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M16S / IDFC First Bank / IDFC FIRST Power (HPCL) Credit Card

entry · cobrand, fuel, upi

IDFC FIRST Power (HPCL) Credit Card

IDFC First Bank · with HPCLRuPayLast checked 11 Oct 2026

The IDFC FIRST Power (HPCL) Credit Card costs Rs 199 a year. It earns 2X rewards on UPI and retail. Accelerated earn: Up to 5% fuel savings at HPCL; 2.5% on utilities, grocery and FASTag (aggregator). The forex markup is 0%. It lists no airport lounge access. Read from the issuer's documents and an aggregator on 11 Oct 2026.

IDFC FIRST Power (HPCL) Credit Card card design
Card design: idfcfirst.bank.in
Annual fee
Rs 199+ GST
Fee waived at
—
Base return
—
Forex markup
0%
Interest
—
Apply on idfcfirst.bank.inOpens the bank’s own page.

Fees

Joining feeunverifiedRs 199
Annual feeunverifiedRs 199
Fee notesRs 199 + GST joining and annual per Card Insider's issuer summary; not shown on the issuer listing.

Rewards

Welcome benefitIssuer listing: welcome benefits worth Rs 2,250. Aggregator: Rs 250 voucher on first HPCL fuel txn above Rs 250.
Reward currencyReward Points
Base earn2X rewards on UPI and retail
Accelerated earnunverifiedUp to 5% fuel savings at HPCL; 2.5% on utilities, grocery and FASTag (aggregator)
Reward notesApp travel bonus: 26.67% on hotels, 13.33% on flights (aggregator). Point unit for 2X not read, so base_return_pct left null.

Travel and perks

Domestic loungeNone
International loungeNone
Forex markupunverified0%

Charges and eligibility

Late payment feeunverified15% of total amount due, min Rs 100, max Rs 1,300
Cash advance feeunverifiedRs 199 + GST per withdrawal; interest-free up to 45 days; max Rs 10,000 per withdrawal
Fine-print notesThin entry: dedicated issuer and aggregator pages not read.

Questions

What is the annual fee of the IDFC FIRST Power (HPCL) Credit Card?
Rs 199 a year, before GST.
Does the IDFC FIRST Power (HPCL) Credit Card give airport lounge access?
No lounge access is listed for this card.
What is the forex markup on the IDFC FIRST Power (HPCL) Credit Card?
0% of each foreign-currency transaction, before GST.