M16S / Tamilnad Mercantile Bank / Tamilnad Mercantile TMB Wings (RuPay) Credit Card
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Tamilnad Mercantile TMB Wings (RuPay) Credit Card
The Tamilnad Mercantile TMB Wings (RuPay) Credit Card costs Rs 250 a year. The forex markup is 3.5%. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- Rs 250+ GST
- Fee waived at
- —
- Base return
- —
- Forex markup
- 3.5%
- Interest
- 2%a month
Apply on tmb.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Rs 250 |
| Fee notes | No joining or issuance fee. Renewal Rs 250 a year, waived if spend is Rs 50,000 or more in any quarter of the calendar year. Replacement Rs 100. |
Travel and perks
| Forex markup | 3.5% |
|---|
Charges and eligibility
| Interest per month | 2% |
|---|---|
| Late payment fee | Rs 250 + GST if minimum amount due is not paid |
| Cash advance fee | 3% of amount, min Rs 30 (per Rs 1,000 or part) at TMB ATMs; 3% plus other bank charges elsewhere; cash limit 25% of credit limit |
| Eligibility | TMB savings account holder with 1 year vintage; ITR for last 2 years; annual income Rs 3 lakh+; CIBIL 700+. |
| Fine-print notes | RuPay Platinum. Fee waiver is a quarterly-spend test, so fee_waiver_spend is left null. Interest 24% a year on revolving credit and cash. EMI on spends of Rs 5,000+. Billing 25th, due 10th. TMB's MITC page (tabs: Visa/Master, RuPay Wings, RuPay Phoenix) did not render its content, so terms are from product pages only. No reward programme, lounge access or fuel surcharge waiver is mentioned on any TMB card page. BankBazaar still lists older names (TMB General, TMB India Card). Cards are issued to existing TMB customers. |
Questions
- What is the annual fee of the Tamilnad Mercantile TMB Wings (RuPay) Credit Card?
- Rs 250 a year, before GST.
- What is the forex markup on the Tamilnad Mercantile TMB Wings (RuPay) Credit Card?
- 3.5% of each foreign-currency transaction, before GST.