M16S / RBL Bank / RBL Platinum Delight Credit Card
entry · rewards
RBL Platinum Delight Credit Card
The RBL Platinum Delight Credit Card costs Rs 1,000 a year, waived if you spend Rs 2,00,000 in a year. It earns 2 points per Rs 100. Accelerated earn: 4 points per Rs 100 on weekends. The forex markup is 3.5%. It lists no airport lounge access. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- Rs 1,000+ GST
- Fee waived at
- Rs 2,00,000annual spend
- Base return
- —
- Forex markup
- 3.5%
- Interest
- 3.99%a month
Apply on rbl.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Rs 1,000 |
| Annual spend that waives the fee | Rs 2,00,000 |
| Fee notes | Issuer MITC: no separate joining fee; the first-year annual fee is charged upfront |
Rewards
| Welcome benefit | 4,000 points after a swipe in 30 days and fee payment |
|---|---|
| Reward currency | Reward Points |
| Base earn | 2 points per Rs 100 |
| Accelerated earn | 4 points per Rs 100 on weekends |
| Caps | Weekend bonus max 1,000 points per month |
| Spends that earn nothing | No rewards on fuel & auto, utilities, insurance, quasi-cash, railways, real estate/rent, education, wallets, government services, contracted services, cash, Bills2Pay, EMI conversions |
| Milestone benefits | 1,000 bonus points for 5 transactions of Rs 1,000+ in a calendar month |
| Reward notes | base_return_pct null: point value not stated on the page. |
Travel and perks
| Domestic lounge | None stated |
|---|---|
| International lounge | None stated |
| Forex markup | 3.5% |
| Fuel surcharge waiver | Rs 500-4,000 transactions, cap Rs 150/month |
Charges and eligibility
| Interest per month | 3.99% |
|---|---|
| Late payment fee | 12.5% of total amount due, min Rs 5, max Rs 1,300 |
| Cash advance fee | 2.5% min Rs 500 |
| Fine-print notes | Read on the issuer product page; product T&C PDF linked there was not opened. Issuer MITC: reward redemption fee Rs 99 + GST per redemption day; 1% fee on rent, on utility spend above Rs 50,000/month, on fuel transactions above Rs 10,000, on education via third-party apps and on FASTag/toll transactions above Rs 10,000. Offline UPI spends under Rs 2,000 at small merchants earn nothing on RuPay variants. |
Questions
- What is the annual fee of the RBL Platinum Delight Credit Card?
- Rs 1,000 a year, before GST. It is waived if you spend Rs 2,00,000 in a year.
- Does the RBL Platinum Delight Credit Card give airport lounge access?
- No lounge access is listed for this card.
- What is the forex markup on the RBL Platinum Delight Credit Card?
- 3.5% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the RBL Platinum Delight Credit Card?
- No rewards on fuel & auto, utilities, insurance, quasi-cash, railways, real estate/rent, education, wallets, government services, contracted services, cash, Bills2Pay, EMI conversions