IndusInd BankMastercardLast checked 12 Oct 2026invite-only
The IndusInd Indus Solitaire Credit Card costs Rs 10,000 a year, waived if you spend Rs 10,00,000 in a year. Its base return is 0.5% (1 RP per Rs 100). The forex markup is 0%. Abroad: 4 per quarter via LoungeKey. Read from the issuer's documents and an aggregator on 12 Oct 2026.
Card design: indusind.bank.in
Annual fee
Rs 10,000+ GST
Fee waived at
Rs 10,00,000annual spend
Base return
0.5%
Forex markup
0%
Interest
3.83%a month
Fees
Joining fee
Rs 30,000
Annual fee
Rs 10,000
Annual spend that waives the fee
Rs 10,00,000
Fee notes
Joining fee Rs 30,000. Annual fee Rs 10,000, waived on spends of Rs 10 lakh or more in the previous anniversary year (issuer page)
Rewards
Welcome benefit
First year only, after the joining fee is paid in full and on request: Taj Epicure Preferred membership, EazyDiner Prime membership with 2,000 EazyPoints, Moneycontrol Pro membership. Plus 5,000 bonus RP on Rs 1 lakh spend in the first 30 days
Reward currency
Reward Points
Base earn
1 RP per Rs 100
Base return
0.5%
Point value
1 RP = Rs 0.50 cash credit
Spends that earn nothing
No RP on fuel. 0.70 RP per Rs 100 on utility bills, insurance premiums, government services, educational institutes, real estate and rent
Reward notes
base_return_pct = 1 RP per Rs 100 x Rs 0.50 (both issuer-stated). Airline ratio is not on the issuer page.
Transfers
Partners
Singapore KrisFlyer
Ratiounverified
Aggregator: 5 RP = 4 partner airmiles. Issuer page names KrisFlyer but gives no ratio
Travel and perks
Domestic lounge
4 per quarter via the card; from the July 2026 quarter access must be unlocked by a spend criterion tracked from 1 Apr 2026 (threshold not on page)
International lounge
4 per quarter via LoungeKey
Lounge conditions
Domestic access is spend-linked from the July 2026 quarter (issuer notice)
Forex markup
0%
Fuel surcharge waiver
1% waiver at any fuel station in India
Other freebies
Mastercard World Elite golf: 12 rounds and 12 lessons a year (max 3 each per quarter) and 4 guest green fees a year; overseas health insurance up to USD 25,000 (reimbursement); travel insurance with sums assured up to Rs 1,00,000 / 25,000 / 50,000 / 25,000 / 25,000 (row labels missing in the fetched text; on the Platinum RuPay and Pioneer Legacy pages the same sums are lost baggage, delayed baggage, passport loss, lost ticket, missed connection); One Night Free with Mastercard; Advance Medical second opinion; Flexiroam 3 GB global data plan a year; concierge incl. elderly care, meet-and-greet and airport cab booking (services at cost); Total Protect fraud cover up to the credit limit. Complimentary Club ITC Culinaire membership discontinued effective 5 Oct 2025
Charges and eligibility
Interest per month
3.83%
Late payment fee
Waived
Cash advance fee
2.5% min Rs 300
Eligibilityunverified
By invitation
Fine-print notes
Issuer product page read as plain text on 2026-10-12; fields updated from it. Zero forex markup confirmed on page. Card is tied to Indus Solitaire Banking; the page does not use the word invitation. World Elite Mastercard. CONFLICTS (issuer page used; old value and source): transfer_partners: old [] (partners not named); issuer page names KrisFlyer. Earlier non-issuer data not found on the issuer page (unconfirmed): domestic lounge needs Rs 5 lakh spend in the previous quarter (Card Insider); extra lounge visits up to USD 35. Issuer MITC surcharges: 1% + GST on utility spend above Rs 25,000/cycle, wallet loads above Rs 20,000/cycle, education via third-party apps above Rs 45,000/cycle, transport MCCs above Rs 40,000/cycle; reward redemption fee Rs 149 (cash) / Rs 100 (other).
Questions
What is the annual fee of the IndusInd Indus Solitaire Credit Card?
Rs 10,000 a year, before GST. It is waived if you spend Rs 10,00,000 in a year.
Does the IndusInd Indus Solitaire Credit Card give airport lounge access?
Yes. In India: 4 per quarter via the card; from the July 2026 quarter access must be unlocked by a spend criterion tracked from 1 Apr 2026 (threshold not on page). Outside India: 4 per quarter via LoungeKey. Conditions: Domestic access is spend-linked from the July 2026 quarter (issuer notice)
What is the forex markup on the IndusInd Indus Solitaire Credit Card?
0% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the IndusInd Indus Solitaire Credit Card?
No RP on fuel. 0.70 RP per Rs 100 on utility bills, insurance premiums, government services, educational institutes, real estate and rent
