State Bank of India (SBI Card) · with YatraLast checked 11 Oct 2026closed to new applicants
The Yatra SBI Card costs Rs 499 a year, waived if you spend Rs 1,00,000 in a year. Its base return is 0.25% (1 RP per Rs 100). Accelerated earn: 6 RP per Rs 100 on groceries, departmental stores, dining, movies, entertainment. The forex markup is 3.5%. It lists no airport lounge access. Read from the issuer's documents and an aggregator on 11 Oct 2026.
SBI CardYatra SBI CardCard design not shown
Annual fee
Rs 499+ GST
Fee waived at
Rs 1,00,000annual spend
Base return
0.25%
Forex markup
3.5%
Interest
3.75%a month
Fees
Joining fee
Rs 499
Annual fee
Rs 499
Annual spend that waives the fee
Rs 1,00,000
Fee notes
Renewal fee reversed on Rs 1 lakh annual spend.
Rewards
Welcome benefitunverified
Yatra vouchers worth Rs 8,250 (historical)
Reward currency
Reward Points
Base earnunverified
1 RP per Rs 100
Base returnunverified
0.25%
Point valueunverified
1 RP = Rs 0.25
Accelerated earnunverified
6 RP per Rs 100 on groceries, departmental stores, dining, movies, entertainment
Capsunverified
5,000 RP per category per month (issuer notice, Aug 2020)
Spends that earn nothingunverified
Rent (from 1 Jul 2023), fuel
Points expiry
24 months
Reward notes
base_return_pct = 1 RP per Rs 100 x Rs 0.25. Reward redemption fee Rs 99 + GST on physical products, statement credit and physical vouchers (MITC). From 1 Apr 2026 statement-credit redemption is capped at 60,000 points a month and allowed only in multiples of 4,000 points (issuer notice). Points on Flexipay/merchant EMI are reversed; wallet loads (MCC 6540/6541) earn nothing; points on spends that got an instant discount/cashback offer are forfeited.
Travel and perks
Domestic loungeunverified
None
International loungeunverified
None
Forex markup
3.5%
Fuel surcharge waiverunverified
1% waiver, cap Rs 100
Other freebiesunverified
Yatra discounts on flights and hotels
Charges and eligibility
Interest per month
3.75%
Late payment fee
On outstanding amount due: Nil up to Rs 100; Rs 100 (>100-500); Rs 500 (>500-1,000); Rs 750 (>1,000-10,000); Rs 950 (>10,000-25,000); Rs 1,100 (>25,000-50,000); Rs 1,300 (>50,000); plus Rs 100 if minimum due missed two cycles running (slabs as revised 1 May 2026)
Cash advance fee
2.5% of amount, min Rs 500; ATM limit Rs 15,000/day; interest from day one
Fine-print notes
Issuance discontinued from 28 Mar 2025 (issuer notice). Issuer-wide (MITC): rent payments carry Rs 199 fee; utility bills totalling over Rs 50,000 in a cycle carry 1% fee; wallet loads over Rs 1,000 carry 1% fee; education payments via third-party apps carry 1% fee; forex markup is not reversed on refunds; fees shown exclude 18% GST.
Questions
What is the annual fee of the Yatra SBI Card?
Rs 499 a year, before GST. It is waived if you spend Rs 1,00,000 in a year.
Does the Yatra SBI Card give airport lounge access?
No lounge access is listed for this card.
What is the forex markup on the Yatra SBI Card?
3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the Yatra SBI Card?