M16S / Axis Bank / Miles & More Axis Bank World Select Credit Card
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Miles & More Axis Bank World Select Credit Card
The Miles & More Axis Bank World Select Credit Card costs Rs 4,500 a year. It earns 6 award miles per Rs 200 of eligible spend, unlimited. The forex markup is 3.5%. Lounge visits in India: 8 per quarter at Mastercard lounges in India. Read from the issuer's own documents on 12 Oct 2026.
- Annual fee
- Rs 4,500+ GST
- Fee waived at
- —
- Base return
- —
- Forex markup
- 3.5%
- Interest
- 3.75%a month
Apply on axis.bank.inOpens the bank’s own page.
What changed on this card
- Axis Priority Pass and hotel memberships need consent from 15 Nov 2026
From 15 November 2026, Axis Bank renews Priority Pass and hotel memberships on 9 premium cards only if the cardholder gives explicit consent.
Each change is read from the bank's own notice or terms document, linked above. Every card's changes are on the change log.
Fees
| Joining fee | Rs 10,000 |
|---|---|
| Annual fee | Rs 4,500 |
| Fee notes | Joining fee Rs 10,000 + GST; annual fee Rs 4,500 + GST from year 2 (issuer page). No spend waiver; joining and annual fee waived for Miles & More HON Circle and Senator status members. |
Rewards
| Welcome benefit | 15,000 bonus award miles on first transaction within 30 days of issuance, plus a Priority Pass; annual bonus of 4,000 award miles on renewal |
|---|---|
| Reward currency | Miles & More award miles |
| Base earn | 6 award miles per Rs 200 of eligible spend, unlimited |
| Point value | Miles credit to the Miles & More account; all redemption is through Miles & More (flights and upgrades on Star Alliance and other partners, hotels, shopping, car rental). No rupee value stated. |
| Spends that earn nothing | Fuel, wallet loads/spends, rent, insurance, utilities, government spends, gold and jewellery; also EMI transactions, cash withdrawals, fees and interest |
| Points expiry | Award miles never expire while the card is in use: hold the card for at least 3 months and make at least 1 miles-earning purchase every month (issuer page) |
| Reward notes | base_return_pct null: award miles have no fixed rupee value. No reward redemption fee (issuer page). Issuer illustration: 55,000 miles in year one on Rs 1 lakh monthly spend. |
Travel and perks
| Domestic lounge | 8 per quarter at Mastercard lounges in India |
|---|---|
| International lounge | 4 Priority Pass visits per card membership year, primary cardholder only; guests charged |
| Lounge conditions | Domestic visits subject to the spend criteria: Rs 50,000 eligible spend in previous 3 calendar months (from 1 May 2024, issuer lounge document); waived in issuance month + next 3 months; guests paid. Priority Pass is issued automatically on card activation. |
| Forex markup | 3.5% |
| Fuel surcharge waiver | None (MITC lists Miles & More among cards with no fuel surcharge refund) |
| Other freebies | EazyDiner: 40% off up to Rs 1,000 and 25% off up to Rs 800 at partner restaurants; insurance cover for baggage loss, air accident, lost card and credit shield (amounts not stated on page); preferred rates on Axis Bank loans; Wednesday offers |
Charges and eligibility
| Interest per month | 3.75% |
|---|---|
| Late payment fee | Nil up to Rs 500 due; Rs 500 (501-5,000); Rs 750 (5,001-10,000); Rs 1,200 (10,001-50,000); Rs 1,300 above 50,000; plus Rs 100 per cycle if minimum due is missed two cycles running |
| Cash advance fee | 2.5% of amount, min Rs 500 |
| Eligibility | Age 18-70 (add-on 18+); resident of India or NRI. Existing Miles & More members must give their membership statement. |
| Fine-print notes | Issuer product page read 2026-10-12 is live as an 'Apply for' page with an application form and no closure notice, so status open is taken as confirmed. One page covers both the World and World Select variants. It confirms fees, welcome and annual miles, earn rate, exclusions, lounge counts and 3.5% forex. Fuel surcharge refund: none per MITC; the page is silent. Conflicts resolved from issuer page read 2026-10-12: interest: issuer page prints '3.7% per month (55.55% per annum)'; MITC 3.75% matches 55.55% a year and is kept | base_earn: the product page states award miles per Rs 200; a promotional tile on another Axis page (Kwik) describes 'Miles and More Axis Bank Credit Card' as earning EDGE Miles (5 per Rs 100 on Travel EDGE and airline sites) at a Rs 3,500 fee; product page values are used |
Questions
- What is the annual fee of the Miles & More Axis Bank World Select Credit Card?
- Rs 4,500 a year, before GST.
- Does the Miles & More Axis Bank World Select Credit Card give airport lounge access?
- Yes. In India: 8 per quarter at Mastercard lounges in India. Outside India: 4 Priority Pass visits per card membership year, primary cardholder only; guests charged. Conditions: Domestic visits subject to the spend criteria: Rs 50,000 eligible spend in previous 3 calendar months (from 1 May 2024, issuer lounge document); waived in issuance month + next 3 months; guests paid. Priority Pass is issued automatically on card activation.
- What is the forex markup on the Miles & More Axis Bank World Select Credit Card?
- 3.5% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the Miles & More Axis Bank World Select Credit Card?
- Fuel, wallet loads/spends, rent, insurance, utilities, government spends, gold and jewellery; also EMI transactions, cash withdrawals, fees and interest