M16S / Yes Bank / YES Prosperity Purchase Credit Card
entry · business
YES Prosperity Purchase Credit Card
The YES Prosperity Purchase Credit Card charges no annual fee and no joining fee. The forex markup is 3.5%. Read from the issuer's own documents on 12 Oct 2026.
- Annual fee
- Free
- Fee waived at
- —
- Base return
- —
- Forex markup
- 3.5%
- Interest
- 3.75%a month
Apply on yes.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Free |
| Fee notes | Nil joining and annual fee. Minimum amount due is 100% of the total due. |
Rewards
| Reward notes | No reward programme is mentioned on the page. |
|---|
Travel and perks
| Forex markup | 3.5% |
|---|---|
| Other freebies | Individual statement per cardholder, consolidated statement for the programme administrator, single payment across all purchase cards in a relationship, Corporate Assist Desk. |
Charges and eligibility
| Interest per month | 3.75% |
|---|---|
| Eligibility | Corporates, through YES BANK corporate banking; no published criteria. |
| Fine-print notes | New entry created from the issuer page read 12 Oct 2026. A purchasing card for business payments. 'Foreign Currency Markup Rate is 3.50%'; separate dynamic currency conversion fee 1.5% on DCC spends. Finance charges 3.75% a month (45% a year) from the transaction date, on a revolving or non-revolving cycle as set in the corporate agreement. Late fee, cash advance fee, lounge, fuel waiver and network are not stated on the page. segment is a placeholder for a corporate card. The commercial-card MITC was not read. |
Questions
- What is the annual fee of the YES Prosperity Purchase Credit Card?
- No annual fee.
- What is the forex markup on the YES Prosperity Purchase Credit Card?
- 3.5% of each foreign-currency transaction, before GST.