Does the Axis SuperMoney RuPay Credit Card give airport lounge access?

No lounge access is listed for this card.

What is the forex markup on the Axis SuperMoney RuPay Credit Card?

3.5% of each foreign-currency transaction, before GST.

Which spends earn no rewards on the Axis SuperMoney RuPay Credit Card?

Fuel, jewellery, cash, wallet, insurance, education, government, rent, EMI

M16S / Axis Bank / Axis SuperMoney RuPay Credit Card

entry · cashback, cobrand, lifetime-free, upi

Axis SuperMoney RuPay Credit Card

Axis Bank · with super.moneyRuPayLast checked 31 Oct 2026

The Axis SuperMoney RuPay Credit Card charges no annual fee and no joining fee. Its base return is 1% (1% cashback on other UPI and card spend). Accelerated earn: 3% on UPI spends made through the super.money app. The forex markup is 3.5%. It lists no airport lounge access. Read from the issuer's documents and an aggregator on 31 Oct 2026.

Annual fee: Free
Fee waived at: —
Base return: 1%
Forex markup: 3.5%
Interest: 3.75%a month

Fees

Joining fee	Free
Annual fee	Free
Fee notes	Lifetime free (MITC: nil/nil)

Rewards

Welcome benefit	None
Reward currency	Cashback
Base earnunverified	1% cashback on other UPI and card spend
Base return	1%
Point value	Cashback credited to statement
Accelerated earnunverified	3% on UPI spends made through the super.money app
Capsunverified	super.money UPI cashback cannot exceed cashback earned on all other spend that month (floor Rs 100); Rs 500 monthly cap removed 1 Jan 2026. Transactions under Rs 100 earn nothing.
Spends that earn nothingunverified	Fuel, jewellery, cash, wallet, insurance, education, government, rent, EMI
Points expiry	Not applicable
Reward notes	base_return_pct = 1% base cashback.

Travel and perks

Domestic lounge	None
International lounge	None
Forex markup	3.5%
Fuel surcharge waiver	1% on Rs 400-4,000 fuel transactions, cap Rs 400 per statement cycle (MITC)

Charges and eligibility

Interest per month	3.75%
Late payment fee	Nil up to Rs 500 due; Rs 500 (501-5,000); Rs 750 (5,001-10,000); Rs 1,200 (10,001-50,000); Rs 1,300 above 50,000; plus Rs 100 per cycle if minimum due is missed two cycles running
Cash advance fee	2.5% of amount, min Rs 500
Fine-print notes	Applied for through the super.money app (Flipkart group). Fees and interest from MITC; rewards from aggregator page of 1 Apr 2026.

Questions

What is the annual fee of the Axis SuperMoney RuPay Credit Card?: No annual fee.
Does the Axis SuperMoney RuPay Credit Card give airport lounge access?: No lounge access is listed for this card.
What is the forex markup on the Axis SuperMoney RuPay Credit Card?: 3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the Axis SuperMoney RuPay Credit Card?: Fuel, jewellery, cash, wallet, insurance, education, government, rent, EMI