M16S / Axis Bank / Axis Burgundy Private Credit Card
super-premium · rewards, travel
Axis Burgundy Private Credit Card
The Axis Burgundy Private Credit Card costs Rs 1,00,000 a year. Its base return is 6% (15 EDGE RP per Rs 200). The forex markup is 0%. Lounge visits in India: Unlimited for primary and add-on cardholders; spend condition waived. Abroad: Unlimited via Priority Pass. Read from the issuer's documents and an aggregator on 31 Oct 2026.
- Annual fee
- Rs 1,00,000+ GST
- Fee waived at
- —
- Base return
- 6%
- Forex markup
- 0%
- Interest
- 1.5%a month
What changed on this card
- Axis Priority Pass and hotel memberships need consent from 15 Nov 2026
From 15 November 2026, Axis Bank renews Priority Pass and hotel memberships on 9 premium cards only if the cardholder gives explicit consent.
Each change is read from the bank's own notice or terms document, linked above. Every card's changes are on the change log.
Fees
| Joining fee | Rs 1,00,000 |
|---|---|
| Annual fee | Rs 1,00,000 |
| Fee notes | 'Burgundy Private - The One Card'. Fee is complimentary if total relationship value is Rs 5 crore or more in the month before the fee is levied (MITC). No spend-based waiver. |
Rewards
| Reward currency | EDGE Reward Points |
|---|---|
| Base earnunverified | 15 EDGE RP per Rs 200 |
| Base return | 6% |
| Point value | Rs 0.20 per point on Pay by Rewards (min 2,500 points). Transfers 5 points : 4 miles across partners, including Accor, Cathay, Qatar. |
| Capsunverified | Insurance spend capped at 6,000 points a month (aggregator). Transfers capped at 3,00,000 points Group A + 12,00,000 Group B a year. |
| Spends that earn nothingunverified | Government, gold/jewellery, fuel, utilities (aggregator) |
| Points expiry | 3 years from earning; all points also lapse after 365 days with no earn, redemption or login (EDGE Rewards T&C) |
| Reward notes | base_return_pct = 15 points per Rs 200 x 5:4 = 6 miles per Rs 100 at Re 1 a mile (assumption); 1.5% at Rs 0.20 cash value. Partner list and groups as reported by third-party trackers after the 23 Sep 2026 reshuffle (Group A: 18 programmes incl. KrisFlyer, Flying Blue, Air India, Qantas, Accor, Cathay, Qatar; Group B: 9 incl. Hilton, IHG, IndiGo BluChip, Miles & More). Axis's own current partner page could not be read; Axis says ratios and groups can change without notice and the ratio shown at transfer applies. Caps are per customer ID per calendar year; if several Axis cards are held the highest card sets the cap. Miles & More has its own extra cap of 2,00,000 miles a year, min 3,000 miles per transfer. |
Transfers
| Partnersunverified | Accor Live Limitless, Air Canada Aeroplan, Air France-KLM Flying Blue, Air India Maharaja Club, British Airways Club, Cathay, Ethiopian Airlines ShebaMiles, Etihad Guest, Finnair Plus, JAL Mileage Bank, Qantas Frequent Flyer, Qatar Airways Privilege Club, Singapore Airlines KrisFlyer, Thai Royal Orchid Plus, Turkish Airlines Miles&Smiles, United MileagePlus, Vietnam Airlines Lotusmiles, Wyndham Rewards, AirAsia Rewards, Hilton Honors, IHG One Rewards, IndiGo BluChip, Lufthansa Miles & More, Orchid Rewards, The Postcard Sunshine Club, Radisson Rewards, SpiceJet SpiceClub |
|---|---|
| Ratiounverified | 5 EDGE RP : 4 partner miles on all partners. Annual cap 3,00,000 points Group A + 12,00,000 Group B. |
Travel and perks
| Domestic lounge | Unlimited for primary and add-on cardholders; spend condition waived |
|---|---|
| International loungeunverified | Unlimited via Priority Pass |
| Lounge conditionsunverified | 12 domestic and 12 international guest visits a year (aggregator) |
| Forex markup | 0% |
| Fuel surcharge waiver | 1% on Rs 400-4,000 fuel transactions, cap Rs 400 per statement cycle (MITC) |
| Other freebiesunverified | Aggregator: 50 golf rounds a year, 8 airport concierge services, Club Marriott, Taj Epicure and Accor Plus memberships, BookMyShow BOGO, EazyDiner, air accident cover Rs 4.5 crore, concierge |
Charges and eligibility
| Interest per month | 1.5% |
|---|---|
| Late payment fee | Waived |
| Cash advance fee | Waived; no interest on cash withdrawals until due date |
| Eligibilityunverified | Axis Burgundy Private clients (aggregator: total relationship value Rs 5 crore+) |
| Fine-print notes | Axis's Burgundy Private T&C PDF returned an error. Fees, forex (nil), interest (1.5%), late fee and cash fee waivers and lounge are from MITC and the lounge programme document; rewards and memberships are aggregator data. Over-limit, cheque-return and branch cash-payment fees are waived. |
Questions
- What is the annual fee of the Axis Burgundy Private Credit Card?
- Rs 1,00,000 a year, before GST.
- Does the Axis Burgundy Private Credit Card give airport lounge access?
- Yes. In India: Unlimited for primary and add-on cardholders; spend condition waived. Outside India: Unlimited via Priority Pass. Conditions: 12 domestic and 12 international guest visits a year (aggregator)
- What is the forex markup on the Axis Burgundy Private Credit Card?
- 0% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the Axis Burgundy Private Credit Card?
- Government, gold/jewellery, fuel, utilities (aggregator)