M16S / Credit cards that pay no rewards on rent
323 cards
Credit cards that pay no rewards on rent
323 credit cards in India whose terms exclude rent payments from rewards, from 26 banks. 254 are open to new applicants. Sorted by annual fee, lowest first, with closed and invite-only cards last.
Included when the card's reward exclusions name rent. Many of these banks also charge a fee on rent paid by card; see each card's fee notes.
Narrow this list: Credit cards that pay no rewards on rent, wallet loads or fuel
| Card | Annual fee | Base return | Forex | Lounge in India |
|---|---|---|---|---|
AU CA Metal Credit CardAU Small Finance Bank | Free | 0.5% | 1.99% | 2 per calendar quarter |
AU CS Credit CardAU Small Finance Bank | Free | 0.5% | 1.99% | 2 per calendar quarter |
AU KOSMO Credit CardAU Small Finance Bank | Free | 0.5% | 3.49% | — |
Amazon Pay ICICI Bank Credit CardICICI Bank | Free | 1% | 1.99% | — |
| Free | 0.1% | 3.5% | — | |
Axis KWIK Credit CardAxis Bank | Free | 0.2% | 3.5% | — |
Axis SuperMoney RuPay Credit CardAxis Bank | Free | 1% | 3.5% | — |
 Bank of Baroda BOBCARD Scapia Credit CardBank of Baroda | Free | — | 0% | Unlimited domestic lounge… |
Bank of Baroda BOBCARD Uni GoldXBank of Baroda | Free | — | 0% | — |
| Free | 0.2% | 1% | — | |
CheQ AU Credit CardAU Small Finance Bank | Free | 0.5% | 3.49% | — |
City Union CUB CSK RuPay Platinum Credit CardCity Union Bank | Free | 0.33% | 3.5% | Airport lounge access is… |
City Union CUB Dhi Credit Card (Unsecured)City Union Bank | Free | 1.25% | 2.5% | Only while a promotional offer… |
City Union CUB Dhi FD Backed / Campus Credit CardCity Union Bank | Free | — | 0% | — |
City Union CUB SRH RuPay Platinum Credit CardCity Union Bank | Free | 0.33% | 3.5% | Airport lounge access is… |
| Free | 1% | 2% | — | |
DCB novio Credit Card (RuPay Platinum)DCB Bank fees only | Free | — | 2.5% | — |
DCB novio Credit Card (RuPay Select)DCB Bank fees only | Free | — | 2.5% | 1 per quarter (4 a year), RuPay… |
Edge CSB Bank RuPay Credit CardCSB Bank | Free | 0.4% | 3.5% | — |
Edge+ CSB Bank RuPay Credit CardCSB Bank | Free | 1% | 3.5% | — |
Federal Celesta Credit CardFederal Bank | Free | 0.25% | 2% | 2 per quarter (spend-gated) |
Federal Imperio Credit CardFederal Bank | Free | 0.17% | 3.5% | 2 per quarter (spend-gated) |
Federal One Credit Card (OneCard)Federal Bank | Free | 0.2% | 1% | — |
Federal RuPay Wave Credit CardFederal Bank | Free | 0.13% | 3.5% | — |
Federal Signet Credit CardFederal Bank | Free | 0.13% | 3.5% | 1 per quarter (spend-gated) |
Fibe Axis Bank Credit CardAxis Bank | Free | 1% | 3.5% | 4 per calendar year at select… |
| Free | 0.4% | 3.5% | — | |
ICICI Instant Platinum (against Fixed Deposit) Credit CardICICI Bank fees only | Free | — | 3.5% | — |
 ICICI Parakram Credit CardICICI Bank | Free | 0.25% | 3.5% | 1 per quarter |
 ICICI Parakram Select Credit CardICICI Bank | Free | 0.5% | 3.5% | 2 per quarter |
 ICICI Platinum Chip Credit CardICICI Bank | Free | 0.5% | 3.5% | — |
 IDFC Business Multiplier Credit CardIDFC First Bank | Free | 1.25% | 0% | Complimentary (count not stated) |
IDFC FIRST Classic Credit CardIDFC First Bank | Free | 0.38% | 0% | — |
IDFC FIRST Millennia Credit CardIDFC First Bank | Free | 0.38% | 0% | — |
IDFC FIRST Select Credit CardIDFC First Bank | Free | 0.38% | 0% | 1 per quarter |
