What is the annual fee of the Adani One ICICI Bank Platinum Credit Card?

Rs 750 a year, before GST. It is waived if you spend Rs 3,00,000 in a year.

Does the Adani One ICICI Bank Platinum Credit Card give airport lounge access?

Yes. In India: 2 per quarter (8 a year). Outside India: none listed. Conditions: Spend of Rs 75,000 in the preceding calendar quarter unlocks access for the next quarter, from 1 Jul 2026 (rent, government, education, EMI spends excluded). Primary cardholder only. Rs 2 authorisation at entry.

What is the forex markup on the Adani One ICICI Bank Platinum Credit Card?

3.5% of each foreign-currency transaction, before GST.

Which spends earn no rewards on the Adani One ICICI Bank Platinum Credit Card?

No reward points on rent (MCC 6513), per MITC. Other exclusions not confirmed.

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Adani One ICICI Bank Platinum Credit Card

ICICI Bank · with Adani OneVisaLast checked 31 Oct 2026

The Adani One ICICI Bank Platinum Credit Card costs Rs 750 a year, waived if you spend Rs 3,00,000 in a year. It earns 1 Adani Reward Point per Rs 100 domestic. Accelerated earn: 3 Adani Reward Points per Rs 100 in the Adani One ecosystem; 1.5 per Rs 100 international. The forex markup is 3.5%. Lounge visits in India: 2 per quarter (8 a year). Read from the issuer's documents and an aggregator on 31 Oct 2026.

Adani One ICICI Bank Platinum Credit Card card design — Card design: icici.bank.in

Annual fee: Rs 750+ GST
Fee waived at: Rs 3,00,000annual spend
Base return: —
Forex markup: 3.5%
Interest: 3.75%a month

Apply on icici.bank.inOpens the bank’s own page.

Fees

Joining fee	Rs 750
Annual fee	Rs 750
Annual spend that waives the fee	Rs 3,00,000
Fee notes	Add-on Rs 199.

Rewards

Welcome benefit	Flight voucher Rs 2,000 on Rs 10,000 spend within 60 days of activation (fee-paid cards only)
Reward currency	Adani Reward Points
Base earn	1 Adani Reward Point per Rs 100 domestic
Accelerated earn	3 Adani Reward Points per Rs 100 in the Adani One ecosystem; 1.5 per Rs 100 international
Spends that earn nothingunverified	No reward points on rent (MCC 6513), per MITC. Other exclusions not confirmed.
Reward notes	Points credit to the Adani One app at the end of each billing cycle. Rupee value per point not found on issuer page, so base return not computed. Adani press release (Jun 2024) describes rates as 'up to 7%' and 'up to 2%', implying roughly Rs 1 per point; unconfirmed.

Travel and perks

Domestic lounge	2 per quarter (8 a year)
International lounge	None
Lounge conditions	Spend of Rs 75,000 in the preceding calendar quarter unlocks access for the next quarter, from 1 Jul 2026 (rent, government, education, EMI spends excluded). Primary cardholder only. Rs 2 authorisation at entry.
Forex markup	3.5%
Fuel surcharge waiver	1% on fuel txns up to Rs 4,000 at any pump
Other freebies	Porter up to 4 a year (per Rs 1 lakh spent); valet 2 a year; premium car parking 2 a year; BookMyShow 25% off up to Rs 100 twice a month (BookMyShow offer needs Rs 25,000 spend in the preceding quarter (from 1 Apr 2026); each add-on card must qualify separately)

Charges and eligibility

Interest per month	3.75%
Late payment fee	Nil <Rs 100; Rs 100 (Rs 100-500); Rs 500 (Rs 501-1,000); Rs 600 (Rs 1,001-5,000); Rs 750 (Rs 5,001-10,000); Rs 900 (Rs 10,001-25,000); Rs 1,100 (Rs 25,001-50,000); Rs 1,300 (>Rs 50,000)
Cash advance fee	2.5% min Rs 500
Eligibility	Age 21+; salaried Rs 20,000 a month; self-employed Rs 2,40,000 a year
Fine-print notes	Airport services apply at Adani-managed airports. Card T&C PDF blocked to automated readers. Bank-wide transaction fees (MITC): 1% on rent; 1% on fuel txns above Rs 10,000; 1% on utility txns above Rs 50,000; 1% on transportation above Rs 50,000; 1% on education paid via third-party apps; 1% on wallet loads of Rs 5,000+; 2% on skill-based gaming. DCC fee on INR transactions abroad equals the card's forex markup from 15 Jan 2026. Fee-waiver spend excludes rent, government and education payments; a fee reversal forfeits annual gifts.

Questions

What is the annual fee of the Adani One ICICI Bank Platinum Credit Card?: Rs 750 a year, before GST. It is waived if you spend Rs 3,00,000 in a year.
Does the Adani One ICICI Bank Platinum Credit Card give airport lounge access?: Yes. In India: 2 per quarter (8 a year). Outside India: none listed. Conditions: Spend of Rs 75,000 in the preceding calendar quarter unlocks access for the next quarter, from 1 Jul 2026 (rent, government, education, EMI spends excluded). Primary cardholder only. Rs 2 authorisation at entry.
What is the forex markup on the Adani One ICICI Bank Platinum Credit Card?: 3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the Adani One ICICI Bank Platinum Credit Card?: No reward points on rent (MCC 6513), per MITC. Other exclusions not confirmed.