Standard Chartered Priority Visa Infinite Credit Card
Standard CharteredVisaLast checked 11 Oct 2026invite-only
The Standard Chartered Priority Visa Infinite Credit Card charges no annual fee and no joining fee. It earns 2 RP per Rs 100. Accelerated earn: 5 RP per Rs 100 on overseas spends and retail fashion. The forex markup is 3.5%. Read from the issuer's own documents on 11 Oct 2026.
Standard CharteredPriority Visa Infinite Credit CardCard design not shown
Annual fee
Free
Fee waived at
—
Base return
—
Forex markup
3.5%
Interest
3.75%a month
Fees
Joining fee
Free
Annual fee
Free
Fee notes
Nil annual fee in year 1 and from year 2 per the tariff page; supplementary card free
Rewards
Reward currency
Reward Points
Base earn
2 RP per Rs 100
Accelerated earn
5 RP per Rs 100 on overseas spends and retail fashion
Reward notes
Earn rates are from the card page. Point value, caps, exclusions and expiry are not on the page, and the consolidated T&C covers only lounge, golf and insurance, so base return is not computed. Redemption via the 360 Rewards catalogue; Rs 99 handling charge.
Travel and perks
Domestic lounge
4 complimentary visits per calendar quarter, for primary and supplementary cardholders individually
International lounge
2 complimentary Priority Pass visits per card per month; Priority Pass membership fee (USD 99) waived
Lounge conditions
The free Priority Pass visits need Rs 30 lakh funds under management at individual level in the month of use and an active card. Extra and guest visits up to USD 35 each. Priority Pass visits inside India are chargeable. Rs 2 validation swipe at domestic lounges.
Forex markup
3.5%
Fuel surcharge waiver
No waiver found. Tariff: fuel surcharge Rs 10 or 1% of the transaction, whichever is higher.
Other freebies
Golf via Priority Concierge: 2 complimentary games, 1 guest game and 1 coaching session per month. Insurance (HDFC ERGO): Rs 1 crore air accident cover; overseas travel cover incl. emergency medical up to USD 25,000, baggage loss up to USD 750, flight delay up to USD 200; lost card cover Rs 25,000. Exempt from the Rs 199 branch and Rs 49 phone service handling charges.
Charges and eligibility
Interest per month
3.75%
Late payment fee
On statement outstanding: nil up to Rs 100; Rs 100 for Rs 101-500; Rs 500 for Rs 501-5,000; Rs 700 for Rs 5,001-10,000; Rs 1,200 above Rs 10,000; plus Rs 100 if the minimum due is unpaid for 2+ consecutive months
Cash advance fee
3% min Rs 300
Eligibility
Reserved for Standard Chartered Priority Banking customers. Age 21-65, stable monthly income, resident in one of the bank's card sourcing cities.
Fine-print notes
Card page and consolidated T&C read. 'invite-only' here means relationship-gated to Priority Banking, not a formal invitation. Several FAQ answers on the card page are copied from the Platinum Rewards card and were ignored. Rent payments (MCC 6513) carry a 1% processing fee. Conflict: the tariff page (slabs effective 1 May 2024) charges Rs 1,200 above Rs 10,000, while some product pages still show an older table (Rs 800 for Rs 10,001-25,000; Rs 1,200 above Rs 25,000). The tariff page figure is recorded.
Questions
What is the annual fee of the Standard Chartered Priority Visa Infinite Credit Card?
No annual fee.
Does the Standard Chartered Priority Visa Infinite Credit Card give airport lounge access?
Yes. In India: 4 complimentary visits per calendar quarter, for primary and supplementary cardholders individually. Outside India: 2 complimentary Priority Pass visits per card per month; Priority Pass membership fee (USD 99) waived. Conditions: The free Priority Pass visits need Rs 30 lakh funds under management at individual level in the month of use and an active card. Extra and guest visits up to USD 35 each. Priority Pass visits inside India are chargeable. Rs 2 validation swipe at domestic lounges.
What is the forex markup on the Standard Chartered Priority Visa Infinite Credit Card?
3.5% of each foreign-currency transaction, before GST.