M16SCredit cards, explained without the jargon Sign in

M16S / Federal Bank / SimpliFi Fi-Federal Credit Card

entry · secured, cobrand

SimpliFi Fi-Federal Credit Card

Read from the issuer's documents and an aggregator on 11 Oct 2026.

Annual fee
—
Fee waived at
—
Base return
—
Forex markup
—
Interest
—

Fees

Fee notesFees not found.

Charges and eligibility

EligibilitySecured against a Federal Bank fixed deposit: credit limit 90% of the FD; FD must be held at least 6 months, auto-renews, no partial withdrawal while the card is active.
Fine-print notesFederal Bank's co-branded cards page lists the Federal Fi (AmpliFi, SimpliFi, MagniFi) programme as discontinued. An aggregator dates the wind-down to 20 Mar 2026, with reward accrual and Fi-Coin redemption stopped and holders asked to clear dues and close. Fi's own credit card page returned 'page not found'. Fi now partners with AU Small Finance Bank. Only the secured-card mechanics were found in Federal Bank's Fi cardholder terms; fees and rewards are undocumented.