 IDFC FIRST Wealth Credit CardIDFC First Bank | Free | 0.38% | 0% | 1 per quarter |
IDFC LIC Classic Credit CardIDFC First Bank | Free | 0.6% | 0% | 1 per quarter (aggregator page… |
IDFC LIC Select Credit CardIDFC First Bank | Free | 1% | 0% | 2 per quarter |
IKEA Family Credit Card by Axis BankAxis Bank | Free | 0.2% | 3.5% | — |
Indian Overseas IOB SalarySe Rise UP RuPay Platinum Credit CardIndian Overseas Bank | Free | — | 2% | — |
IndusInd EazyDiner Platinum Credit CardIndusInd Bank | Free | 0.4% | 3.5% | — |
IndusInd Jio-bp Mobility+ Credit CardIndusInd Bank | Free | 0.5% | 3.5% | — |
IndusInd Pinnacle World Credit CardIndusInd Bank | Free | 0.75% | 3.5% | 1 per calendar quarter; from… |
J&K Bank Platinum Privilege Credit CardJammu and Kashmir Bank | Free | — | 1.99% | 1 per quarter |
Kotak UPI RuPay Credit CardKotak Mahindra Bank | Free | 0.3% | 3.5% | — |
Niyo SBM Global Credit CardSBM Bank India | Free | 0% | 0% | — |
RBL Paisabazaar Duet Credit CardRBL Bank | Free | 1% | 3.5% | — |
 SBM MobiKwik First Credit CardSBM Bank India | Free | 1% | 3% | — |
Scapia Axis Bank Credit CardAxis Bank | Free | 2% | 0% | Unlimited at 100+ airports in… |
Scapia Federal Credit CardFederal Bank | Free | 2% | 0% | Unlimited (spend-gated) |
South Indian SIB One Co-Branded Credit Card (SIB OneCard)South Indian Bank | Free | 0.2% | 1% | — |
South Indian Secured SIB One Co-Branded Credit CardSouth Indian Bank | Free | 0.2% | 1% | — |
Utkarsh Wish Credit CardUtkarsh Small Finance Bank | Free | 1% | 3.5% | — |
Utkarsh superCardUtkarsh Small Finance Bank | Free | 1% | 3.5% | — |
YES BANK Niyo Credit CardYes Bank | Free | 0.2% | 0% | — |
| Free | 0.25% | 3.5% | — | |
| Free | — | 3.5% | — | |
| Free | 1.5% | 3.5% | With Neon only: aggregator says… | |
Yes Max Credit CardYes Bank | Free | — | 3.5% | — |
Yes Novio Credit CardYes Bank | Free | — | 3.5% | — |
| Free | 0.75% | 3.5% | 2 per quarter (spend-gated) | |
 ixigo AU Credit CardAU Small Finance Bank | Free | 2.5% | 0% | 8 airport lounge visits per… |
slice UPI credit card (slice super card)Slice Small Finance Bank | Free | 1% | 0% | — |
HDFC Bank UPI RuPay Biz Credit CardHDFC Bank | Rs 99 | 0.25% | 3.5% | — |
 HDFC Bank UPI RuPay Credit CardHDFC Bank | Rs 99 | 0.25% | 3.5% | — |
RBL QuickPay Credit CardRBL Bank | Rs 99 | — | 3.5% | — |
AU Prathama Credit CardAU Small Finance Bank | Rs 100 | 0.25% | 3.49% | — |
AU Altura Credit CardAU Small Finance Bank | Rs 199 | 1% | 3.49% | Railway lounges only: 8 per… |
 ICICI HPCL Coral Credit CardICICI Bank | Rs 199 | 0.5% | 3.5% | — |
SBM Kredit.Pe Credit CardSBM Bank India | Rs 199 | — | 3.5% | — |
J&K Bank Gold Credit CardJammu and Kashmir Bank fees only | Rs 200 | — | 3.5% | — |
AU Xcite Credit CardAU Small Finance Bank | Rs 249 | 0.75% | 3.49% | Railway lounges only: 8 per… |
Axis Neo Credit CardAxis Bank | Rs 250 | 0.1% | 3.5% | — |
HDFC PIXEL Go Credit CardHDFC Bank | Rs 250 | 1% | 3.5% | — |
AU SPONT Credit CardAU Small Finance Bank | Rs 299 | 1% | 3.49% | 2 airport lounge visits per… |
SBM novio Credit CardSBM Bank India | Rs 299 | — | 2.49% | — |
Shoppers Stop HDFC Bank Credit CardHDFC Bank | Rs 299 | 1% | 3.5% | — |
DCB PayLess Platinum Credit CardDCB Bank | Rs 350 | 0.5% | 3.5% | 1 per quarter (4 a year), RuPay… |
Yes POP-CLUB Credit CardYes Bank | Rs 399 | 2% | 3.5% | — |
IndianOil Kotak Credit CardKotak Mahindra Bank | Rs 449 | 0.5% | 3.5% | — |
