Does the IndusInd Signature Visa Credit Card give airport lounge access?

Yes. In India: Up to 2 per quarter on the primary card (Visa Signature lounge programme). Outside India: Complimentary Priority Pass membership; visits chargeable unless enrolled in Travel Plus. Conditions: Optional Travel Plus programme at Rs 5,000 a year waives the USD 27 charge for up to 8 lounge visits a year outside India

Which spends earn no rewards on the IndusInd Signature Visa Credit Card?

No RP on fuel (from 1 Apr 2018). Utility bills, insurance premiums, government services and education fees earn 0.70 RP per Rs 100 (issuer notice effective 1 Aug 2019)

M16S / IndusInd Bank / IndusInd Signature Visa Credit Card

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IndusInd Signature Visa Credit Card

IndusInd BankVisaLast checked 12 Oct 2026closed to new applicants

Its base return is 0.75% (1.5 RP per Rs 100). Lounge visits in India: Up to 2 per quarter on the primary card (Visa Signature lounge programme). Read from the issuer's own documents on 12 Oct 2026.

Annual fee: —
Fee waived at: —
Base return: 0.75%
Forex markup: —
Interest: 3.83%a month

Fees

Fee notes	Discontinued for new sourcing. No joining or annual fee is labelled on the page; the header shows '9,999' against the label 'Insurance Charge', meaning unclear. Welcome gift only at select fee points

Rewards

Welcome benefit	Only at select fee points: Oberoi Hotels gift voucher
Reward currency	Reward Points
Base earn	1.5 RP per Rs 100
Base return	0.75%
Point value	1 RP = Rs 0.50 cash credit; Rs 0.75 non-cash excluding airmiles (both from 1 Mar 2024)
Caps	Cash credit redemption max 7,500 RP per calendar month (effective 1 Sep 2024)
Spends that earn nothing	No RP on fuel (from 1 Apr 2018). Utility bills, insurance premiums, government services and education fees earn 0.70 RP per Rs 100 (issuer notice effective 1 Aug 2019)
Reward notes	base_return_pct = 1.5 RP per Rs 100 x Rs 0.50 cash credit.

Transfers

Partners	Singapore KrisFlyer

Travel and perks

Domestic lounge	Up to 2 per quarter on the primary card (Visa Signature lounge programme)
International lounge	Complimentary Priority Pass membership; visits chargeable unless enrolled in Travel Plus
Lounge conditions	Optional Travel Plus programme at Rs 5,000 a year waives the USD 27 charge for up to 8 lounge visits a year outside India
Fuel surcharge waiver	1% waiver at any petrol pump in India
Other freebies	BookMyShow buy-one-get-one, one free ticket a month from 1 Jun 2023 (three before); Visa Signature weekend movie offer, Rs 300 cap; concierge; Auto Assist in six metros; travel insurance with sums assured up to Rs 1,00,000 / 25,000 / 50,000 / 25,000 / 25,000 (row labels missing in the fetched text; on the Platinum RuPay and Pioneer Legacy pages the same sums are lost baggage, delayed baggage, passport loss, lost ticket, missed connection); Total Protect fraud cover up to the credit limit

Charges and eligibility

Interest per month	3.83%
Eligibility	Age 21-65, stable income; income/ITR Rs 48 lakh a year (salaried), Rs 60 lakh (self-employed) as printed on the page
Fine-print notes	New entry created from the issuer product page read as plain text on 2026-10-12; no aggregator used. Issuer page marks the card '(Discontinued)': no new sourcing, shown only for existing holders. Other issuer page used: Pioneer Legacy page on bank.indusind.com for the Aug 2019 reduced-earn table.

Questions

Does the IndusInd Signature Visa Credit Card give airport lounge access?: Yes. In India: Up to 2 per quarter on the primary card (Visa Signature lounge programme). Outside India: Complimentary Priority Pass membership; visits chargeable unless enrolled in Travel Plus. Conditions: Optional Travel Plus programme at Rs 5,000 a year waives the USD 27 charge for up to 8 lounge visits a year outside India
Which spends earn no rewards on the IndusInd Signature Visa Credit Card?: No RP on fuel (from 1 Apr 2018). Utility bills, insurance premiums, government services and education fees earn 0.70 RP per Rs 100 (issuer notice effective 1 Aug 2019)