IndusInd BankLast checked 12 Oct 2026closed to new applicants
Its base return is 1%. Read from the issuer's own documents on 12 Oct 2026.
Card design: indusind.bank.in
Annual fee
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Fee waived at
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Base return
1%
Forex markup
—
Interest
—
Fees
Fee notes
Discontinued for new sourcing. Fees not stated on the product page
Rewards
Reward currency
Cashback
Base earn
1% cashback on retail spend, on up to Rs 10,000 of spend per statement cycle
Base return
1%
Point value
Cashback credited to the card account in the following statement cycle
Caps
Max cashback Rs 100 per statement cycle; spend above Rs 10,000 in a cycle earns nothing
Reward notes
base_return_pct = 1% on the first Rs 10,000 per cycle; nothing above that.
Travel and perks
Fuel surcharge waiver
1% waiver at any petrol pump in India
Other freebies
One free BookMyShow ticket up to Rs 200 every 6 months; 1% railway surcharge waiver on IRCTC site and app; convert transactions and balances to EMI at 1.1% a month (13.2% a year) with nil processing fee; travel insurance with sums assured up to Rs 1,00,000 / 25,000 / 50,000 / 25,000 / 25,000 (row labels missing in the fetched text; on the Platinum RuPay and Pioneer Legacy pages the same sums are lost baggage, delayed baggage, passport loss, lost ticket, missed connection); Total Protect fraud cover up to the credit limit
Charges and eligibility
Eligibility
Government sector employees
Fine-print notes
New entry created from the issuer product page read as plain text on 2026-10-12; no aggregator used. Issuer page marks the card '(Discontinued)': no new sourcing, shown only for existing holders; the page points government employees to another card (the Samman RuPay card is the bank's current government-sector product). Network not stated on page.