AU Altura Plus Credit CardAU Small Finance Bank | Rs 499 | 1.5% | 3.49% | Railway lounges only: 8 per… |
Axis ACE Credit CardAxis Bank | Rs 499 | 1.5% | 3.5% | 4 per calendar year at select… |
Bank of Baroda BOBCARD CashbackBank of Baroda | Rs 499 | 1% | 3.5% | — |
CRED IndusInd Bank RuPay Credit CardIndusInd Bank | Rs 499 | 1% | 3.5% | — |
DBS Spark5 Credit CardDBS Bank India | Rs 499 | 0.25% | 3.5% | 1 per calendar quarter, primary… |
| Rs 499 | 1% | 3.5% | — | |
HDFC Tata Neu Plus Credit CardHDFC Bank | Rs 499 | 1% | 3.5% | Up to 4 per calendar year: 1… |
| Rs 499 | 1% | 0% | Up to 2 per quarter | |
ICICI Expressions Credit CardICICI Bank | Rs 499 | 0.75% | 3.5% | 1 per quarter |
Kotak League Platinum Credit CardKotak Mahindra Bank | Rs 499 | 0.27% | 3.5% | — |
 Landmark Rewards SBI CardState Bank of India (SBI Card) | Rs 499 | 0.25% | 3.5% | — |
PhonePe HDFC Bank Uno Credit CardHDFC Bank | Rs 499 | 1% | 3.5% | — |
PhonePe SBI Card PURPLEState Bank of India (SBI Card) | Rs 499 | 1% | 3.5% | — |
RBL Platinum Choice Credit CardRBL Bank | Rs 499 | 0.25% | 3.5% | — |
RBL SalarySe UP Credit CardRBL Bank | Rs 499 | 0.2% | 3.5% | — |
 Reliance SBI CardState Bank of India (SBI Card) | Rs 499 | 0.25% | 3.5% | — |
SimplyCLICK SBI CardState Bank of India (SBI Card) | Rs 499 | 0.25% | 3.5% | — |
SimplySAVE SBI CardState Bank of India (SBI Card) | Rs 499 | 0.17% | 3.5% | — |
SimplySAVE UPI SBI CardState Bank of India (SBI Card) | Rs 499 | 0.17% | 3.5% | — |
Tata Neu Plus SBI Credit CardState Bank of India (SBI Card) | Rs 499 | 1% | 3.5% | 4 per year, 1 per quarter |
YES Ace Credit CardYes Bank | Rs 499 | 0.5% | 3.5% | — |
YES BANK Uni Credit CardYes Bank | Rs 499 | 1% | 0% | — |
| Rs 499 | — | 3% | 1 per quarter (spend-gated) | |
YES Wellness Credit CardYes Bank | Rs 499 | 0.5% | 3.5% | — |
| Rs 499 | 1% | 3.5% | — | |
 AU Tejas Credit CardAU Small Finance Bank | Rs 500 | 0.25% | 3.49% | — |
Airtel Axis Bank Credit CardAxis Bank | Rs 500 | 1% | 3.5% | — |
Axis Bank Shoppers Stop Credit CardAxis Bank | Rs 500 | 0.5% | 3.5% | — |
Axis My Zone Credit CardAxis Bank | Rs 500 | 0.4% | 3.5% | 1 per calendar quarter at… |
Axis Pride Signature Credit CardAxis Bank | Rs 500 | 0.8% | 3.5% | 2 per calendar quarter at… |
| Rs 500 | 1% | 1% | 12 per year (1 per billing… | |
Equitas Tiga Credit CardEquitas Small Finance Bank | Rs 500 | 0.15% | 3.5% | — |
Federal Paisabazaar Paisaback Credit CardFederal Bank | Rs 500 | 1% | 3.5% | — |
Flipkart Axis Bank Credit CardAxis Bank | Rs 500 | 1% | 3.5% | — |
Flipkart SBI CardState Bank of India (SBI Card) | Rs 500 | 1% | 3.5% | — |
HDFC BizFirst Credit CardHDFC Bank | Rs 500 | 0.15% | 3.5% | — |
HDFC BizGrow Credit CardHDFC Bank | Rs 500 | 0.25% | 3.5% | — |
 HDFC Freedom Credit CardHDFC Bank | Rs 500 | 0.08% | 3.5% | — |
HDFC GIGA Business Credit CardHDFC Bank | Rs 500 | 0.25% | 3.5% | — |
 HDFC MoneyBack+ Credit CardHDFC Bank | Rs 500 | 0.25% | 3.5% | — |
HDFC PIXEL Play Credit CardHDFC Bank | Rs 500 | 1% | 3.5% | — |
HDFC PIXEL Times Move Credit CardHDFC Bank | Rs 500 | 0.25% | 3.5% | — |
 HDFC Swiggy Ornge Credit CardHDFC Bank | Rs 500 | 1% | 3.5% | — |
 ICICI Coral Credit CardICICI Bank | Rs 500 | 0.5% | 3.5% | 1 per quarter; railway lounges… |
| Rs 500 | 0.5% | 3.5% | 1 per quarter (NRI secured… | |
 ICICI HPCL Super Saver Credit CardICICI Bank | Rs 500 | 0.5% | 3.5% | 1 per quarter |
