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M16S / SBM Bank India / SBM Paisabazaar Step-Up Credit Card

entry · cobrand, secured

SBM Paisabazaar Step-Up Credit Card

It lists no airport lounge access. Read from the issuer's own documents on 11 Oct 2026.

Annual fee
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Fee waived at
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Base return
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Forex markup
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Interest
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Apply on sbm.bank.inOpens the bank’s own page.

Travel and perks

Domestic loungeNone
International loungeNone

Charges and eligibility

EligibilityFixed deposit with SBM through Paisabazaar
Fine-print notesFD-backed credit-builder card sold through Paisabazaar. Listed on SBM's secured-card page with its own KFS (https://www.sbm.bank.in/pdf/kfs/PB_KFS.pdf), MITC (https://www.sbm.bank.in/pdf/notice-board/Paisabazaar-MITC.pdf) and reward structure (https://www.sbm.bank.in/pdf/notice-board/Stepup-Reward-Structure.pdf), but those PDFs could not be fetched in this pass, so fees, interest and rewards are null. SBM charges a 1% + taxes processing fee on rent (MCC 6513) and education payments on its secured cards for transactions on or after 15 Jul 2026. Still listed on SBM's secured-card page and in its co-brand revenue-sharing declaration; whether the partner app is onboarding new SBM-issued customers today was not confirmed.

Questions

Does the SBM Paisabazaar Step-Up Credit Card give airport lounge access?
No lounge access is listed for this card.