HDFC BankLast checked 31 Oct 2026closed to new applicants
The HDFC Superia Credit Card costs Rs 1,000 a year, waived if you spend Rs 75,000 in a year. It earns 3 RP per Rs 200. Accelerated earn: 50% more Reward Points on dining at select premium restaurants. The forex markup is 3.5%. Abroad: Complimentary Priority Pass membership (number of free visits not stated). Read from the issuer's own documents on 31 Oct 2026.
HDFCSuperiaCard design not shown
Annual fee
Rs 1,000+ GST
Fee waived at
Rs 75,000annual spend
Base return
—
Forex markup
3.5%
Interest
3.75%a month
Fees
Annual fee
Rs 1,000
Annual spend that waives the fee
Rs 75,000
Fee notes
Renewal fee Rs 1,000 + taxes, waived on Rs 75,000 annual spend; first-year fee waived on Rs 15,000 spend within 90 days (joining fee amount not stated).
Rewards
Welcome benefit
1,000 RP welcome benefit; 1,000 RP renewal benefit every year
Reward currency
Reward Points
Base earn
3 RP per Rs 200
Point value
1 RP = 0.7 AirMiles; catalogue at the applicable redemption rate (rupee value not stated)
Accelerated earn
50% more Reward Points on dining at select premium restaurants
Spends that earn nothing
No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)
Points expiry
2 years
Reward notes
No rupee value per point on the page, so base return not computed.
Transfers
Partners
Singapore KrisFlyer
Ratio
1 RP = 0.7 AirMiles; page names KrisFlyer and vouchers for domestic airlines
Travel and perks
International lounge
Complimentary Priority Pass membership (number of free visits not stated)
Forex markup
3.5%
Fuel surcharge waiver
1% on txns of Rs 400 and above, cap Rs 500 per cycle
Other freebies
Up to 50 interest-free days; Rs 1,000 PayZapp cashback offer
Charges and eligibility
Interest per month
3.75%
Cash advance fee
2.5% of amount, min Rs 500
Eligibility
Closed to new applicants
Fine-print notes
Legacy airline-rewards card: 'Sourcing of this Credit Card has been stopped.' All fields from the HDFC product page read 2026-10-12. The 3.49% monthly interest is what this legacy page states; the bank's current MITC rate recorded on other entries is 3.75%, so treat it as possibly stale. Forex markup and networks are not on the page.
Questions
What is the annual fee of the HDFC Superia Credit Card?
Rs 1,000 a year, before GST. It is waived if you spend Rs 75,000 in a year.
Does the HDFC Superia Credit Card give airport lounge access?
Yes. In India: none listed. Outside India: Complimentary Priority Pass membership (number of free visits not stated).
What is the forex markup on the HDFC Superia Credit Card?
3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the HDFC Superia Credit Card?
No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)