M16S / Credit cards that pay no rewards on rent, wallet loads or fuel
231 cards
Credit cards that pay no rewards on rent, wallet loads or fuel
231 credit cards in India whose terms exclude rent, wallet loads and fuel from rewards, from 24 banks. 195 are open to new applicants. Sorted by annual fee, lowest first, with closed and invite-only cards last.
Included when the card's reward exclusions name all three: rent, wallet loads and fuel.
Part of: Credit cards that pay no rewards on rent · Credit cards that pay no rewards on wallet loads · Credit cards that pay no rewards on fuel
| Card | Annual fee | Base return | Forex | Lounge in India |
|---|---|---|---|---|
Amazon Pay ICICI Bank Credit CardICICI Bank | Free | 1% | 1.99% | — |
| Free | 0.1% | 3.5% | — | |
Axis KWIK Credit CardAxis Bank | Free | 0.2% | 3.5% | — |
Axis SuperMoney RuPay Credit CardAxis Bank | Free | 1% | 3.5% | — |
 Bank of Baroda BOBCARD Scapia Credit CardBank of Baroda | Free | — | 0% | Unlimited domestic lounge… |
Bank of Baroda BOBCARD Uni GoldXBank of Baroda | Free | — | 0% | — |
| Free | 0.2% | 1% | — | |
CheQ AU Credit CardAU Small Finance Bank | Free | 0.5% | 3.49% | — |
City Union CUB CSK RuPay Platinum Credit CardCity Union Bank | Free | 0.33% | 3.5% | Airport lounge access is… |
City Union CUB SRH RuPay Platinum Credit CardCity Union Bank | Free | 0.33% | 3.5% | Airport lounge access is… |
| Free | 1% | 2% | — | |
DCB novio Credit Card (RuPay Platinum)DCB Bank fees only | Free | — | 2.5% | — |
DCB novio Credit Card (RuPay Select)DCB Bank fees only | Free | — | 2.5% | 1 per quarter (4 a year), RuPay… |
Edge CSB Bank RuPay Credit CardCSB Bank | Free | 0.4% | 3.5% | — |
Edge+ CSB Bank RuPay Credit CardCSB Bank | Free | 1% | 3.5% | — |
Federal Celesta Credit CardFederal Bank | Free | 0.25% | 2% | 2 per quarter (spend-gated) |
Federal Imperio Credit CardFederal Bank | Free | 0.17% | 3.5% | 2 per quarter (spend-gated) |
Federal One Credit Card (OneCard)Federal Bank | Free | 0.2% | 1% | — |
Federal RuPay Wave Credit CardFederal Bank | Free | 0.13% | 3.5% | — |
Federal Signet Credit CardFederal Bank | Free | 0.13% | 3.5% | 1 per quarter (spend-gated) |
Fibe Axis Bank Credit CardAxis Bank | Free | 1% | 3.5% | 4 per calendar year at select… |
ICICI Instant Platinum (against Fixed Deposit) Credit CardICICI Bank fees only | Free | — | 3.5% | — |
 ICICI Parakram Credit CardICICI Bank | Free | 0.25% | 3.5% | 1 per quarter |
 ICICI Parakram Select Credit CardICICI Bank | Free | 0.5% | 3.5% | 2 per quarter |
 ICICI Platinum Chip Credit CardICICI Bank | Free | 0.5% | 3.5% | — |
IDFC FIRST Classic Credit CardIDFC First Bank | Free | 0.38% | 0% | — |
IDFC FIRST Millennia Credit CardIDFC First Bank | Free | 0.38% | 0% | — |
IDFC FIRST Select Credit CardIDFC First Bank | Free | 0.38% | 0% | 1 per quarter |
