M16SCredit cards, explained without the jargon Sign in

M16S / IndusInd Bank / IndusInd Secured Credit Card (against Fixed Deposit)

entry · secured, lifetime-free

IndusInd Secured Credit Card (against Fixed Deposit)

The IndusInd Secured Credit Card (against Fixed Deposit) charges no annual fee and no joining fee. It earns As per the variant issued (see Platinum Aura Edge / Platinum). Read from an aggregator, not the issuer on 11 Oct 2026.

Annual fee
Free
Fee waived at
—
Base return
—
Forex markup
—
Interest
—
Apply on induseasycredit.indusind.bank.inOpens the bank’s own page.

Fees

Joining feeunverifiedFree
Annual feeunverifiedFree
Fee notesAggregator lists nil joining and annual fee; issued as Platinum Aura Edge, Platinum, Duo or EazyDiner Platinum against an IndusInd FD

Rewards

Reward currencyReward Points
Base earnunverifiedAs per the variant issued (see Platinum Aura Edge / Platinum)

Charges and eligibility

Late payment feeBy outstanding balance (from 15 Jun 2026): up to Rs 100 nil; 101-500 Rs 100; 501-1,000 Rs 500; 1,001-5,000 Rs 600; 5,001-10,000 Rs 750; 10,001-25,000 Rs 900; 25,001-50,000 Rs 1,100; above 50,000 Rs 1,300
Cash advance fee2.5% min Rs 300
EligibilityunverifiedIndusInd fixed deposit; minimum FD not stated in sources read
Fine-print notesIssuer application page not read (application flow). Credit limit as a share of the FD and minimum FD not found.

Questions

What is the annual fee of the IndusInd Secured Credit Card (against Fixed Deposit)?
No annual fee.