Paytm AU SFB card launches with family lounge visits, Oct 2026

AU Small Finance Bank and Paytm launched the Paytm AU SFB Credit Card on 21 October 2026. It is a lifetime-free RuPay card with no joining or annual fee. It gives up to 12 complimentary lounge visits a year on eligible round-trip flights booked through Paytm, with up to four family members entering together. Rewards are up to 2% on eligible Paytm UPI spends and 5% on Paytm Travel bookings and Paytm Gold purchases.

The details are in AU Small Finance Bank's press note of 21 October 2026. The bank calls it India's first family lounge access RuPay credit card.

Lounge entry works by QR code, so the physical card is not needed at the lounge. The press note links the visits to round trips booked through Paytm. It does not set out the minimum booking value or how visits are counted per booking.

Reward points redeem for Paytm Gold at Rs 1 a point, and also for vouchers, bill payments and other options. The press note names groceries and cab rides as examples of eligible Paytm UPI spends.

Applications are in the Paytm app: search for Credit Card, choose the Paytm AU SFB Credit Card, complete KYC and track the status in the app.

Our card page for the Paytm AU credit card lists the earn rates, caps and lounge conditions from AU's product page and terms. See all AU Small Finance Bank cards, other lifetime-free cards with lounge access and RuPay cards with lounge access.