M16S / Standard Chartered / Standard Chartered Super Value Titanium Credit Card
entry · cashback, fuel
Standard Chartered Super Value Titanium Credit Card
The Standard Chartered Super Value Titanium Credit Card costs Rs 750 a year. It earns 1 RP per Rs 150 on other spends. The forex markup is 3.5%. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- Rs 750+ GST
- Fee waived at
- —
- Base return
- —
- Forex markup
- 3.5%
- Interest
- 3.75%a month
Apply on sc.bank.inOpens the bank’s own page.
Fees
| Joining fee | Rs 750 |
|---|---|
| Annual fee | Rs 750 |
| Fee notes | Rs 750 in year 1 and from year 2 per the tariff page. Supplementary card free. The card page gives no fee or waiver threshold. |
Rewards
| Reward currency | Cashback plus Reward Points |
|---|---|
| Base earn | 1 RP per Rs 150 on other spends |
| Accelerated earn | 5% cashback on fuel (transactions up to Rs 2,000), phone bills (transactions above Rs 750) and utility bills (minimum Rs 750) |
| Caps | Fuel: Rs 100 per transaction, Rs 200 per statement cycle. Phone: Rs 100 per transaction, Rs 200 per cycle. Utilities: Rs 100 per transaction, Rs 100 per cycle. Maximum cashback Rs 500 per cycle. |
| Spends that earn nothing | Bill cashback needs payment through Standard Chartered's bill pay platforms. No other exclusion list on the card page. |
| Reward notes | Base return not computed: no point value stated for the 1 RP per Rs 150. The 5% rate runs out quickly: Rs 4,000 of fuel, Rs 4,000 of phone bills and Rs 2,000 of utilities per cycle. Rs 99 redemption handling charge. |
Travel and perks
| Domestic lounge | None |
|---|---|
| International lounge | Standard card: none complimentary. Premium Banking variant: 1 complimentary Priority Pass visit per month outside India. |
| Lounge conditions | Premium variant needs Premium Banking status: Rs 15 lakh funds under management or Rs 1.5 lakh monthly salary credit |
| Forex markup | 3.5% |
| Fuel surcharge waiver | None. The 1% fuel surcharge waiver was discontinued on 25 Aug 2024. Tariff: surcharge Rs 10 or 1% of the transaction, whichever is higher. |
Charges and eligibility
| Interest per month | 3.75% |
|---|---|
| Late payment fee | On statement outstanding: nil up to Rs 100; Rs 100 for Rs 101-500; Rs 500 for Rs 501-5,000; Rs 700 for Rs 5,001-10,000; Rs 1,200 above Rs 10,000; plus Rs 100 if the minimum due is unpaid for 2+ consecutive months |
| Cash advance fee | 3% min Rs 300 |
| Fine-print notes | Card page read; no product T&C link was exposed on it. The page invites online applications with video KYC, so status is open. The page states the fuel cap as per statement cycle in one place and per month in another. Rent payments (MCC 6513) carry a 1% processing fee. Age and income criteria are not published. Conflict: the tariff page (slabs effective 1 May 2024) charges Rs 1,200 above Rs 10,000, while some product pages still show an older table (Rs 800 for Rs 10,001-25,000; Rs 1,200 above Rs 25,000). The tariff page figure is recorded. |
Questions
- What is the annual fee of the Standard Chartered Super Value Titanium Credit Card?
- Rs 750 a year, before GST.
- Does the Standard Chartered Super Value Titanium Credit Card give airport lounge access?
- Yes. In India: none listed. Outside India: Standard card: none complimentary. Premium Banking variant: 1 complimentary Priority Pass visit per month outside India.. Conditions: Premium variant needs Premium Banking status: Rs 15 lakh funds under management or Rs 1.5 lakh monthly salary credit
- What is the forex markup on the Standard Chartered Super Value Titanium Credit Card?
- 3.5% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the Standard Chartered Super Value Titanium Credit Card?
- Bill cashback needs payment through Standard Chartered's bill pay platforms. No other exclusion list on the card page.