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M16S / IDFC First Bank / Club Vistara IDFC FIRST Credit Card

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Club Vistara IDFC FIRST Credit Card

IDFC First Bank · with Air India (formerly Club Vistara)MastercardLast checked 11 Oct 2026closed to new applicants fees only

Read from an aggregator, not the issuer on 11 Oct 2026.

Annual fee
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Fee waived at
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Base return
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Forex markup
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Interest
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Fees

Fee notesLegacy co-brand; fees not read.

Rewards

Reward currencyunverifiedMaharaja Points
Reward notesPer Card Insider (May 2026): Maharaja Points are earned only on spends up to the credit limit per billing cycle and redeem only through Air India's Maharaja Club.

Charges and eligibility

Fine-print notesNot on IDFC's current listing page. Existing cards still serviced after the Vistara-Air India merger. Fees and earn rates could not be documented.