 ICICI NRI Coral Credit CardICICI Bank | Rs 500 | — | 3.5% | 1 per quarter |
IRCTC HDFC Bank Credit CardHDFC Bank | Rs 500 | 1% | 3.5% | 8 IRCTC Executive Lounge visits… |
IRCTC RBL Bank Credit CardRBL Bank | Rs 500 | 0.5% | 3.5% | 8 railway lounge visits a year… |
IRCTC SBI Card (RuPay)State Bank of India (SBI Card) | Rs 500 | 0.8% | 3.5% | 4 railway lounge visits per… |
 IRCTC SBI Platinum CardState Bank of India (SBI Card) | Rs 500 | 0.8% | 3.5% | 4 railway lounge visits per… |
IndianOil Axis Bank Credit CardAxis Bank | Rs 500 | 0.2% | 3.5% | — |
IndianOil HDFC Bank Credit CardHDFC Bank | Rs 500 | 0.64% | 3.5% | — |
IndianOil RBL Bank Credit CardRBL Bank | Rs 500 | 0.5% | 3.5% | — |
J&K Bank Platinum Credit Card (incl. Pink Platinum)Jammu and Kashmir Bank | Rs 500 | — | 3.5% | 2 per year (1 per half-year) |
Kotak 811 Credit CardKotak Mahindra Bank | Rs 500 | 0.25% | 3.5% | — |
RBL ShopRite Credit CardRBL Bank | Rs 500 | 0.25% | 3.5% | — |
| Rs 500 | 1% | 3.5% | 4 per calendar year at select… | |
YES BYOC (Build Your Own Card)Yes Bank | Rs 588 | 1% | 3.5% | 1 per quarter (spend-gated) |
YES Select Credit CardYes Bank | Rs 599 | 0.5% | 3.5% | 1 per quarter (spend-gated) |
 AU Xcite Ace Credit CardAU Small Finance Bank | Rs 749 | — | 3.49% | 2 airport lounge visits per… |
 AU Xcite Ultra Credit CardAU Small Finance Bank | Rs 749 | 1% | 3.49% | 2 airport lounge visits per… |
| Rs 750 | — | 3.5% | 2 per quarter (8 a year) | |
Kotak Cashback+ Credit CardKotak Mahindra Bank | Rs 750 | 0.5% | 3.5% | — |
Kotak Cashback+ Prime Credit CardKotak Mahindra Bank | Rs 750 | 0.5% | 3.5% | — |
IndiGo Axis Bank Credit CardAxis Bank | Rs 799 | — | 3.5% | 1 per quarter |
YES Essence Credit CardYes Bank | Rs 799 | 0.5% | 3% | 1 per quarter (spend-gated) |
Bandhan Ignite Credit CardBandhan Bank | Rs 999 | 0.5% | 3.5% | 1 per calendar quarter |
CASHBACK SBI CardState Bank of India (SBI Card) | Rs 999 | 1% | 3.5% | — |
DBS Spark10 Credit CardDBS Bank India | Rs 999 | 0.25% | 3.5% | 1 per calendar quarter, primary… |
| Rs 999 | 1.5% | 1.99% | 2 per year | |
 Kotak Air Credit CardKotak Mahindra Bank | Rs 999 | 1% | 3.5% | 4 per year, max 2 per calendar… |
Kotak BizEdge Credit CardKotak Mahindra Bank | Rs 999 | 0.33% | 3.5% | — |
 MakeMyTrip ICICI Bank Credit CardICICI Bank | Rs 999 | 1% | 0.99% | 2 per quarter |
PhonePe HDFC Bank Ultimo Credit CardHDFC Bank | Rs 999 | 1% | 3.5% | 8 per year (2 per quarter) |
RBL Jalsa Credit CardRBL Bank fees only | Rs 999 | — | 3.5% | — |
YES Elite+ Credit CardYes Bank | Rs 999 | 0.75% | 3% | 2 per quarter (spend-gated) |
YES First Business Credit CardYes Bank | Rs 999 | 1% | 2% | 2 per quarter (spend-gated) |
 AU Laksya Credit CardAU Small Finance Bank | Rs 1,000 | 0.5% | 3.49% | 8 per calendar year (max 2 per… |
Axis Rewards Credit CardAxis Bank | Rs 1,000 | 0.32% | 3.5% | 2 per quarter at select… |
City Union CUB CSK Master Platinum Credit CardCity Union Bank | Rs 1,000 | 0.6% | 3.5% | Airport lounge access is… |
City Union CUB SRH Master Platinum Credit CardCity Union Bank | Rs 1,000 | 0.6% | 3.5% | Airport lounge access is… |
DCB PayLess Select Credit CardDCB Bank | Rs 1,000 | 1% | 3.5% | 2 per quarter (8 a year), RuPay… |
Equitas Selfe Credit CardEquitas Small Finance Bank | Rs 1,000 | 0.7% | 3.5% | 1 per calendar quarter |
