gold member); 12 per Rs 200 on online food orders, online bill payment and online entertainment (select MCCs) |
| Spends that earn nothing | Fuel, wallet and EMI transactions (issuer page) |
| Milestone benefits | 4,000 SpiceClub points at Rs 2 lakh and 6,000 at Rs 4 lakh spend in a card membership year; 2,000 points on each renewal |
| Reward notes | base_return_pct = 6 points per Rs 200 x Rs 0.50 = 1.5%, both from the issuer page. No reward redemption fee. |
Travel and perks
| Domestic lounge | 8 per year at select domestic airport lounges |
|---|---|
| International lounge | None |
| Lounge conditions | Subject to minimum spend of Rs 50,000 in the previous quarter (issuer page); guests paid |
| Forex markup | 3.5% |
| Fuel surcharge waiver | 1% on Rs 400-4,000 fuel transactions, max Rs 400 a month (issuer page) |
| Other freebies | SpiceClub Gold membership; Dining Delights; Wednesday offers |
Charges and eligibility
| Interest per month | 3.75% |
|---|---|
| Late payment fee | Nil up to Rs 500 due; Rs 500 (501-5,000); Rs 750 (5,001-10,000); Rs 1,200 (10,001-50,000); Rs 1,300 above 50,000; plus Rs 100 per cycle if minimum due is missed two cycles running |
| Cash advance fee | 2.5% of amount, min Rs 500 |
| Eligibility | Age 18-70; resident of India |
| Fine-print notes | Issuer product page read 2026-10-12 is live as an 'Apply for' page with eligibility and no closure notice, so status open is taken as confirmed. Page confirms fees, earn rates, milestones, lounge, 3.5% forex and 3.75% interest. Point expiry and card network are not stated. Conflicts resolved from issuer page read 2026-10-12: reward_exclusions: old (aggregator) 'fuel, education, insurance, government, rent, gift cards, wallet, EMI, cash' -> issuer page names only fuel, wallet and EMI | lounge_domestic: old '2 per quarter' -> issuer page '8 complimentary domestic lounge visits every year' |
Questions
- What is the annual fee of the SpiceJet Axis Bank Voyage Black Credit Card?
- Rs 2,000 a year, before GST.
- Does the SpiceJet Axis Bank Voyage Black Credit Card give airport lounge access?
- Yes. In India: 8 per year at select domestic airport lounges. Outside India: none listed. Conditions: Subject to minimum spend of Rs 50,000 in the previous quarter (issuer page); guests paid
- What is the forex markup on the SpiceJet Axis Bank Voyage Black Credit Card?
- 3.5% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the SpiceJet Axis Bank Voyage Black Credit Card?
- Fuel, wallet and EMI transactions (issuer page)