What is the annual fee of the Axis Primus Credit Card?

Rs 3,00,000 a year, before GST.

Does the Axis Primus Credit Card give airport lounge access?

Yes. In India: Unlimited for primary and add-on cardholders; 12 guest visits per calendar year. Outside India: Unlimited Priority Pass for primary and add-on; 12 guest visits a year. Conditions: No spend condition. Rs 2 authorisation at domestic lounges.

What is the forex markup on the Axis Primus Credit Card?

0% of each foreign-currency transaction, before GST.

Which spends earn no rewards on the Axis Primus Credit Card?

Only EMIs, balance conversions/transfers, cash withdrawals, fees, charges and GST. Milestone has no MCC exclusions.

M16S / Axis Bank / Axis Primus Credit Card

super-premium · rewards, travel

Axis Primus Credit Card

Axis BankLast checked 31 Oct 2026invite-only

The Axis Primus Credit Card costs Rs 3,00,000 a year. Its base return is 5% (1 EDGE Mile per Rs 100 on all transactions). Accelerated earn: None; quarterly milestones instead. The forex markup is 0%. Lounge visits in India: Unlimited for primary and add-on cardholders; 12 guest visits per calendar year. Abroad: Unlimited Priority Pass for primary and add-on; 12 guest visits a year. Read from the issuer's own documents on 31 Oct 2026.

Annual fee: Rs 3,00,000+ GST
Fee waived at: —
Base return: 5%
Forex markup: 0%
Interest: 1%a month

Fees

Joining fee	Rs 5,00,000
Annual fee	Rs 3,00,000
Fee notes	Cards issued up to 31 Jul 2024: Rs 1,80,000 joining and annual. First add-on free; further add-ons (up to 4) Rs 25,000 each a year (Rs 15,000 on older cards). No spend waiver.

Rewards

Welcome benefit	Choose within 30 days: 25,000 EDGE Miles (= 1,25,000 partner miles) or ITC Hotels e-vouchers worth Rs 40,000. Renewal: 15,000 EDGE Miles or ITC vouchers worth Rs 20,000.
Reward currency	EDGE Miles
Base earn	1 EDGE Mile per Rs 100 on all transactions
Base return	5%
Point value	Welcome and renewal miles convert at 1 EDGE Mile : 5 partner miles; ongoing transfer ratios are 'dynamic' per issuer T&C. Min 500 miles for catalogue, Travel EDGE or partner-outlet redemption.
Accelerated earn	None; quarterly milestones instead
Caps	No earn cap stated. Transfer caps not stated for this card.
Spends that earn nothing	Only EMIs, balance conversions/transfers, cash withdrawals, fees, charges and GST. Milestone has no MCC exclusions.
Points expiryunverified	3 years from earning; all points also lapse after 365 days with no earn, redemption or login (EDGE Rewards T&C)
Milestone benefits	Per calendar quarter: Rs 20-30 lakh spend 15,000 EDGE Miles; Rs 30.01-50 lakh 25,000; above Rs 50 lakh 35,000. Credited within 45 days of quarter end.
Reward notes	base_return_pct = 1 EDGE Mile per Rs 100 x 1:5 = 5 partner miles per Rs 100 at Re 1 a mile (assumption). Milestone miles add to this. Pay by Rewards (cashback) live from 15 Aug 2024; rupee value per mile not stated.

Transfers

Partnersunverified	AirAsia Rewards, Accor Live Limitless, Air Canada Aeroplan, Air France-KLM Flying Blue, Air India Maharaja Club, Ethiopian Airlines ShebaMiles, Etihad Guest, IHG One Rewards, JAL Mileage Bank, Qantas Frequent Flyer, Singapore Airlines KrisFlyer, SpiceJet SpiceClub, Thai Royal Orchid Plus, Turkish Airlines Miles&Smiles, United MileagePlus, Wyndham Rewards
Ratio	1 EDGE Mile : 5 partner miles (fixed for welcome/renewal offers; current ratio per partner shown on Axis portal)

Travel and perks

Domestic lounge	Unlimited for primary and add-on cardholders; 12 guest visits per calendar year
International lounge	Unlimited Priority Pass for primary and add-on; 12 guest visits a year
Lounge conditions	No spend condition. Rs 2 authorisation at domestic lounges.
Forex markup	0%
Fuel surcharge waiver	1% on Rs 400-10,000 fuel transactions (MITC; cap amount not printed)
Other freebies	Companion business/first air ticket or up to 15% off international premium fares; one free hotel night on two paid nights (900+ hotels); airport meet-and-greet and luxury transfers with business-class tickets; unlimited domestic golf + 4 international rounds; Taj Epicure (first year); Bloomberg subscription; relationship-manager concierge; lost card cover Rs 25 lakh.

Charges and eligibility

Interest per month	1%
Late payment fee	Waived
Cash advance fee	Waived
Eligibility	By invitation; criteria not published
Fine-print notes	Rent fee nil, over-limit and cheque-return fees waived, DCC markup nil (MITC). Airfare offer carries a Rs 3,950 ticketing fee and taxes. Partner list is from an aggregator and predates the 2026 partner reshuffle.

Questions

What is the annual fee of the Axis Primus Credit Card?: Rs 3,00,000 a year, before GST.
Does the Axis Primus Credit Card give airport lounge access?: Yes. In India: Unlimited for primary and add-on cardholders; 12 guest visits per calendar year. Outside India: Unlimited Priority Pass for primary and add-on; 12 guest visits a year. Conditions: No spend condition. Rs 2 authorisation at domestic lounges.
What is the forex markup on the Axis Primus Credit Card?: 0% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the Axis Primus Credit Card?: Only EMIs, balance conversions/transfers, cash withdrawals, fees, charges and GST. Milestone has no MCC exclusions.