M16S / IDFC First Bank / IDFC Business Max Credit Card
entry · business, secured
IDFC Business Max Credit Card
The IDFC Business Max Credit Card charges no annual fee and no joining fee. Read from the issuer's own documents on 11 Oct 2026.

- Annual fee
- Free
- Fee waived at
- —
- Base return
- —
- Forex markup
- —
- Interest
- 1%a month
Apply on idfcfirst.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Free |
| Fee notes | Lifetime free (issuer listing). |
Travel and perks
| Other freebies | Assured, FD-backed; up to 6 reward points on business spends; 12% a year interest |
|---|
Charges and eligibility
| Interest per month | 1% |
|---|---|
| Eligibility | FD-backed business card |
| Fine-print notes | Only the issuer listing page was read; reward unit, caps and charges not documented. |
Questions
- What is the annual fee of the IDFC Business Max Credit Card?
- No annual fee.