M16S / RuPay credit cards with airport lounge access
121 cards
RuPay credit cards with airport lounge access
121 credit cards in India on RuPay with airport lounge access, from 26 banks. 116 are open to new applicants. Sorted by annual fee, lowest first, with closed and invite-only cards last.
Included when RuPay is one of the card's networks and the documents list domestic or international airport lounge access.
Part of: Credit cards with airport lounge access · RuPay credit cards
| Card | Annual fee | Base return | Forex | Lounge in India |
|---|---|---|---|---|
 Bank of Baroda Assam Rifles The Sentinel BOBCARDBank of Baroda | Free | 0.5% | 3% | 8 per year (2 per quarter) |
 Bank of Baroda BOBCARD Scapia Credit CardBank of Baroda | Free | — | 0% | Unlimited domestic lounge… |
 Bank of Baroda ICAI Exclusive BOBCARDBank of Baroda | Free | 0.25% | 2% | 12 per year (3 per quarter) |
 Bank of Baroda ICSI Diamond BOBCARDBank of Baroda | Free | 0.25% | 2% | 12 per year (3 per quarter) at… |
 Bank of Baroda Indian Army Yoddha BOBCARDBank of Baroda | Free | 0.5% | 3% | 8 per year (2 per quarter) |
 Bank of Baroda Indian Coast Guard Rakshamah BOBCARDBank of Baroda | Free | 0.5% | 3% | 8 domestic lounge visits per… |
Bank of Baroda Instant RuPay BOBCARD (bob e-Pay)Bank of Baroda fees only | Free | — | 3.5% | 'Complimentary lounge access'… |
Canara RuPay Platinum Credit CardCanara Bank | Free | 0.5% | 3% | 2 per quarter, maximum 4 per year |
Canara RuPay Platinum Secured Credit CardCanara Bank | Free | 0.5% | 3% | 2 per quarter, maximum 4 per year |
Canara RuPay Select Credit CardCanara Bank | Free | 0.5% | 3% | 2 per quarter (primary… |
Canara RuPay Select Secured Credit CardCanara Bank | Free | 0.5% | 3% | 2 per quarter (primary… |
City Union CUB CSK RuPay Platinum Credit CardCity Union Bank | Free | 0.33% | 3.5% | Airport lounge access is… |
City Union CUB Dhi Credit Card (Unsecured)City Union Bank | Free | 1.25% | 2.5% | Only while a promotional offer… |
City Union CUB SRH RuPay Platinum Credit CardCity Union Bank | Free | 0.33% | 3.5% | Airport lounge access is… |
DCB novio Credit Card (RuPay Select)DCB Bank fees only | Free | — | 2.5% | 1 per quarter (4 a year), RuPay… |
Federal Signet Credit CardFederal Bank | Free | 0.13% | 3.5% | 1 per quarter (spend-gated) |
Fibe Axis Bank Credit CardAxis Bank | Free | 1% | 3.5% | 4 per calendar year at select… |
 IDBI LIC Eclat Select Credit CardIDBI Bank | Free | 1% | 3.5% | 2 complimentary (period not… |
Indian Overseas IOB novio Platinum Credit CardIndian Overseas Bank fees only | Free | — | 2.49% | 1 per quarter (4 per year) |
Indian Overseas IOB novio Select Credit CardIndian Overseas Bank fees only | Free | — | 2.49% | 2 per quarter |
Paytm AU Credit CardAU Small Finance Bank | Free | 1% | 3.49% | 12 complimentary domestic… |
Punjab National Salary RuPay Platinum Credit CardPunjab National Bank | Free | 0.25% | 3.5% | 4 per year (1 per quarter) |
Punjab National Salary RuPay Select Credit CardPunjab National Bank | Free | 0.33% | 3.5% | 8 per year (2 per quarter) |
Scapia Axis Bank Credit CardAxis Bank | Free | 2% | 0% | Unlimited at 100+ airports in… |
