M16S / Axis Bank / Samsung Axis Bank Infinite Credit Card
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Samsung Axis Bank Infinite Credit Card
The Samsung Axis Bank Infinite Credit Card costs Rs 5,000 a year, waived if you spend Rs 7,00,000 in a year. Its base return is 1% (5 EDGE RP per Rs 100 on all other domestic transactions). The forex markup is 3.5%. Lounge visits in India: 8 per calendar year at select domestic airports. Abroad: 6 per year via complimentary Priority Pass membership (worth USD 99). Read from the issuer's documents and an aggregator on 12 Oct 2026.
- Annual fee
- Rs 5,000+ GST
- Fee waived at
- Rs 7,00,000annual spend
- Base return
- 1%
- Forex markup
- 3.5%
- Interest
- 3.75%a month
What changed on this card
- Axis Priority Pass and hotel memberships need consent from 15 Nov 2026
From 15 November 2026, Axis Bank renews Priority Pass and hotel memberships on 9 premium cards only if the cardholder gives explicit consent.
Each change is read from the bank's own notice or terms document, linked above. Every card's changes are on the change log.
Fees
| Joining fee | Rs 5,000 |
|---|---|
| Annual fee | Rs 5,000 |
| Annual spend that waives the fee | Rs 7,00,000 |
| Fee notes | Joining fee Rs 5,000; annual fee Rs 5,000 from year 2, waived on annual spend above Rs 7 lakh; rent (MCC 6513) and wallet loads (MCC 6540) do not count (issuer page). Add-on card Rs 100. |
Rewards
| Welcome benefit | 30,000 EDGE RP (issuer value chart: Rs 6,000) on 3 transactions within 30 days of issuance |
|---|---|
| Reward currency | Cashback + EDGE Reward Points |
| Base earn | 5 EDGE RP per Rs 100 on all other domestic transactions |
| Base return | 1% |
| Point value | Rs 0.20 per point |
| Accelerated earn | 10% cashback on Samsung purchases (including EMI transactions); 15 EDGE RP per Rs 100 at preferred partners BigBasket, Tata 1mg, Urban Company, Myntra, Zomato and on all international transactions |
| Caps | Samsung cashback capped at Rs 5,000 a month and Rs 20,000 a year |
| Spends that earn nothingunverified | Fuel, non-Samsung EMIs, wallet, cash, jewellery, insurance, education, telecom, utilities, government, rent |
| Points expiry | 3 years from earning; all points also lapse after 365 days with no earn, redemption or login (EDGE Rewards T&C) |
| Reward notes | base_return_pct = 5 points per Rs 100 x Rs 0.20 = 1.0% (issuer value chart shows 1% on other domestic spends). Redemption fee Rs 99 per transaction on EDGE REWARDS; Rs 199 per transfer to partner programmes (issuer page). |
Travel and perks
| Domestic lounge | 8 per calendar year at select domestic airports |
|---|---|
| International lounge | 6 per year via complimentary Priority Pass membership (worth USD 99) |
| Lounge conditions | Domestic: needs Rs 50,000 eligible spend in previous 3 months (from 1 May 2024, issuer page); waived in issuance month + next 3 months; guests paid |
| Forex markup | 3.5% |
| Fuel surcharge waiver | 1% on Rs 400-5,000 fuel transactions, cap Rs 500 per statement (issuer page) |
| Other freebies | EazyDiner Prime membership for 1 year (card must be activated within 30 days of issuance); Dining Delights 15% off up to Rs 500 once a month (min order Rs 2,500) |
Charges and eligibility
| Interest per month | 3.75% |
|---|---|
| Late payment fee | Nil up to Rs 500 due; Rs 500 (501-5,000); Rs 750 (5,001-10,000); Rs 1,200 (10,001-50,000); Rs 1,300 above 50,000; plus Rs 100 per cycle if minimum due is missed two cycles running |
| Cash advance fee | 2.5% of amount, min Rs 500 |
| Eligibility | Not open to new applicants. Published criteria: age 18-70; resident of India. |
| Fine-print notes | Issuer product page (read 2026-10-12) states: 'We are currently not accepting applications for Samsung Axis Bank Infinite Credit Card' and points applicants to the Signature card. Page confirms fees, waiver, earn rates, caps, lounge, 3.5% forex and 3.75% interest for existing holders. It does not list reward exclusions or name the network. |
Questions
- What is the annual fee of the Samsung Axis Bank Infinite Credit Card?
- Rs 5,000 a year, before GST. It is waived if you spend Rs 7,00,000 in a year.
- Does the Samsung Axis Bank Infinite Credit Card give airport lounge access?
- Yes. In India: 8 per calendar year at select domestic airports. Outside India: 6 per year via complimentary Priority Pass membership (worth USD 99). Conditions: Domestic: needs Rs 50,000 eligible spend in previous 3 months (from 1 May 2024, issuer page); waived in issuance month + next 3 months; guests paid
- What is the forex markup on the Samsung Axis Bank Infinite Credit Card?
- 3.5% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the Samsung Axis Bank Infinite Credit Card?
- Fuel, non-Samsung EMIs, wallet, cash, jewellery, insurance, education, telecom, utilities, government, rent