 IDFC FIRST Wealth Credit CardIDFC First Bank | Free | 0.38% | 0% | 1 per quarter |
IKEA Family Credit Card by Axis BankAxis Bank | Free | 0.2% | 3.5% | — |
J&K Bank Platinum Privilege Credit CardJammu and Kashmir Bank | Free | — | 1.99% | 1 per quarter |
Kotak UPI RuPay Credit CardKotak Mahindra Bank | Free | 0.3% | 3.5% | — |
Niyo SBM Global Credit CardSBM Bank India | Free | 0% | 0% | — |
RBL Paisabazaar Duet Credit CardRBL Bank | Free | 1% | 3.5% | — |
Scapia Axis Bank Credit CardAxis Bank | Free | 2% | 0% | Unlimited at 100+ airports in… |
Scapia Federal Credit CardFederal Bank | Free | 2% | 0% | Unlimited (spend-gated) |
South Indian SIB One Co-Branded Credit Card (SIB OneCard)South Indian Bank | Free | 0.2% | 1% | — |
South Indian Secured SIB One Co-Branded Credit CardSouth Indian Bank | Free | 0.2% | 1% | — |
Utkarsh Wish Credit CardUtkarsh Small Finance Bank | Free | 1% | 3.5% | — |
Utkarsh superCardUtkarsh Small Finance Bank | Free | 1% | 3.5% | — |
YES BANK Niyo Credit CardYes Bank | Free | 0.2% | 0% | — |
| Free | 0.25% | 3.5% | — | |
| Free | — | 3.5% | — | |
| Free | 1.5% | 3.5% | With Neon only: aggregator says… | |
Yes Max Credit CardYes Bank | Free | — | 3.5% | — |
 ixigo AU Credit CardAU Small Finance Bank | Free | 2.5% | 0% | 8 airport lounge visits per… |
slice UPI credit card (slice super card)Slice Small Finance Bank | Free | 1% | 0% | — |
HDFC Bank UPI RuPay Biz Credit CardHDFC Bank | Rs 99 | 0.25% | 3.5% | — |
 HDFC Bank UPI RuPay Credit CardHDFC Bank | Rs 99 | 0.25% | 3.5% | — |
RBL QuickPay Credit CardRBL Bank | Rs 99 | — | 3.5% | — |
AU Altura Credit CardAU Small Finance Bank | Rs 199 | 1% | 3.49% | Railway lounges only: 8 per… |
 ICICI HPCL Coral Credit CardICICI Bank | Rs 199 | 0.5% | 3.5% | — |
J&K Bank Gold Credit CardJammu and Kashmir Bank fees only | Rs 200 | — | 3.5% | — |
Axis Neo Credit CardAxis Bank | Rs 250 | 0.1% | 3.5% | — |
HDFC PIXEL Go Credit CardHDFC Bank | Rs 250 | 1% | 3.5% | — |
SBM novio Credit CardSBM Bank India | Rs 299 | — | 2.49% | — |
Shoppers Stop HDFC Bank Credit CardHDFC Bank | Rs 299 | 1% | 3.5% | — |
DCB PayLess Platinum Credit CardDCB Bank | Rs 350 | 0.5% | 3.5% | 1 per quarter (4 a year), RuPay… |
Yes POP-CLUB Credit CardYes Bank | Rs 399 | 2% | 3.5% | — |
Axis ACE Credit CardAxis Bank | Rs 499 | 1.5% | 3.5% | 4 per calendar year at select… |
CRED IndusInd Bank RuPay Credit CardIndusInd Bank | Rs 499 | 1% | 3.5% | — |
DBS Spark5 Credit CardDBS Bank India | Rs 499 | 0.25% | 3.5% | 1 per calendar quarter, primary… |
HDFC Tata Neu Plus Credit CardHDFC Bank | Rs 499 | 1% | 3.5% | Up to 4 per calendar year: 1… |
| Rs 499 | 1% | 0% | Up to 2 per quarter | |
ICICI Expressions Credit CardICICI Bank | Rs 499 | 0.75% | 3.5% | 1 per quarter |
Kotak League Platinum Credit CardKotak Mahindra Bank | Rs 499 | 0.27% | 3.5% | — |
