What is the annual fee of the Standard Chartered EaseMyTrip Credit Card?

Rs 350 a year, before GST. It is waived if you spend Rs 50,000 in a year.

Does the Standard Chartered EaseMyTrip Credit Card give airport lounge access?

Yes. In India: 2 complimentary visits per calendar year (from 15 Oct 2024). Outside India: none listed. Conditions: Rs 2 non-refundable validation swipe at domestic lounges; guests are paid. No spend condition stated.

What is the forex markup on the Standard Chartered EaseMyTrip Credit Card?

3.5% of each foreign-currency transaction, before GST.

Which spends earn no rewards on the Standard Chartered EaseMyTrip Credit Card?

No points on cash withdrawals, fees and finance charges, returned or disputed transactions. The T&C lists no category (MCC) exclusions.

M16S / Standard Chartered / Standard Chartered EaseMyTrip Credit Card

entry · cobrand, travel

Standard Chartered EaseMyTrip Credit Card

Standard Chartered · with EaseMyTripVisaLast checked 11 Oct 2026

The Standard Chartered EaseMyTrip Credit Card costs Rs 350 a year, waived if you spend Rs 50,000 in a year. Its base return is 0.5%. The forex markup is 3.5%. Lounge visits in India: 2 complimentary visits per calendar year (from 15 Oct 2024). Read from the issuer's own documents on 11 Oct 2026.

Annual fee: Rs 350+ GST
Fee waived at: Rs 50,000annual spend
Base return: 0.5%
Forex markup: 3.5%
Interest: 3.75%a month

Apply on sc.bank.inOpens the bank’s own page.

Fees

Joining fee	Rs 350
Annual fee	Rs 350
Annual spend that waives the fee	Rs 50,000
Fee notes	Rs 350 joining and Rs 350 renewal. Renewal fee reversed on spend of Rs 50,000 or more in the preceding year. Supplementary card Rs 350.

Rewards

Reward currency	Reward Points
Base earn	2 RP per Rs 100 on other retail spends (EaseMyTrip bookings also earn 2 RP per Rs 100)
Base return	0.5%
Point value	2 RP = Rs 0.50, i.e. 1 RP = Rs 0.25 (card page)
Accelerated earn	10 RP per Rs 100 on bookings at standalone airline and hotel websites, apps and outlets (not aggregators). On EaseMyTrip with code EMTSCB: 20% off hotels (cap Rs 5,000 domestic, Rs 10,000 international), 10% off flights (cap Rs 1,000 domestic, Rs 5,000 international), Rs 125 off bus bookings of Rs 500+.
Caps	No monthly cap on reward points. EaseMyTrip instant discount: one per category per card per month, with the per-transaction caps above.
Spends that earn nothing	No points on cash withdrawals, fees and finance charges, returned or disputed transactions. The T&C lists no category (MCC) exclusions.
Points expiry	2 years from the date earned
Reward notes	base_return_pct = 2 RP per Rs 100 x Rs 0.25 = 0.5%. Standalone airline and hotel spend returns 2.5% (10 RP per Rs 100). Redemption only against the 360 Rewards catalogue; Rs 99 handling charge. Domestic hotel discounts apply only to hotels in EaseMyTrip's discount programme.

Travel and perks

Domestic lounge	2 complimentary visits per calendar year (from 15 Oct 2024)
International lounge	None. The 2 complimentary Priority Pass visits a year were discontinued on 15 Oct 2024; Priority Pass membership remains free but visits are charged at up to USD 29.
Lounge conditions	Rs 2 non-refundable validation swipe at domestic lounges; guests are paid. No spend condition stated.
Forex markup	3.5%
Fuel surcharge waiver	No waiver found. Tariff: fuel surcharge Rs 10 or 1% of the transaction, whichever is higher.

Charges and eligibility

Interest per month	3.75%
Late payment fee	On statement outstanding: nil up to Rs 100; Rs 100 for Rs 101-500; Rs 500 for Rs 501-5,000; Rs 700 for Rs 5,001-10,000; Rs 1,200 above Rs 10,000; plus Rs 100 if the minimum due is unpaid for 2+ consecutive months
Cash advance fee	3% min Rs 300
Eligibility	Age 18-65 for the primary applicant, 18+ for add-on. Stable monthly income (no minimum stated). Must live in one of the bank's card sourcing cities.
Fine-print notes	Card page and product T&C read. No welcome benefit is stated. The lounge wording in the T&C mixes a quarterly and an annual limit; the card page says 2 per calendar year. Forex 3.5% is from the tariff page. Conflict: the tariff page (slabs effective 1 May 2024) charges Rs 1,200 above Rs 10,000, while some product pages still show an older table (Rs 800 for Rs 10,001-25,000; Rs 1,200 above Rs 25,000). The tariff page figure is recorded.

Questions

What is the annual fee of the Standard Chartered EaseMyTrip Credit Card?: Rs 350 a year, before GST. It is waived if you spend Rs 50,000 in a year.
Does the Standard Chartered EaseMyTrip Credit Card give airport lounge access?: Yes. In India: 2 complimentary visits per calendar year (from 15 Oct 2024). Outside India: none listed. Conditions: Rs 2 non-refundable validation swipe at domestic lounges; guests are paid. No spend condition stated.
What is the forex markup on the Standard Chartered EaseMyTrip Credit Card?: 3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the Standard Chartered EaseMyTrip Credit Card?: No points on cash withdrawals, fees and finance charges, returned or disputed transactions. The T&C lists no category (MCC) exclusions.