M16S / HDFC Bank / InterMiles HDFC Bank Platinum Credit Card
mid · cobrand, travel
InterMiles HDFC Bank Platinum Credit Card
HDFC Bank · with InterMilesVisa · MastercardLast checked 31 Oct 2026closed to new applicants
It earns 4 InterMiles per Rs 150 on retail spends. Read from the issuer's own documents on 31 Oct 2026.
HDFCInterMiles HDFC Bank Platinum Credit CardCard design not shown
Annual fee
—
Fee waived at
Rs 2,50,000annual spend
Base return
—
Forex markup
—
Interest
3.75%a month
Fees
Annual spend that waives the fee
Rs 2,50,000
Fee notes
Fee amount not printed on the page. Renewal fee waived on Rs 2.5 lakh spend within 12 months; a waived fee forfeits the flight/hotel discount vouchers.
Rewards
Welcome benefit
Up to 3,000 bonus InterMiles: 1,500 on Rs 3,000 spend within 30 days and 1,500 on Rs 50,000 retail spend within 90 days; Rs 500 flight and Rs 1,000 hotel discount vouchers in the first year
Reward currency
InterMiles
Base earn
4 InterMiles per Rs 150 on retail spends
Accelerated earn
8 InterMiles per Rs 150 on flights and hotels booked on the InterMiles site; 2.5X InterMiles on Etihad tickets booked there
InterMiles credited to the InterMiles account cannot be converted to Reward Points. base_return_pct not computed: no rupee value for an InterMile on the page.
Travel and perks
Domestic lounge
8 per year (2 per quarter) at select domestic lounges via the Visa or Mastercard lounge programme
Lounge conditions
Nominal card-validation fee at the lounge
Fuel surcharge waiver
1% on txns of Rs 400+, cap Rs 250 per billing cycle
Other freebies
Up to 20% off dining bills paid via Dineout Pay (max Rs 1,000 per month); 5% off Etihad economy tickets on the InterMiles site; up to 3 add-on cards
Charges and eligibility
Interest per month
3.75%
Eligibility
No longer issued. When offered: salaried age 21-60 with net monthly income above Rs 35,000; self-employed age 21-65 with ITR above Rs 6 lakh
Fine-print notes
Discontinued co-brand. The page states the InterMiles cards are phased out: holders were migrated to other HDFC cards in phases (Jan/Feb 2023, Dec 2023, Nov 2024) and all product features were discontinued from 15 Dec 2024. The benefits listed are historical. New entry built only from the HDFC product page read 2026-10-12; fields the page does not state are null, and the bank-wide MITC charges (late fee slabs, rent/utility/wallet fees) were not re-read for this card.
Questions
Does the InterMiles HDFC Bank Platinum Credit Card give airport lounge access?
Yes. In India: 8 per year (2 per quarter) at select domestic lounges via the Visa or Mastercard lounge programme. Outside India: none listed. Conditions: Nominal card-validation fee at the lounge
Which spends earn no rewards on the InterMiles HDFC Bank Platinum Credit Card?