 Landmark Rewards SBI CardState Bank of India (SBI Card) | Rs 499 | 0.25% | 3.5% | — |
PhonePe HDFC Bank Uno Credit CardHDFC Bank | Rs 499 | 1% | 3.5% | — |
PhonePe SBI Card PURPLEState Bank of India (SBI Card) | Rs 499 | 1% | 3.5% | — |
RBL Platinum Choice Credit CardRBL Bank | Rs 499 | 0.25% | 3.5% | — |
RBL SalarySe UP Credit CardRBL Bank | Rs 499 | 0.2% | 3.5% | — |
 Reliance SBI CardState Bank of India (SBI Card) | Rs 499 | 0.25% | 3.5% | — |
SimplyCLICK SBI CardState Bank of India (SBI Card) | Rs 499 | 0.25% | 3.5% | — |
SimplySAVE SBI CardState Bank of India (SBI Card) | Rs 499 | 0.17% | 3.5% | — |
Tata Neu Plus SBI Credit CardState Bank of India (SBI Card) | Rs 499 | 1% | 3.5% | 4 per year, 1 per quarter |
YES Ace Credit CardYes Bank | Rs 499 | 0.5% | 3.5% | — |
YES BANK Uni Credit CardYes Bank | Rs 499 | 1% | 0% | — |
| Rs 499 | — | 3% | 1 per quarter (spend-gated) | |
YES Wellness Credit CardYes Bank | Rs 499 | 0.5% | 3.5% | — |
| Rs 499 | 1% | 3.5% | — | |
Airtel Axis Bank Credit CardAxis Bank | Rs 500 | 1% | 3.5% | — |
Axis Bank Shoppers Stop Credit CardAxis Bank | Rs 500 | 0.5% | 3.5% | — |
Axis My Zone Credit CardAxis Bank | Rs 500 | 0.4% | 3.5% | 1 per calendar quarter at… |
Axis Pride Signature Credit CardAxis Bank | Rs 500 | 0.8% | 3.5% | 2 per calendar quarter at… |
| Rs 500 | 1% | 1% | 12 per year (1 per billing… | |
Equitas Tiga Credit CardEquitas Small Finance Bank | Rs 500 | 0.15% | 3.5% | — |
Federal Paisabazaar Paisaback Credit CardFederal Bank | Rs 500 | 1% | 3.5% | — |
Flipkart Axis Bank Credit CardAxis Bank | Rs 500 | 1% | 3.5% | — |
Flipkart SBI CardState Bank of India (SBI Card) | Rs 500 | 1% | 3.5% | — |
HDFC BizFirst Credit CardHDFC Bank | Rs 500 | 0.15% | 3.5% | — |
 HDFC Freedom Credit CardHDFC Bank | Rs 500 | 0.08% | 3.5% | — |
HDFC GIGA Business Credit CardHDFC Bank | Rs 500 | 0.25% | 3.5% | — |
 HDFC MoneyBack+ Credit CardHDFC Bank | Rs 500 | 0.25% | 3.5% | — |
HDFC PIXEL Play Credit CardHDFC Bank | Rs 500 | 1% | 3.5% | — |
HDFC PIXEL Times Move Credit CardHDFC Bank | Rs 500 | 0.25% | 3.5% | — |
 HDFC Swiggy Ornge Credit CardHDFC Bank | Rs 500 | 1% | 3.5% | — |
 ICICI Coral Credit CardICICI Bank | Rs 500 | 0.5% | 3.5% | 1 per quarter; railway lounges… |
| Rs 500 | 0.5% | 3.5% | 1 per quarter (NRI secured… | |
 ICICI HPCL Super Saver Credit CardICICI Bank | Rs 500 | 0.5% | 3.5% | 1 per quarter |
 ICICI NRI Coral Credit CardICICI Bank | Rs 500 | — | 3.5% | 1 per quarter |
IRCTC HDFC Bank Credit CardHDFC Bank | Rs 500 | 1% | 3.5% | 8 IRCTC Executive Lounge visits… |
IRCTC RBL Bank Credit CardRBL Bank | Rs 500 | 0.5% | 3.5% | 8 railway lounge visits a year… |
 IRCTC SBI Platinum CardState Bank of India (SBI Card) | Rs 500 | 0.8% | 3.5% | 4 railway lounge visits per… |
IndianOil HDFC Bank Credit CardHDFC Bank | Rs 500 | 0.64% | 3.5% | — |