Scapia Federal Credit CardFederal Bank | Free | 2% | 0% | Unlimited (spend-gated) |
 Suryoday SFB RuPay Platinum Credit CardSuryoday Small Finance Bank | Free | 0.5% | 2.5% | Flight discounts and lounge… |
Unity Bank BharatPe Credit CardUnity Small Finance Bank | Free | 2% | 3.5% | 2 per calendar quarter |
| Free | 1.5% | 3.5% | With Neon only: aggregator says… | |
| Free | 0.75% | 3.5% | 2 per quarter (spend-gated) | |
 Suryoday SFB RuPay Select Credit CardSuryoday Small Finance Bank | Rs 150 | 0.5% | 2.5% | Complimentary lounge access… |
 Suryoday SFB Stable Money RuPay Select Credit CardSuryoday Small Finance Bank | Rs 150 | 0.5% | 2.5% | 8 domestic lounge visits per… |
 IndusInd Samman RuPay Credit CardIndusInd Bank | Rs 199 | 1% | 3.5% | Aggregator mentions RuPay… |
Indian IB RuPay Platinum Credit CardIndian Bank | Rs 250 | — | 3% | Yes, count not stated by the bank |
Indian IB RuPay Select Credit CardIndian Bank | Rs 250 | — | 3% | Yes, count not stated by the bank |
Indian Overseas IOB RuPay Platinum Credit CardIndian Overseas Bank | Rs 250 | 0.25% | 2.5% | 1 per quarter |
AU SPONT Credit CardAU Small Finance Bank | Rs 299 | 1% | 3.49% | 2 airport lounge visits per… |
DCB PayLess Platinum Credit CardDCB Bank | Rs 350 | 0.5% | 3.5% | 1 per quarter (4 a year), RuPay… |
Union Bank of India RuPay Platinum Credit CardUnion Bank of India | Rs 350 | 0.5% | 3% | Product page says… |
| Rs 400 | 0.1% | 3.5% | 1 per half year | |
Bank of Baroda HPCL Energie BOBCARDBank of Baroda | Rs 499 | 0.33% | 3.5% | 4 per year (1 per quarter) at… |
HDFC Tata Neu Plus Credit CardHDFC Bank | Rs 499 | 1% | 3.5% | Up to 4 per calendar year: 1… |
| Rs 499 | 1% | 0% | Up to 2 per quarter | |
 IDFC FIRST Power+ (HPCL) Credit CardIDFC First Bank | Rs 499 | 0.5% | 0% | 1 per quarter |
Tata Neu Plus SBI Credit CardState Bank of India (SBI Card) | Rs 499 | 1% | 3.5% | 4 per year, 1 per quarter |
Union JCB Health Credit CardUnion Bank of India | Rs 499 | 0.5% | 3% | 8 per year (2 per quarter) |
Axis My Zone Credit CardAxis Bank | Rs 500 | 0.4% | 3.5% | 1 per calendar quarter at… |
Bank of India RuPay Star Lakshmi Credit CardBank of India | Rs 500 | 0.5% | — | 2 per quarter |
| Rs 500 | 1% | 1% | 12 per year (1 per billing… | |
 ICICI Coral Credit CardICICI Bank | Rs 500 | 0.5% | 3.5% | 1 per quarter; railway lounges… |
 ICICI HPCL Super Saver Credit CardICICI Bank | Rs 500 | 0.5% | 3.5% | 1 per quarter |
Indian Overseas IOB RuPay Select Credit CardIndian Overseas Bank | Rs 500 | 0.25% | 2.5% | 2 per quarter |
Punjab National Patanjali RuPay Platinum Credit CardPunjab National Bank | Rs 500 | 0.25% | 3.5% | 2 per quarter |
Punjab National RuPay Platinum Credit CardPunjab National Bank | Rs 500 | 0.25% | 3.5% | 2 per quarter |
Punjab National Bliss RuPay Platinum Credit CardPunjab National Bank | Rs 510 | 0.25% | 3.5% | 4 per year (1 per quarter) |
Union Bank of India RuPay Select Credit CardUnion Bank of India | Rs 550 | 1% | 3% | 8 per year (2 per quarter) |
 AU Xcite Ultra Credit CardAU Small Finance Bank | Rs 749 | 1% | 3.49% | 2 airport lounge visits per… |
Punjab National Patanjali RuPay Select Credit CardPunjab National Bank | Rs 750 | 0.33% | 3.5% | 2 per quarter |
