M16S / RBL Bank / RBL World Safari Lite Credit Card
entry · travel, rewards
RBL World Safari Lite Credit Card
The RBL World Safari Lite Credit Card costs Rs 1,000 a year. Its base return is 0.25% (1 point per Rs 100 on eligible domestic travel spend). Accelerated earn: 5 points per Rs 100 on flights and hotels booked on the RBL rewards portal. The forex markup is 0%. Lounge visits in India: 1 per calendar quarter. Abroad: 1 per calendar quarter. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- Rs 1,000+ GST
- Fee waived at
- —
- Base return
- 0.25%
- Forex markup
- 0%
- Interest
- 3.99%a month
Apply on rbl.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Rs 1,000 |
| Fee notes | Issuer MITC: no separate joining fee; the first-year annual fee is charged upfront |
Rewards
| Welcome benefit | Vouchers worth Rs 1,000 (Ixigo Rs 599 off, Swiggy One) after a transaction in 30 days and fee payment |
|---|---|
| Reward currency | Reward Points |
| Base earn | 1 point per Rs 100 on eligible domestic travel spend |
| Base return | 0.25% |
| Point value | 1 point = Rs 0.25 on flights and hotels; Rs 0.05 on other redemptions |
| Accelerated earn | 5 points per Rs 100 on flights and hotels booked on the RBL rewards portal |
| Spends that earn nothing | No points on fuel & auto, utilities, insurance, railways, real estate/rent, wallets |
| Milestone benefits | 5,000 points at Rs 2.5 lakh annual spend; 10,000 points at Rs 5 lakh |
| Reward notes | base_return_pct = 1 point per Rs 100 x Rs 0.25. Redemption only on the RBL rewards portal. |
Travel and perks
| Domestic lounge | 1 per calendar quarter |
|---|---|
| International lounge | 1 per calendar quarter |
| Lounge conditions | Both need Rs 50,000 spend in the previous calendar quarter |
| Forex markup | 0% |
Charges and eligibility
| Interest per month | 3.99% |
|---|---|
| Late payment fee | 12.5% of total amount due, min Rs 5, max Rs 1,300 |
| Cash advance fee | 2.5% min Rs 500 |
| Fine-print notes | Zero forex markup at a Rs 1,000 fee; reward value is thin. Issuer MITC: reward redemption fee Rs 99 + GST per redemption day; 1% fee on rent, on utility spend above Rs 50,000/month, on fuel transactions above Rs 10,000, on education via third-party apps and on FASTag/toll transactions above Rs 10,000. Offline UPI spends under Rs 2,000 at small merchants earn nothing on RuPay variants. |
Questions
- What is the annual fee of the RBL World Safari Lite Credit Card?
- Rs 1,000 a year, before GST.
- Does the RBL World Safari Lite Credit Card give airport lounge access?
- Yes. In India: 1 per calendar quarter. Outside India: 1 per calendar quarter. Conditions: Both need Rs 50,000 spend in the previous calendar quarter
- What is the forex markup on the RBL World Safari Lite Credit Card?
- 0% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the RBL World Safari Lite Credit Card?
- No points on fuel & auto, utilities, insurance, railways, real estate/rent, wallets