J&K Bank Platinum Credit Card (incl. Pink Platinum)Jammu and Kashmir Bank | Rs 500 | — | 3.5% | 2 per year (1 per half-year) |
Kotak 811 Credit CardKotak Mahindra Bank | Rs 500 | 0.25% | 3.5% | — |
RBL ShopRite Credit CardRBL Bank | Rs 500 | 0.25% | 3.5% | — |
YES BYOC (Build Your Own Card)Yes Bank | Rs 588 | 1% | 3.5% | 1 per quarter (spend-gated) |
YES Select Credit CardYes Bank | Rs 599 | 0.5% | 3.5% | 1 per quarter (spend-gated) |
 AU Xcite Ace Credit CardAU Small Finance Bank | Rs 749 | — | 3.49% | 2 airport lounge visits per… |
IndiGo Axis Bank Credit CardAxis Bank | Rs 799 | — | 3.5% | 1 per quarter |
YES Essence Credit CardYes Bank | Rs 799 | 0.5% | 3% | 1 per quarter (spend-gated) |
CASHBACK SBI CardState Bank of India (SBI Card) | Rs 999 | 1% | 3.5% | — |
DBS Spark10 Credit CardDBS Bank India | Rs 999 | 0.25% | 3.5% | 1 per calendar quarter, primary… |
| Rs 999 | 1.5% | 1.99% | 2 per year | |
 Kotak Air Credit CardKotak Mahindra Bank | Rs 999 | 1% | 3.5% | 4 per year, max 2 per calendar… |
PhonePe HDFC Bank Ultimo Credit CardHDFC Bank | Rs 999 | 1% | 3.5% | 8 per year (2 per quarter) |
RBL Jalsa Credit CardRBL Bank fees only | Rs 999 | — | 3.5% | — |
YES Elite+ Credit CardYes Bank | Rs 999 | 0.75% | 3% | 2 per quarter (spend-gated) |
YES First Business Credit CardYes Bank | Rs 999 | 1% | 2% | 2 per quarter (spend-gated) |
Axis Rewards Credit CardAxis Bank | Rs 1,000 | 0.32% | 3.5% | 2 per quarter at select… |
City Union CUB CSK Master Platinum Credit CardCity Union Bank | Rs 1,000 | 0.6% | 3.5% | Airport lounge access is… |
City Union CUB SRH Master Platinum Credit CardCity Union Bank | Rs 1,000 | 0.6% | 3.5% | Airport lounge access is… |
DCB PayLess Select Credit CardDCB Bank | Rs 1,000 | 1% | 3.5% | 2 per quarter (8 a year), RuPay… |
Equitas Selfe Credit CardEquitas Small Finance Bank | Rs 1,000 | 0.7% | 3.5% | 1 per calendar quarter |
Equitas Tiga Secured Credit CardEquitas Small Finance Bank | Rs 1,000 | 0.15% | 3.5% | — |
| Rs 1,000 | 1% | 3.5% | 2 lounge vouchers per calendar… | |
 HDFC Millennia Credit CardHDFC Bank | Rs 1,000 | 1% | 3.5% | 1 visit per calendar quarter,… |
HDFC PIXEL Times Rush Credit CardHDFC Bank | Rs 1,000 | 0.25% | 3.5% | — |
 HDFC Swiggy BLCK Credit CardHDFC Bank | Rs 1,000 | 1% | 3.5% | — |
Kotak NRI Royale Signature Credit CardKotak Mahindra Bank fees only | Rs 1,000 | — | 3.5% | — |
RBL Apex Credit CardRBL Bank | Rs 1,000 | 1% | 3.5% | 1 per calendar quarter |
RBL Platinum Delight Credit CardRBL Bank | Rs 1,000 | — | 3.5% | — |
| Rs 1,000 | 0.5% | 3.5% | — | |
| Rs 1,000 | 0.25% | 0% | 1 per calendar quarter | |
AU Business Cashback Credit CardAU Small Finance Bank | Rs 1,188 | 1% | 3.49% | Railway lounges only: 8 per… |
RBL Cookies Credit CardRBL Bank | Rs 1,200 | 0.2% | 3.5% | — |
DBS Spark20 Credit CardDBS Bank India | Rs 1,499 | 0.25% | 3.5% | 2 per calendar quarter, primary… |