Equitas Tiga Secured Credit CardEquitas Small Finance Bank | Rs 1,000 | 0.15% | 3.5% | — |
| Rs 1,000 | 1% | 3.5% | 2 lounge vouchers per calendar… | |
 HDFC Millennia Credit CardHDFC Bank | Rs 1,000 | 1% | 3.5% | 1 visit per calendar quarter,… |
HDFC PIXEL Times Rush Credit CardHDFC Bank | Rs 1,000 | 0.25% | 3.5% | — |
 HDFC Swiggy BLCK Credit CardHDFC Bank | Rs 1,000 | 1% | 3.5% | — |
| Rs 1,000 | 0.67% | 3.5% | 2 per quarter at select… | |
Kotak NRI Royale Signature Credit CardKotak Mahindra Bank fees only | Rs 1,000 | — | 3.5% | — |
RBL Apex Credit CardRBL Bank | Rs 1,000 | 1% | 3.5% | 1 per calendar quarter |
RBL Platinum Delight Credit CardRBL Bank | Rs 1,000 | — | 3.5% | — |
| Rs 1,000 | 0.5% | 3.5% | — | |
| Rs 1,000 | 0.25% | 0% | 1 per calendar quarter | |
AU Business Cashback Credit CardAU Small Finance Bank | Rs 1,188 | 1% | 3.49% | Railway lounges only: 8 per… |
RBL Cookies Credit CardRBL Bank | Rs 1,200 | 0.2% | 3.5% | — |
DBS Spark20 Credit CardDBS Bank India | Rs 1,499 | 0.25% | 3.5% | 2 per calendar quarter, primary… |
 Doctor's SBI Card (incl. IMA variant)State Bank of India (SBI Card) | Rs 1,499 | 0.25% | 3.5% | 4 per year, max 1 per quarter |
HDFC Tata Neu Infinity Credit CardHDFC Bank | Rs 1,499 | 1.5% | 2% | Up to 8 per calendar year: 2… |
 IRCTC SBI Card PremierState Bank of India (SBI Card) | Rs 1,499 | 0.8% | 3.5% | — |
IndiGo SBI CardState Bank of India (SBI Card) | Rs 1,499 | — | 3.5% | 4 per year, max 1 per quarter |
Landmark Rewards SBI Card SELECTState Bank of India (SBI Card) | Rs 1,499 | 0.5% | 3.5% | — |
 PhonePe SBI Card SELECT BLACKState Bank of India (SBI Card) | Rs 1,499 | 1% | 3.5% | 4 per year, max 1 per quarter |
| Rs 1,499 | 1% | 3.5% | — | |
SBI Card MILESState Bank of India (SBI Card) | Rs 1,499 | 0.5% | 3% | 4 per year, max 2 per quarter;… |
Tata Neu Infinity SBI Credit CardState Bank of India (SBI Card) | Rs 1,499 | 1.5% | 1.99% | 8 per year, 2 per quarter |
YES Wellness Plus Credit CardYes Bank | Rs 1,499 | 0.75% | 3.5% | 2 per quarter (spend-gated) |
Axis Privilege Credit CardAxis Bank | Rs 1,500 | 1% | 3.5% | 2 per calendar quarter at… |
IndiGo Kotak Credit CardKotak Mahindra Bank | Rs 1,500 | — | 3.5% | — |
| Rs 1,500 | 1% | 3.5% | — | |
J&K Bank Eminent Credit CardJammu and Kashmir Bank | Rs 1,500 | — | 1.99% | 2 per quarter |
Kotak Zen Signature Credit CardKotak Mahindra Bank | Rs 1,500 | 0.83% | 3.5% | 2 per calendar quarter |
RBL Aspire Banking Credit CardRBL Bank | Rs 1,500 | 1% | 3.5% | 1 per calendar quarter |
AU Ananta Credit CardAU Small Finance Bank | Rs 2,000 | 0.5% | 3.49% | 4 per calendar quarter, primary… |
Equitas Selfe Secured Credit CardEquitas Small Finance Bank | Rs 2,000 | 0.7% | 3.5% | — |
 ICICI Rubyx Credit CardICICI Bank | Rs 2,000 | 0.5% | 3.5% | 2 per quarter (1 per variant on… |
ICICI Rubyx Credit Card against Fixed DepositICICI Bank fees only | Rs 2,000 | — | 3.5% | — |
RBL Platinum Maxima Credit CardRBL Bank | Rs 2,000 | — | 3.5% | 1 per quarter |
Bandhan Flare Credit CardBandhan Bank | Rs 2,499 | 1.25% | 1.99% | 4 per calendar quarter (16 a year) |
YES Reserv Credit CardYes Bank | Rs 2,499 | 1.5% | 2% | 3 per quarter (spend-gated) |
Bank of Baroda BOBCARD Etihad GuestBank of Baroda | Rs 2,500 | — | 1% | 8 per year (2 per quarter) |
HDFC BizPower Credit CardHDFC Bank | Rs 2,500 | 1.25% | 2% | 2 per calendar quarter (up to 8… |
