M16S / RBL Bank / RBL World Safari Credit Card
mid · travel, rewards
RBL World Safari Credit Card
The RBL World Safari Credit Card costs Rs 3,000 a year. It earns 2 points per Rs 100 on eligible domestic retail spend. Accelerated earn: 5 points per Rs 100 on travel purchases. The forex markup is 0%. Lounge visits in India: 2 per quarter. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- Rs 3,000+ GST
- Fee waived at
- —
- Base return
- —
- Forex markup
- 0%
- Interest
- 3.99%a month
What changed on this card
- RBL Bank adds 1% fee on FASTag loading and toll payments above Rs 10,000, Jan 2026
From 7 January 2026 RBL Bank charges a 1% fee on FASTag loading and toll payment transactions above Rs 10,000 per transaction per card (MCC 4784, 4111 and 4131). The RBL MITC lists this as a card charge for its credit cards. Source: RBL Bank, webassets.rbl.bank.in, read 28 Oct 2026
- RBL Bank ties World Safari domestic lounge visits to Rs 35,000 spend, July 2025
From 1 July 2025 the 2 complimentary domestic lounge visits per quarter on the World Safari card need Rs 35,000 or more of spend in the previous calendar quarter. Below that spend, there is no domestic lounge access in the next quarter. Source: RBL Bank, webassets.rbl.bank.in, read 28 Oct 2026
Each change is read from the bank's own notice or terms document, linked above. Every card's changes are on the change log.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Rs 3,000 |
| Fee notes | Issuer MITC: no separate joining fee; the first-year annual fee is charged upfront |
Rewards
| Welcome benefit | MakeMyTrip voucher Rs 3,000 after one transaction in 30 days and fee payment in the first cycle; valid 120 days |
|---|---|
| Reward currency | Travel Points |
| Base earn | 2 points per Rs 100 on eligible domestic retail spend |
| Accelerated earn | 5 points per Rs 100 on travel purchases |
| Caps | None stated |
| Spends that earn nothing | No points on international purchases (0% markup instead), fuel & auto, utilities, insurance, railways, real estate/rent, wallets |
| Milestone benefits | 10,000 points at Rs 2.5 lakh annual spend; 15,000 points at Rs 5 lakh; Rs 10,000 voucher at Rs 7.5 lakh |
| Reward notes | base_return_pct null: issuer page does not state a rupee value per point. |
Travel and perks
| Domestic lounge | 2 per quarter |
|---|---|
| International lounge | 2 per calendar year via Priority Pass, plus 1 extra visit voucher on Rs 50,000 spend in a calendar quarter |
| Lounge conditions | Domestic visits need Rs 35,000 spend in the previous calendar quarter; international visits beyond quota up to USD 35 |
| Forex markup | 0% |
| Fuel surcharge waiver | 1% on Rs 500-4,000 transactions, cap Rs 250/month |
| Other freebies | Travel insurance (trip delay, baggage loss, passport loss, dental, personal liability); golf: 4 rounds a year and 1 lesson a month (Mastercard); concierge |
Charges and eligibility
| Interest per month | 3.99% |
|---|---|
| Late payment fee | 12.5% of total amount due, min Rs 5, max Rs 1,300 |
| Cash advance fee | 2.5% min Rs 500 |
| Fine-print notes | Zero forex markup is the core benefit; international spend earns no points. Product T&C PDF linked but not read. Issuer MITC: reward redemption fee Rs 99 + GST per redemption day; 1% fee on rent, on utility spend above Rs 50,000/month, on fuel transactions above Rs 10,000, on education via third-party apps and on FASTag/toll transactions above Rs 10,000. Offline UPI spends under Rs 2,000 at small merchants earn nothing on RuPay variants. |
Questions
- What is the annual fee of the RBL World Safari Credit Card?
- Rs 3,000 a year, before GST.
- Does the RBL World Safari Credit Card give airport lounge access?
- Yes. In India: 2 per quarter. Outside India: 2 per calendar year via Priority Pass, plus 1 extra visit voucher on Rs 50,000 spend in a calendar quarter. Conditions: Domestic visits need Rs 35,000 spend in the previous calendar quarter; international visits beyond quota up to USD 35
- What is the forex markup on the RBL World Safari Credit Card?
- 0% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the RBL World Safari Credit Card?
- No points on international purchases (0% markup instead), fuel & auto, utilities, insurance, railways, real estate/rent, wallets