HDFC Tata Neu Infinity Credit CardHDFC Bank | Rs 1,499 | 1.5% | 2% | Up to 8 per calendar year: 2… |
Landmark Rewards SBI Card SELECTState Bank of India (SBI Card) | Rs 1,499 | 0.5% | 3.5% | — |
 PhonePe SBI Card SELECT BLACKState Bank of India (SBI Card) | Rs 1,499 | 1% | 3.5% | 4 per year, max 1 per quarter |
| Rs 1,499 | 1% | 3.5% | — | |
SBI Card MILESState Bank of India (SBI Card) | Rs 1,499 | 0.5% | 3% | 4 per year, max 2 per quarter;… |
Tata Neu Infinity SBI Credit CardState Bank of India (SBI Card) | Rs 1,499 | 1.5% | 1.99% | 8 per year, 2 per quarter |
YES Wellness Plus Credit CardYes Bank | Rs 1,499 | 0.75% | 3.5% | 2 per quarter (spend-gated) |
Axis Privilege Credit CardAxis Bank | Rs 1,500 | 1% | 3.5% | 2 per calendar quarter at… |
J&K Bank Eminent Credit CardJammu and Kashmir Bank | Rs 1,500 | — | 1.99% | 2 per quarter |
Kotak Zen Signature Credit CardKotak Mahindra Bank | Rs 1,500 | 0.83% | 3.5% | 2 per calendar quarter |
RBL Aspire Banking Credit CardRBL Bank | Rs 1,500 | 1% | 3.5% | 1 per calendar quarter |
Equitas Selfe Secured Credit CardEquitas Small Finance Bank | Rs 2,000 | 0.7% | 3.5% | — |
 ICICI Rubyx Credit CardICICI Bank | Rs 2,000 | 0.5% | 3.5% | 2 per quarter (1 per variant on… |
ICICI Rubyx Credit Card against Fixed DepositICICI Bank fees only | Rs 2,000 | — | 3.5% | — |
RBL Platinum Maxima Credit CardRBL Bank | Rs 2,000 | — | 3.5% | 1 per quarter |
Bandhan Flare Credit CardBandhan Bank | Rs 2,499 | 1.25% | 1.99% | 4 per calendar quarter (16 a year) |
YES Reserv Credit CardYes Bank | Rs 2,499 | 1.5% | 2% | 3 per quarter (spend-gated) |
Bank of Baroda BOBCARD Etihad GuestBank of Baroda | Rs 2,500 | — | 1% | 8 per year (2 per quarter) |
 HDFC Regalia Gold Credit CardHDFC Bank | Rs 2,500 | 1.25% | 2% | 12 per year in India: 3 per… |
| Rs 2,500 | 0.5% | 3.5% | 2 per quarter | |
| Rs 2,500 | 1% | 3.5% | 2 per calendar quarter | |
 KrisFlyer SBI CardState Bank of India (SBI Card) | Rs 2,999 | — | 3.5% | 1 per quarter |
 Landmark Rewards SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 Reliance SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, 2 per quarter |
SBI Card MILES PRIMEState Bank of India (SBI Card) | Rs 2,999 | 1% | 2.5% | 8 per year, max 2 per quarter;… |
SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
Titan SBI CardState Bank of India (SBI Card) | Rs 2,999 | 1.5% | 3.5% | 8 per year, max 2 per quarter |
Axis Horizon Credit CardAxis Bank | Rs 3,000 | 2% | 3.5% | 6 per quarter (Mastercard… |
Axis Select Credit CardAxis Bank | Rs 3,000 | 1% | 3.5% | 2 per quarter |
Kotak Air+ Credit CardKotak Mahindra Bank | Rs 3,000 | 2% | 2% | 4 per calendar year, max 2 per… |
Kotak Air+ Prime Credit CardKotak Mahindra Bank | Rs 3,000 | 2% | 2% | 4 per year, max 2 per calendar… |
| Rs 3,000 | 0.67% | 3.5% | 12 per year within India… | |
