M16S / IDFC First Bank / IDFC Micro Enterprise Credit Card
entry · business
IDFC Micro Enterprise Credit Card
The forex markup is 0%. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- —
- Fee waived at
- —
- Base return
- —
- Forex markup
- 0%
- Interest
- —
Apply on idfcfirst.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Fee notes | First year free (issuer listing); later fee not stated. |
Travel and perks
| Forex markup | 0% |
|---|---|
| Other freebies | Up to 3X points on business spends; zero forex markup |
Charges and eligibility
| Eligibility | Udyam-registered micro enterprises |
|---|---|
| Fine-print notes | Only the issuer listing page was read; reward unit, caps and charges not documented. |
Questions
- What is the forex markup on the IDFC Micro Enterprise Credit Card?
- 0% of each foreign-currency transaction, before GST.