M16S / Standard Chartered / Standard Chartered Platinum Rewards Credit Card
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Standard Chartered Platinum Rewards Credit Card
The Standard Chartered Platinum Rewards Credit Card costs Rs 250 a year. It earns 1 RP per Rs 150. Accelerated earn: 5 RP per Rs 150 at fine-dining outlets and on fuel. The forex markup is 3.5%. It lists no airport lounge access. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- Rs 250+ GST
- Fee waived at
- —
- Base return
- —
- Forex markup
- 3.5%
- Interest
- 3.75%a month
Apply on sc.bank.inOpens the bank’s own page.
Fees
| Joining feeunverified | Rs 250 |
|---|---|
| Annual feeunverified | Rs 250 |
| Fee notes | Conflict on the issuer's own pages. The tariff page and the card page FAQ list Rs 250 in year 1 and Rs 250 from year 2. The card page headline says zero joining and annual fee, with a one-time Rs 250 fee charged only if no retail transaction of Rs 500 or more is made within 30 days of issuance (digital applications only, not for existing cardholders). Supplementary card free. |
Rewards
| Welcome benefit | None. 'Spend once and get the card lifetime free': the one-time Rs 250 fee is not charged if Rs 500 is spent within 30 days of issuance. |
|---|---|
| Reward currency | Reward Points |
| Base earn | 1 RP per Rs 150 |
| Accelerated earn | 5 RP per Rs 150 at fine-dining outlets and on fuel |
| Caps | No monthly cap on rewards (card page) |
| Spends that earn nothingunverified | Not listed on the card page; the T&C PDF is a scanned image and could not be read |
| Reward notes | Point value is not stated on the card page and the T&C PDF had no readable text, so base return is not computed. Fuel earns 5 RP per Rs 150, unlike most Standard Chartered cards. Redemptions carry a Rs 99 handling charge. |
Travel and perks
| Domestic loungeunverified | None |
|---|---|
| International loungeunverified | None |
| Forex markup | 3.5% |
| Fuel surcharge waiver | No waiver found. Tariff: fuel surcharge Rs 10 or 1% of the transaction, whichever is higher. |
Charges and eligibility
| Interest per month | 3.75% |
|---|---|
| Late payment fee | On statement outstanding: nil up to Rs 100; Rs 100 for Rs 101-500; Rs 500 for Rs 501-5,000; Rs 700 for Rs 5,001-10,000; Rs 1,200 above Rs 10,000; plus Rs 100 if the minimum due is unpaid for 2+ consecutive months |
| Cash advance fee | 3% min Rs 300 |
| Fine-print notes | Card page read. Product T&C (https://av.sc.bank.in/content/docs/in-sc-platinum-rewards-credit-card-tcs.pdf) returned no machine-readable text. joining_fee and annual_fee keep the tariff-page Rs 250 figures; see fee_notes for the lifetime-free route. Online application link is live on the page. No lounge benefit is mentioned. Rent payments (MCC 6513) carry a 1% processing fee. Age and income criteria are not published. Forex 3.5% is from the tariff page. Conflict: the tariff page (slabs effective 1 May 2024) charges Rs 1,200 above Rs 10,000, while some product pages still show an older table (Rs 800 for Rs 10,001-25,000; Rs 1,200 above Rs 25,000). The tariff page figure is recorded. |
Questions
- What is the annual fee of the Standard Chartered Platinum Rewards Credit Card?
- Rs 250 a year, before GST.
- Does the Standard Chartered Platinum Rewards Credit Card give airport lounge access?
- No lounge access is listed for this card.
- What is the forex markup on the Standard Chartered Platinum Rewards Credit Card?
- 3.5% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the Standard Chartered Platinum Rewards Credit Card?
- Not listed on the card page; the T&C PDF is a scanned image and could not be read