M16S / Slice Small Finance Bank / slice UPI credit card (slice super card)
entry · cashback, upi, lifetime-free
slice UPI credit card (slice super card)
The slice UPI credit card (slice super card) charges no annual fee and no joining fee. Its base return is 1% (1 monies per Re 1 on eligible card and UPI spends). The forex markup is 0%. It lists no airport lounge access. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- Free
- Fee waived at
- —
- Base return
- 1%
- Forex markup
- 0%
- Interest
- 3.5%a month
Apply on slice.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Free |
| Fee notes | No joining, annual or card replacement fee. MITC says renewal fees may apply if the card is renewed on expiry. |
Rewards
| Reward currency | monies |
|---|---|
| Base earn | 1 monies per Re 1 on eligible card and UPI spends |
| Base return | 1% |
| Point value | monies redeemed as cash to slice savings account at 1% of monies for balances up to Rs 3,00,000 |
| Accelerated earn | Redemption rate rises with monies balance: 1.5% for balance Rs 3,00,001-5,00,000; 2% above Rs 5,00,000; 3% only with monies balance of Rs 5 lakh or more plus average quarterly savings balance of Rs 5 lakh or more. slice spark weekly brand offers. |
| Caps | No cap stated |
| Spends that earn nothing | EMI/sliced transactions, wallet loads, fuel, insurance, rent, education, taxes, government services, online gaming/gambling, excluded MCCs, international transactions |
| Points expiry | No fixed expiry; forfeited on voluntary closure or closure after one year of inactivity |
| Reward notes | base_return_pct = 1% (redemption rate for monies balance up to Rs 3 lakh). The advertised 'up to 3%' needs Rs 5 lakh of unredeemed monies and Rs 5 lakh average quarterly savings balance. monies can be clawed back on refunds or a missed minimum payment. |
Travel and perks
| Domestic lounge | None |
|---|---|
| International lounge | None |
| Forex markup | 0% |
| Fuel surcharge waiver | None; instead a 2% service charge (min Rs 10) on fuel spends above Rs 25,000 per statement cycle |
| Other freebies | slice in 3: split a spend of Rs 2,000 or more into 2 or 3 monthly instalments at no extra cost; foreclosure 3.5% of outstanding principal |
Charges and eligibility
| Interest per month | 3.5% |
|---|---|
| Late payment fee | Nil up to Rs 100; Rs 100 (101-500); Rs 500 (501-1,000); Rs 600 (1,001-5,000); Rs 750 (5,001-10,000); Rs 900 (10,001-25,000); Rs 1,100 (25,001-50,000); Rs 1,300 above Rs 50,000 |
| Cash advance fee | Bank transfer fee 2.5% of amount, min Rs 25; cash advance limit up to Rs 2,00,000 |
| Eligibilityunverified | Not stated by the bank; cardadvisor says unsecured and only for holders of a slice savings account |
| Fine-print notes | One product: the bank's site calls it 'slice UPI credit card' and its press page 'slice super card'. Service charges: wallet load 1%, education via third-party apps 1%, utilities 1% above Rs 25,000 per cycle, rent 1% above Rs 10,000 per cycle (min Rs 10 each). Interest 42% a year. Statement on 21st, due on 5th, up to 46 interest-free days plus 3-day grace. Zero forex markup, but international spends earn no monies. Bankbazaar's page describes the old pre-bank slice card as discontinued; that is a different product. |
Questions
- What is the annual fee of the slice UPI credit card (slice super card)?
- No annual fee.
- Does the slice UPI credit card (slice super card) give airport lounge access?
- No lounge access is listed for this card.
- What is the forex markup on the slice UPI credit card (slice super card)?
- 0% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the slice UPI credit card (slice super card)?
- EMI/sliced transactions, wallet loads, fuel, insurance, rent, education, taxes, government services, online gaming/gambling, excluded MCCs, international transactions