 HDFC Regalia Gold Credit CardHDFC Bank | Rs 2,500 | 1.25% | 2% | 12 per year in India: 3 per… |
| Rs 2,500 | 0.5% | 3.5% | 2 per quarter | |
| Rs 2,500 | 1% | 3.5% | 2 per calendar quarter | |
 AU Vetta Credit CardAU Small Finance Bank | Rs 2,999 | 0.5% | 3.49% | 1 per calendar quarter; plus 2… |
 KrisFlyer SBI CardState Bank of India (SBI Card) | Rs 2,999 | — | 3.5% | 1 per quarter |
 Landmark Rewards SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 Reliance SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, 2 per quarter |
SBI Card MILES PRIMEState Bank of India (SBI Card) | Rs 2,999 | 1% | 2.5% | 8 per year, max 2 per quarter;… |
SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
Titan SBI CardState Bank of India (SBI Card) | Rs 2,999 | 1.5% | 3.5% | 8 per year, max 2 per quarter |
Axis Horizon Credit CardAxis Bank | Rs 3,000 | 2% | 3.5% | 6 per quarter (Mastercard… |
Axis Select Credit CardAxis Bank | Rs 3,000 | 1% | 3.5% | 2 per quarter |
IndiGo Kotak Premium (XL) Credit CardKotak Mahindra Bank | Rs 3,000 | — | 3.5% | 8 per year (2 per calendar… |
Kotak Air+ Credit CardKotak Mahindra Bank | Rs 3,000 | 2% | 2% | 4 per calendar year, max 2 per… |
Kotak Air+ Prime Credit CardKotak Mahindra Bank | Rs 3,000 | 2% | 2% | 4 per year, max 2 per calendar… |
| Rs 3,000 | 0.67% | 3.5% | 12 per year within India… | |
RBL World Safari Credit CardRBL Bank | Rs 3,000 | — | 0% | 2 per quarter |
Kotak Solitaire Business Credit CardKotak Mahindra Bank | Rs 3,499 | 0.67% | 1.99% | 1 per quarter |
 ICICI NRI Sapphiro Credit CardICICI Bank fees only | Rs 3,500 | — | 3.5% | 4 per quarter |
 ICICI Sapphiro Credit CardICICI Bank | Rs 3,500 | 0.5% | 3.5% | 4 per quarter (2 per variant… |
| Rs 3,500 | — | 3.5% | 4 per quarter at Mastercard… | |
City Union CUB CSK Master World Credit CardCity Union Bank | Rs 4,000 | 1% | 0% | Airport lounge access is… |
City Union CUB SRH Master World Credit CardCity Union Bank | Rs 4,000 | 1% | 0% | Airport lounge access is… |
| Rs 4,500 | — | 3.5% | 8 per quarter at Mastercard… | |
| Rs 4,500 | 2% | 3.5% | 16 per calendar year (4 per… | |
AU Traverse (NRI) Credit CardAU Small Finance Bank | Rs 4,999 | — | 0.99% | 2 complimentary domestic or… |
 IndiGo SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | — | 3.5% | 8 per year, max 2 per quarter |
 SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter (8 per year) |
 SBI Card MILES ELITEState Bank of India (SBI Card) | Rs 4,999 | 1% | 1.99% | 8 per year, max 2 per quarter;… |
YES Marquee Credit CardYes Bank | Rs 4,999 | 2.25% | 1% | 6 per quarter (spend-gated) |
| Rs 5,000 | — | 3.5% | 4 per quarter | |
Bank of Baroda BOBCARD Etihad Guest PremiumBank of Baroda | Rs 5,000 | — | 0% | 12 per year |
| Rs 5,000 | — | 3.5% | 2 per quarter | |
Equitas PowerMiles Credit CardEquitas Small Finance Bank | Rs 5,000 | 1.5% | 2% | 2 per calendar quarter (select… |
IndiGo Axis Bank Premium Credit CardAxis Bank | Rs 5,000 | — | 2.5% | 2 per quarter |
RBL Icon Credit CardRBL Bank | Rs 5,000 | 0.6% | 3.5% | 2 per quarter |
| Rs 5,000 | 1% | 3.5% | — | |
 Standard Chartered Ultimate Credit CardStandard Chartered | Rs 5,000 | 3.33% | 2% | 4 complimentary visits per… |
AU Zenith Credit CardAU Small Finance Bank | Rs 7,999 | 0.75% | 3.49% | 8 per year (2 per quarter) |
Bandhan Lumina Credit CardBandhan Bank | Rs 9,999 | 2% | 1% | 8 per calendar quarter at… |
