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M16S / HDFC Bank / 6E Rewards - IndiGo HDFC Bank Credit Card

entry · cobrand, travel

6E Rewards - IndiGo HDFC Bank Credit Card

HDFC Bank · with IndiGoMastercardLast checked 11 Oct 2026closed to new applicants

The 6E Rewards - IndiGo HDFC Bank Credit Card costs Rs 500 a year. Its base return is 1% (1% 6E Rewards on other spends). Accelerated earn: 2.5% on IndiGo; 2% on grocery, dining, entertainment. The forex markup is 3.5%. It lists no airport lounge access. Read from the issuer's documents and an aggregator on 11 Oct 2026.

Annual fee
Rs 500+ GST
Fee waived at
—
Base return
1%
Forex markup
3.5%
Interest
3.75%a month

Fees

Joining feeRs 500
Annual feeRs 500
Fee notesNo spend-based waiver (MITC: NA). MITC marks the card discontinued.

Rewards

Welcome benefitunverifiedIndiGo ticket voucher worth Rs 1,500 and 6E Prime add-on
Reward currency6E Rewards
Base earnunverified1% 6E Rewards on other spends
Base return1%
Point value1 6E Reward = Re 1 on IndiGo bookings
Accelerated earn2.5% on IndiGo; 2% on grocery, dining, entertainment
CapsunverifiedMax 25,000 6E Rewards per statement cycle
Spends that earn nothingWallet, gift/prepaid, vouchers, EMI, government, rent, cash advances
Reward notesBase return = 1% x Re 1, usable only on IndiGo.

Travel and perks

Domestic loungeNone
International loungeNone
Forex markupunverified3.5%

Charges and eligibility

Interest per month3.75%
Late payment feeOn outstanding balance: up to Rs 100 nil; 101-500 Rs 100; 501-1,000 Rs 500; 1,001-5,000 Rs 600; 5,001-10,000 Rs 750; 10,001-25,000 Rs 900; 25,001-50,000 Rs 1,100; above 50,000 Rs 1,300 (MITC)
Cash advance fee2.5% of amount, min Rs 500
EligibilityDiscontinued for new applicants
Fine-print notesIndiGo has since moved to the BluChip programme. Bank-wide charges per MITC: 1% fee on rent payments (cap Rs 4,999/txn); 1% on utility spends above Rs 50,000/month (Rs 75,000 on business cards); 1% on wallet loads above Rs 10,000/month (PayZapp exempt); 1% on fuel spends above Rs 15,000/month (Rs 30,000 business); 1% on online skill gaming above Rs 10,000/month; 1% on education paid via third-party apps; 1% + GST on railway tickets; 1.75% markup on INR transactions at overseas merchants from 15 May 2026. Points lapse if the card is unused for 365 days.

Questions

What is the annual fee of the 6E Rewards - IndiGo HDFC Bank Credit Card?
Rs 500 a year, before GST.
Does the 6E Rewards - IndiGo HDFC Bank Credit Card give airport lounge access?
No lounge access is listed for this card.
What is the forex markup on the 6E Rewards - IndiGo HDFC Bank Credit Card?
3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the 6E Rewards - IndiGo HDFC Bank Credit Card?
Wallet, gift/prepaid, vouchers, EMI, government, rent, cash advances