M16S / RBL Bank / RBL Paisabazaar Duet Plus Credit Card
entry · cobrand, cashback
RBL Paisabazaar Duet Plus Credit Card
The RBL Paisabazaar Duet Plus Credit Card costs Rs 1,499 a year, waived if you spend Rs 4,00,000 in a year. Its base return is 1% (1% cashback on other eligible purchases). Accelerated earn: 2.5% cashback on travel and dining. The forex markup is 3.5%. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- Rs 1,499+ GST
- Fee waived at
- Rs 4,00,000annual spend
- Base return
- 1%
- Forex markup
- 3.5%
- Interest
- 3.99%a month
Apply on rbl.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Rs 1,499 |
| Annual spend that waives the fee | Rs 4,00,000 |
| Fee notes | Rs 1,499 + GST; next year's fee waived on Rs 4 lakh spend |
Rewards
| Welcome benefit | Rs 250 cashback after a purchase in 30 days and fee payment |
|---|---|
| Reward currency | Cashback |
| Base earn | 1% cashback on other eligible purchases |
| Base return | 1% |
| Accelerated earn | 2.5% cashback on travel and dining |
| Caps | Rs 500 per calendar month in total: Rs 200 on travel and dining, Rs 300 on others |
| Spends that earn nothing | No rewards on fuel & auto, utilities, insurance, quasi-cash, railways, real estate/rent, education, wallets, government services, contracted services, cash, Bills2Pay, EMI conversions |
| Reward notes | base_return_pct = 1% cashback; caps make the maximum Rs 6,000 a year. |
Travel and perks
| Forex markup | 3.5% |
|---|---|
| Fuel surcharge waiver | Rs 500-4,000 transactions, cap Rs 100/month |
| Other freebies | BookMyShow 1+1 on weekend shows, once per billing cycle, up to Rs 200 |
Charges and eligibility
| Interest per month | 3.99% |
|---|---|
| Late payment fee | 12.5% of total amount due, min Rs 5, max Rs 1,300 |
| Cash advance fee | 2.5% min Rs 500 |
| Fine-print notes | Read on the issuer product page; product T&C PDF linked there was not opened. Issuer MITC: reward redemption fee Rs 99 + GST per redemption day; 1% fee on rent, on utility spend above Rs 50,000/month, on fuel transactions above Rs 10,000, on education via third-party apps and on FASTag/toll transactions above Rs 10,000. Offline UPI spends under Rs 2,000 at small merchants earn nothing on RuPay variants. |
Questions
- What is the annual fee of the RBL Paisabazaar Duet Plus Credit Card?
- Rs 1,499 a year, before GST. It is waived if you spend Rs 4,00,000 in a year.
- What is the forex markup on the RBL Paisabazaar Duet Plus Credit Card?
- 3.5% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the RBL Paisabazaar Duet Plus Credit Card?
- No rewards on fuel & auto, utilities, insurance, quasi-cash, railways, real estate/rent, education, wallets, government services, contracted services, cash, Bills2Pay, EMI conversions