KrisFlyer SBI Card ApexState Bank of India (SBI Card) | Rs 9,999 | — | 3.5% | 2 per quarter |
| Rs 10,000 | — | 3.5% | Unlimited, primary only | |
| Rs 10,000 | 3.33% | 2% | Unlimited, primary and add-on | |
| Rs 10,000 | 3.33% | 2% | Unlimited, primary and add-on… | |
 IndusInd Crest Credit CardIndusInd Bank | Rs 10,000 | 0.75% | 3.5% | Aggregator: 2 per quarter.… |
| Rs 10,000 | 2% | 3.5% | — | |
 ICICI Emeralde Credit CardICICI Bank | Rs 12,000 | 1% | 2% | Unlimited, primary cardholder |
Axis Magnus Credit CardAxis Bank | Rs 12,500 | 2.4% | 2% | Unlimited visits to select… |
RBL Nova Credit CardRBL Bank | Rs 12,500 | 2% | 2% | 12 per year |
| Rs 1,10,000 | 1% | 0% | Unlimited | |
HDFC Micro Enterprise Credit CardHDFC Bank | — | 0.2% | 3.5% | — |
| Free | — | 3.5% | — | |
 MakeMyTrip ICICI Bank Platinum Credit CardICICI Bank closed to new applicants | Free | 0.5% | 3.5% | 1 per quarter; railway lounge 1… |
MakeMyTrip ICICI Bank Signature Credit CardICICI Bank closed to new applicants | Free | 0.63% | 3.5% | 2 per quarter; railway lounge 1… |
HDFC CSC Small Business MoneyBack Credit CardHDFC Bank closed to new applicants | Rs 250 | 0.2% | — | — |
Axis Bank Freecharge Plus Credit CardAxis Bank invite-only | Rs 350 | 1% | 3.5% | — |
Yes FREO Credit CardYes Bank closed to new applicants | Rs 399 | 1% | 3.4% | — |
| Rs 499 | — | 3.5% | — | |
Kotak Biz Credit CardKotak Mahindra Bank invite-only | Rs 499 | 0.25% | 3.5% | Complimentary domestic lounge… |
Pine Labs HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 499 | 0.33% | 3.5% | — |
Yatra SBI CardState Bank of India (SBI Card) closed to new applicants | Rs 499 | 0.25% | 3.5% | — |
Yes ANQ Phi (with ANQ Pi RuPay virtual card)Yes Bank closed to new applicants | Rs 499 | — | 3.5% | — |
6E Rewards - IndiGo HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 500 | 1% | 3.5% | — |
Best Price Save Smart HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 500 | 0.5% | 3.5% | — |
Chennai Super Kings ICICI Bank Credit CardICICI Bank closed to new applicants | Rs 500 | 0.5% | 3.5% | 1 per quarter |
Flipkart Axis Bank Super Elite Credit CardAxis Bank closed to new applicants | Rs 500 | 2% | 3.5% | — |
HDFC Bharat Credit CardHDFC Bank closed to new applicants | Rs 500 | 0% | 3.5% | — |
 HDFC MoneyBack Credit CardHDFC Bank closed to new applicants | Rs 500 | 0.33% | 3.5% | — |
HDFC Solitaire Credit CardHDFC Bank closed to new applicants | Rs 500 | 0.3% | 3.5% | — |
HDFC Teachers Platinum Credit CardHDFC Bank closed to new applicants | Rs 500 | — | 3.5% | — |
HDFC Times Titanium Credit CardHDFC Bank closed to new applicants | Rs 500 | — | 3.5% | — |
Myntra Kotak Credit CardKotak Mahindra Bank closed to new applicants | Rs 500 | 1.25% | 3.5% | 1 per quarter |
Paytm HDFC Bank Business Credit CardHDFC Bank closed to new applicants | Rs 500 | 1% | 3.5% | — |
Paytm HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 500 | 1% | 3.5% | — |
Paytm HDFC Bank Select Business Credit CardHDFC Bank closed to new applicants | Rs 500 | 1% | 3.5% | 12 per calendar year (capped at… |
 Swiggy HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 500 | 1% | 3.5% | — |
 Edge Federal Bank Visa Credit Card (Jupiter)Federal Bank closed to new applicants | Rs 999 | 0.4% | 2% | 1 per 3 months (spend-gated,… |