RBL World Safari Credit CardRBL Bank | Rs 3,000 | — | 0% | 2 per quarter |
Kotak Solitaire Business Credit CardKotak Mahindra Bank | Rs 3,499 | 0.67% | 1.99% | 1 per quarter |
 ICICI NRI Sapphiro Credit CardICICI Bank fees only | Rs 3,500 | — | 3.5% | 4 per quarter |
 ICICI Sapphiro Credit CardICICI Bank | Rs 3,500 | 0.5% | 3.5% | 4 per quarter (2 per variant… |
| Rs 3,500 | — | 3.5% | 4 per quarter at Mastercard… | |
City Union CUB CSK Master World Credit CardCity Union Bank | Rs 4,000 | 1% | 0% | Airport lounge access is… |
City Union CUB SRH Master World Credit CardCity Union Bank | Rs 4,000 | 1% | 0% | Airport lounge access is… |
| Rs 4,500 | — | 3.5% | 8 per quarter at Mastercard… | |
| Rs 4,500 | 2% | 3.5% | 16 per calendar year (4 per… | |
 SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter (8 per year) |
 SBI Card MILES ELITEState Bank of India (SBI Card) | Rs 4,999 | 1% | 1.99% | 8 per year, max 2 per quarter;… |
YES Marquee Credit CardYes Bank | Rs 4,999 | 2.25% | 1% | 6 per quarter (spend-gated) |
Bank of Baroda BOBCARD Etihad Guest PremiumBank of Baroda | Rs 5,000 | — | 0% | 12 per year |
| Rs 5,000 | — | 3.5% | 2 per quarter | |
Equitas PowerMiles Credit CardEquitas Small Finance Bank | Rs 5,000 | 1.5% | 2% | 2 per calendar quarter (select… |
IndiGo Axis Bank Premium Credit CardAxis Bank | Rs 5,000 | — | 2.5% | 2 per quarter |
| Rs 5,000 | 1% | 3.5% | — | |
Bandhan Lumina Credit CardBandhan Bank | Rs 9,999 | 2% | 1% | 8 per calendar quarter at… |
KrisFlyer SBI Card ApexState Bank of India (SBI Card) | Rs 9,999 | — | 3.5% | 2 per quarter |
| Rs 10,000 | — | 3.5% | Unlimited, primary only | |
| Rs 10,000 | 3.33% | 2% | Unlimited, primary and add-on… | |
| Rs 10,000 | 2% | 3.5% | — | |
 ICICI Emeralde Credit CardICICI Bank | Rs 12,000 | 1% | 2% | Unlimited, primary cardholder |
RBL Nova Credit CardRBL Bank | Rs 12,500 | 2% | 2% | 12 per year |
| Rs 1,10,000 | 1% | 0% | Unlimited | |
Axis Bank Freecharge Plus Credit CardAxis Bank invite-only | Rs 350 | 1% | 3.5% | — |
Yes FREO Credit CardYes Bank closed to new applicants | Rs 399 | 1% | 3.4% | — |
| Rs 499 | — | 3.5% | — | |
Kotak Biz Credit CardKotak Mahindra Bank invite-only | Rs 499 | 0.25% | 3.5% | Complimentary domestic lounge… |
Pine Labs HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 499 | 0.33% | 3.5% | — |
Yes ANQ Phi (with ANQ Pi RuPay virtual card)Yes Bank closed to new applicants | Rs 499 | — | 3.5% | — |
Chennai Super Kings ICICI Bank Credit CardICICI Bank closed to new applicants | Rs 500 | 0.5% | 3.5% | 1 per quarter |
 HDFC MoneyBack Credit CardHDFC Bank closed to new applicants | Rs 500 | 0.33% | 3.5% | — |
HDFC Times Titanium Credit CardHDFC Bank closed to new applicants | Rs 500 | — | 3.5% | — |
Myntra Kotak Credit CardKotak Mahindra Bank closed to new applicants | Rs 500 | 1.25% | 3.5% | 1 per quarter |