Punjab National Rakshak RuPay Select Credit CardPunjab National Bank fees only | Rs 750 | — | 3.5% | Complimentary domestic lounge… |
Punjab National RuPay Select Credit CardPunjab National Bank | Rs 750 | 0.33% | 3.5% | 2 per quarter |
IndiGo Axis Bank Credit CardAxis Bank | Rs 799 | — | 3.5% | 1 per quarter |
Bank of India RuPay Select Credit CardBank of India | Rs 800 | 0.5% | — | 8 per year (2 per quarter) |
| Rs 800 | 0.1% | 3.5% | 1 per quarter | |
| Rs 899 | 0.5% | 3.5% | 2 per quarter (8 per year) | |
 MakeMyTrip ICICI Bank Credit CardICICI Bank | Rs 999 | 1% | 0.99% | 2 per quarter |
PhonePe HDFC Bank Ultimo Credit CardHDFC Bank | Rs 999 | 1% | 3.5% | 8 per year (2 per quarter) |
Punjab National RuPay Millennial Credit CardPunjab National Bank | Rs 999 | 0.33% | 3.5% | 2 per quarter |
Union JCB Wellness Credit CardUnion Bank of India | Rs 999 | 0.5% | 3% | 8 per year (2 per quarter) |
City Union CUB CSK Master Platinum Credit CardCity Union Bank | Rs 1,000 | 0.6% | 3.5% | Airport lounge access is… |
City Union CUB SRH Master Platinum Credit CardCity Union Bank | Rs 1,000 | 0.6% | 3.5% | Airport lounge access is… |
DCB PayLess Select Credit CardDCB Bank | Rs 1,000 | 1% | 3.5% | 2 per quarter (8 a year), RuPay… |
Equitas Selfe Credit CardEquitas Small Finance Bank | Rs 1,000 | 0.7% | 3.5% | 1 per calendar quarter |
Apollo SBI Card SELECTState Bank of India (SBI Card) | Rs 1,499 | 0.5% | 3.5% | 4 per year, max 1 per quarter |
Bank of Baroda Indian Navy Varunah Plus BOBCARDBank of Baroda | Rs 1,499 | 0.5% | 2.5% | 3 per quarter (aggregator) |
HDFC Tata Neu Infinity Credit CardHDFC Bank | Rs 1,499 | 1.5% | 2% | Up to 8 per calendar year: 2… |
IndiGo SBI CardState Bank of India (SBI Card) | Rs 1,499 | — | 3.5% | 4 per year, max 1 per quarter |
SBI Card MILESState Bank of India (SBI Card) | Rs 1,499 | 0.5% | 3% | 4 per year, max 2 per quarter;… |
 Shaurya Select SBI CardState Bank of India (SBI Card) | Rs 1,499 | 0.5% | 3.5% | 4 per year, max 1 per quarter |
Tata Neu Infinity SBI Credit CardState Bank of India (SBI Card) | Rs 1,499 | 1.5% | 1.99% | 8 per year, 2 per quarter |
Union Bank of India DIVAA ICON Credit CardUnion Bank of India | Rs 1,499 | 0.5% | 3% | 2 per quarter |
 ICICI Rubyx Credit CardICICI Bank | Rs 2,000 | 0.5% | 3.5% | 2 per quarter (1 per variant on… |
Punjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Bank | Rs 2,000 | 0.25% | 3.5% | 2 per quarter |
Union Unicorn RuPay Credit CardUnion Bank of India | Rs 2,400 | 1% | 3% | 8 per year |
 Bank of Baroda BOBCARD EternaBank of Baroda | Rs 2,499 | 0.75% | 2% | Unlimited domestic airport… |
Bank of Baroda Indian Navy Varunah Premium BOBCARDBank of Baroda | Rs 2,499 | 0.75% | 2% | Unlimited domestic lounge… |
HDFC BizPower Credit CardHDFC Bank | Rs 2,500 | 1.25% | 2% | 2 per calendar quarter (up to 8… |
 HDFC Regalia Gold Credit CardHDFC Bank | Rs 2,500 | 1.25% | 2% | 12 per year in India: 3 per… |
 AU Vetta Credit CardAU Small Finance Bank | Rs 2,999 | 0.5% | 3.49% | 1 per calendar quarter; plus 2… |
