M16SCredit cards, explained without the jargon Sign in

M16S / RBL Bank / RBL iGlobe Credit Card

mid · travel, rewards

RBL iGlobe Credit Card

The RBL iGlobe Credit Card costs Rs 3,000 a year. It earns 5 points per Rs 100 domestic. Accelerated earn: 10 points per Rs 100 international. The forex markup is 1.5%. Lounge visits in India: 2 per calendar quarter. Abroad: 6 per calendar year. Read from the issuer's own documents on 11 Oct 2026.

Annual fee
Rs 3,000+ GST
Fee waived at
—
Base return
—
Forex markup
1.5%
Interest
3.99%a month
Apply on rbl.bank.inOpens the bank’s own page.

Fees

Joining feeFree
Annual feeRs 3,000
Fee notesRs 3,000; nil for Insignia Preferred Banking customers

Rewards

Welcome benefitRs 3,000 MakeMyTrip voucher after a swipe in 30 days and fee payment
Reward currencyReward Points
Base earn5 points per Rs 100 domestic
Accelerated earn10 points per Rs 100 international
CapsNone stated
Milestone benefits10,000 points at Rs 5 lakh annual spend; 10,000 more at Rs 8 lakh
Reward notesbase_return_pct null: point value not stated on the page.

Travel and perks

Domestic lounge2 per calendar quarter
International lounge6 per calendar year
Lounge conditionsNo spend condition stated
Forex markup1.5%
Fuel surcharge waiverRs 500-4,000 transactions, cap Rs 250/month
Other freebiesConcierge

Charges and eligibility

Interest per month3.99%
Late payment fee12.5% of total amount due, min Rs 5, max Rs 1,300
Cash advance fee2.5% min Rs 500
EligibilityNRI customers; bill paid only by auto-debit from an RBL NRE savings account; apply via branch or relationship manager
Fine-print notesRead on the issuer product page; product T&C PDF linked there was not opened. Issuer MITC: reward redemption fee Rs 99 + GST per redemption day; 1% fee on rent, on utility spend above Rs 50,000/month, on fuel transactions above Rs 10,000, on education via third-party apps and on FASTag/toll transactions above Rs 10,000. Offline UPI spends under Rs 2,000 at small merchants earn nothing on RuPay variants.

Questions

What is the annual fee of the RBL iGlobe Credit Card?
Rs 3,000 a year, before GST.
Does the RBL iGlobe Credit Card give airport lounge access?
Yes. In India: 2 per calendar quarter. Outside India: 6 per calendar year. Conditions: No spend condition stated
What is the forex markup on the RBL iGlobe Credit Card?
1.5% of each foreign-currency transaction, before GST.