Paytm HDFC Bank Business Credit CardHDFC Bank closed to new applicants | Rs 500 | 1% | 3.5% | — |
Paytm HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 500 | 1% | 3.5% | — |
Paytm HDFC Bank Select Business Credit CardHDFC Bank closed to new applicants | Rs 500 | 1% | 3.5% | 12 per calendar year (capped at… |
 Swiggy HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 500 | 1% | 3.5% | — |
YES First Preferred Credit CardYes Bank closed to new applicants | Rs 999 | 1% | 2% | Spend-gated; visit count not found |
 Emirates Skywards ICICI Bank Rubyx Credit CardICICI Bank closed to new applicants | Rs 1,000 | — | 3.5% | 1 per quarter |
HDFC Times Platinum Credit CardHDFC Bank closed to new applicants | Rs 1,000 | — | 3.5% | — |
Kotak Mojo Platinum Credit CardKotak Mahindra Bank closed to new applicants | Rs 1,000 | 0.25% | 3.5% | 2 per quarter (aggregator) |
Paytm HDFC Bank Select Credit CardHDFC Bank closed to new applicants | Rs 1,000 | 1% | 3.5% | 8 per year (2 per quarter) |
Pine Labs HDFC Bank Pro Credit CardHDFC Bank closed to new applicants | Rs 1,000 | 1.33% | 3.5% | 8 per calendar year (max 2 per… |
RBL Monthly Treats Credit CardRBL Bank closed to new applicants | Rs 1,200 | 0.2% | 3.5% | — |
| Rs 2,499 | — | 3.5% | — | |
 HDFC Doctor's Regalia Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1.33% | 3.5% | 12 per calendar year within… |
 HDFC Regalia Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1% | 3.5% | Up to 8 per year: 2 vouchers… |
Bajaj Finserv DBS Bank 10X Signature SuperCardDBS Bank India closed to new applicants | Rs 2,999 | — | 3.5% | 2 per quarter |
 Axis Atlas Credit CardAxis Bank closed to new applicants | Rs 5,000 | 4% | 3.5% | Silver 8, Gold 12, Platinum 18… |
Equitas PowerMiles Secured Credit CardEquitas Small Finance Bank invite-only | Rs 5,000 | 1.5% | 2% | — |
Samsung Axis Bank Infinite Credit CardAxis Bank closed to new applicants | Rs 5,000 | 1% | 3.5% | 8 per calendar year at select… |
 HDFC Diners Club Black Credit CardHDFC Bank closed to new applicants | Rs 10,000 | 3.33% | 2% | Unlimited, primary and add-on… |
YES Private Credit CardYes Bank invite-only | Rs 10,000 | 2.5% | 0.5% | Unlimited, no spend condition |
| Rs 12,000 | — | 2% | — | |
 ICICI Emeralde Private Metal Credit CardICICI Bank invite-only | Rs 12,499 | 3% | 2% | Unlimited, primary and add-on |
 HDFC Infinia Metal Edition Credit CardHDFC Bank invite-only | Rs 12,500 | 3.33% | 2% | Unlimited in India, primary and… |
Axis Olympus Credit CardAxis Bank invite-only | Rs 20,000 | 4% | 1.8% | Unlimited for primary and… |
Kotak Solitaire Credit CardKotak Mahindra Bank invite-only | Rs 25,000 | 3% | 0% | Unlimited for primary and add-on |
DBS Vantage Credit CardDBS Bank India invite-only | Rs 50,000 | 2% | 0% | Unlimited, primary cardholder only |
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