Bank of Maharashtra SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 City Union Bank SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 KVB SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 Karnataka Bank SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 Landmark Rewards SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 PSB SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 Reliance SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, 2 per quarter |
SBI Card MILES PRIMEState Bank of India (SBI Card) | Rs 2,999 | 1% | 2.5% | 8 per year, max 2 per quarter;… |
 South Indian Bank SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
Titan SBI CardState Bank of India (SBI Card) | Rs 2,999 | 1.5% | 3.5% | 8 per year, max 2 per quarter |
 UCO Bank SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
IndiGo Kotak Premium (XL) Credit CardKotak Mahindra Bank | Rs 3,000 | — | 3.5% | 8 per year (2 per calendar… |
 ICICI Sapphiro Credit CardICICI Bank | Rs 3,500 | 0.5% | 3.5% | 4 per quarter (2 per variant… |
City Union CUB CSK Master World Credit CardCity Union Bank | Rs 4,000 | 1% | 0% | Airport lounge access is… |
City Union CUB SRH Master World Credit CardCity Union Bank | Rs 4,000 | 1% | 0% | Airport lounge access is… |
 AU Zenith+ Credit CardAU Small Finance Bank | Rs 4,999 | 1% | 0.99% | 16 per year (4 per quarter) |
 Bank of Maharashtra SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter |
 IndiGo SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | — | 3.5% | 8 per year, max 2 per quarter |
KVB SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter |
PSB SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter |
 SBI Card MILES ELITEState Bank of India (SBI Card) | Rs 4,999 | 1% | 1.99% | 8 per year, max 2 per quarter;… |
UCO Bank SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter |
IndiGo Axis Bank Premium Credit CardAxis Bank | Rs 5,000 | — | 2.5% | 2 per quarter |
Punjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Bank | Rs 7,500 | 1% | 0% | Unlimited for the cardholder |
AU Zenith Credit CardAU Small Finance Bank | Rs 7,999 | 0.75% | 3.49% | 8 per year (2 per quarter) |
Bank of India Celestia Credit CardBank of India | Rs 11,999 | 0.5% | — | 2 per quarter |
Union Bank of India NEXTERIA Credit CardUnion Bank of India | Rs 12,499 | 1% | 3% | Unlimited for cardholder |
Axis Magnus Credit CardAxis Bank | Rs 12,500 | 2.4% | 2% | Unlimited visits to select… |
Kotak White Reserve Credit CardKotak Mahindra Bank | Rs 12,500 | — | 2% | Unlimited for primary and add-on |
Union Divaa RuPay Credit CardUnion Bank of India closed to new applicants | Rs 499 | 0.5% | 3% | 8 per year |
Yes ANQ Phi (with ANQ Pi RuPay virtual card)Yes Bank closed to new applicants | Rs 499 | — | 3.5% | — |
HDFC Regalia Activ Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1% | 3.5% | 12 per year within India… |
Utkarsh Rhodium Credit CardUtkarsh Small Finance Bank invite-only | Rs 4,999 | 1.25% | 3% | 4 per quarter per cardinsider… |
 Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit CardIndusInd Bank closed to new applicants | — | — | — | RuPay exclusive lounge at Delhi… |
Guides: RuPay credit card on UPI: what earns, what is charged and how to judge the best RuPay card · Airport lounge access on credit cards: spend conditions, guests and add-ons