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M16S / American Express / Amex Gold Corporate Card

mid · business, travel, rewards

Amex Gold Corporate Card

The Amex Gold Corporate Card costs Rs 3,100 a year. It earns 1 MR per Rs 50 on business spend. The forex markup is 3.5%. Abroad: Priority Pass: 2 complimentary visits a year; further visits at retail rate. Read from the issuer's own documents on 11 Oct 2026.

Amex Gold Corporate Card card design
Card design: americanexpress.com
Annual fee
Rs 3,100+ GST
Fee waived at
—
Base return
—
Forex markup
3.5%
Interest
—

Fees

Joining feeFree
Annual feeRs 3,100
Fee notesNo joining fee. Annual fee Rs 3,100 + GST per the Corporate Key Fact Statement; may vary by company.

Rewards

Reward currencyMembership Rewards points
Base earn1 MR per Rs 50 on business spend
CapsUtility, telecom, wholesale and insurance spend earns 1 MR per Rs 100, capped at 1,000 points per month
Spends that earn nothingFuel
Reward notesEnrolment depends on the company's participation in Membership Rewards. Point value not found, so base return not computed.

Travel and perks

Domestic loungeDiscounted access to 25+ lounges in Ahmedabad, Delhi, Bengaluru, Mumbai, Chennai, Kolkata, Kochi, Hyderabad
International loungePriority Pass: 2 complimentary visits a year; further visits at retail rate
Lounge conditionsDomestic access is discounted, not free
Forex markup3.5%
Fuel surcharge waiverHPCL 0% below Rs 5,000, 1% at Rs 5,000+; other public-sector stations 1% (min Rs 10); private stations 2.5% (min Rs 10)
Other freebiesPersonal accident and licensed transport accident cover up to Rs 75 lakh on trips paid with the card; Global Assist hotline

Charges and eligibility

Late payment feeDefault charge 3.5% of outstanding balance, min Rs 100
Cash advance fee3.5% of amount withdrawn
EligibilityIssued through a company's corporate card programme; criteria not published. New corporate applications temporarily paused.
Fine-print notesCorporate charge card, no interest. Sole, individual, limited and joint liability variants exist per the legal declarations Amex publishes.

Questions

What is the annual fee of the Amex Gold Corporate Card?
Rs 3,100 a year, before GST.
Does the Amex Gold Corporate Card give airport lounge access?
Yes. In India: Discounted access to 25+ lounges in Ahmedabad, Delhi, Bengaluru, Mumbai, Chennai, Kolkata, Kochi, Hyderabad. Outside India: Priority Pass: 2 complimentary visits a year; further visits at retail rate. Conditions: Domestic access is discounted, not free
What is the forex markup on the Amex Gold Corporate Card?
3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the Amex Gold Corporate Card?
Fuel