IndusInd Bank · with InterMiles (Jet Privilege Pvt Ltd)VisaLast checked 12 Oct 2026closed to new applicants
Lounge visits in India: 2 Visa airport lounge visits per quarter. Read from the issuer's own documents on 12 Oct 2026.
Card design: indusind.bank.in
Annual fee
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Fee waived at
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Base return
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Forex markup
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Interest
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Fees
Fee notes
Discontinued for new sourcing and for existing cards. Joining and annual fees not stated on the page. Uncapping fee Rs 10,000 + GST a year to earn beyond the annual cap
Up to 4 InterMiles per Rs 100 (headline). Separate weekday and weekend rates apply; the figures in the issuer table did not come through in the fetched text
Point value
Earned directly as InterMiles; redeemed for flights and hotels on intermiles.com, fuel at select IOCL pumps and the InterMiles reward store
Accelerated earn
2X InterMiles on flights and Amazon spends via intermiles.com and hotels via interbook.intermiles.com; higher earn on weekends
Caps
InterMiles on spends capped at 75,000 a year unless the uncapping fee is paid
Spends that earn nothing
Select merchant categories revised from 1 Aug 2019 (bank-wide notice: 1 mile per Rs 100 on utility bills, insurance, government services and education fees for the former Jet Airways cards)
Reward notes
base_return_pct null: InterMiles have no fixed rupee value and the base rate is unreadable in the fetched text.
Travel and perks
Domestic lounge
2 Visa airport lounge visits per quarter
International lounge
Complimentary Priority Pass membership; visits chargeable unless enrolled in Travel Plus
Lounge conditions
Optional Travel Plus programme at Rs 5,000 a year waives the USD 27 charge for up to 8 lounge visits a year outside India
Fuel surcharge waiver
1% waiver at any fuel station in India
Other freebies
BookMyShow buy-one-get-one, two free tickets a month; concierge; Auto Assist in six metros; travel insurance with sums assured up to Rs 1,00,000 / 25,000 / 50,000 / 25,000 / 25,000 (row labels missing in the fetched text; on the Platinum RuPay and Pioneer Legacy pages the same sums are lost baggage, delayed baggage, passport loss, lost ticket, missed connection); Total Protect fraud cover up to the credit limit
Charges and eligibility
Fine-print notes
New entry created from the issuer product page read as plain text on 2026-10-12; no aggregator used. Issuer page marks the card '(Discontinued)': discontinued for new sourcing as well as existing cards, page kept only as a reference. Reward point redemption towards InterMiles on other IndusInd cards ended 21 Jan 2025.
Questions
Does the IndusInd InterMiles Odyssey Visa Credit Card give airport lounge access?
Yes. In India: 2 Visa airport lounge visits per quarter. Outside India: Complimentary Priority Pass membership; visits chargeable unless enrolled in Travel Plus. Conditions: Optional Travel Plus programme at Rs 5,000 a year waives the USD 27 charge for up to 8 lounge visits a year outside India
Which spends earn no rewards on the IndusInd InterMiles Odyssey Visa Credit Card?
Select merchant categories revised from 1 Aug 2019 (bank-wide notice: 1 mile per Rs 100 on utility bills, insurance, government services and education fees for the former Jet Airways cards)