YES First Preferred Credit CardYes Bank closed to new applicants | Rs 999 | 1% | 2% | Spend-gated; visit count not found |
Best Price Save Max HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 1,000 | 0.4% | 3.5% | Up to 8 complimentary lounge… |
 Emirates Skywards ICICI Bank Rubyx Credit CardICICI Bank closed to new applicants | Rs 1,000 | — | 3.5% | 1 per quarter |
HDFC Diners Club Rewardz Credit CardHDFC Bank closed to new applicants | Rs 1,000 | 0.45% | 3.5% | — |
 HDFC Diners ClubMiles Credit CardHDFC Bank closed to new applicants | Rs 1,000 | 1% | 3.5% | 6 complimentary lounge visits a… |
HDFC Doctor's Superia Credit CardHDFC Bank closed to new applicants | Rs 1,000 | — | 3.5% | — |
HDFC Regalia First Credit CardHDFC Bank closed to new applicants | Rs 1,000 | 0.45% | 3.5% | — |
HDFC Superia Credit CardHDFC Bank closed to new applicants | Rs 1,000 | — | 3.5% | — |
HDFC Times Platinum Credit CardHDFC Bank closed to new applicants | Rs 1,000 | — | 3.5% | — |
Kotak Mojo Platinum Credit CardKotak Mahindra Bank closed to new applicants | Rs 1,000 | 0.25% | 3.5% | 2 per quarter (aggregator) |
Paytm HDFC Bank Select Credit CardHDFC Bank closed to new applicants | Rs 1,000 | 1% | 3.5% | 8 per year (2 per quarter) |
Pine Labs HDFC Bank Pro Credit CardHDFC Bank closed to new applicants | Rs 1,000 | 1.33% | 3.5% | 8 per calendar year (max 2 per… |
RBL Monthly Treats Credit CardRBL Bank closed to new applicants | Rs 1,200 | 0.2% | 3.5% | — |
6E Rewards XL - IndiGo HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 1,500 | 2% | 2.5% | 8 per year (2 per quarter) |
| Rs 2,499 | — | 3.5% | — | |
HDFC Business Regalia Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1% | 3.5% | Up to 8 per year: 2 per… |
HDFC Diners Club Premium Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1% | 3.5% | — |
 HDFC Doctor's Regalia Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1.33% | 3.5% | 12 per calendar year within… |
HDFC Regalia Activ Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1% | 3.5% | 12 per year within India… |
 HDFC Regalia Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1% | 3.5% | Up to 8 per year: 2 vouchers… |
Bajaj Finserv DBS Bank 10X Signature SuperCardDBS Bank India closed to new applicants | Rs 2,999 | — | 3.5% | 2 per quarter |
 Axis Atlas Credit CardAxis Bank closed to new applicants | Rs 5,000 | 4% | 3.5% | Silver 8, Gold 12, Platinum 18… |
Equitas PowerMiles Secured Credit CardEquitas Small Finance Bank invite-only | Rs 5,000 | 1.5% | 2% | — |
Samsung Axis Bank Infinite Credit CardAxis Bank closed to new applicants | Rs 5,000 | 1% | 3.5% | 8 per calendar year at select… |
 HDFC Diners Club Black Credit CardHDFC Bank closed to new applicants | Rs 10,000 | 3.33% | 2% | Unlimited, primary and add-on… |
| Rs 10,000 | — | 3.5% | — | |
 IndusInd Indus Solitaire Credit CardIndusInd Bank invite-only | Rs 10,000 | 0.5% | 0% | 4 per quarter via the card;… |
YES Private Credit CardYes Bank invite-only | Rs 10,000 | 2.5% | 0.5% | Unlimited, no spend condition |
| Rs 12,000 | — | 2% | — | |
 ICICI Emeralde Private Metal Credit CardICICI Bank invite-only | Rs 12,499 | 3% | 2% | Unlimited, primary and add-on |
 HDFC Infinia Metal Edition Credit CardHDFC Bank invite-only | Rs 12,500 | 3.33% | 2% | Unlimited in India, primary and… |
Axis Olympus Credit CardAxis Bank invite-only | Rs 20,000 | 4% | 1.8% | Unlimited for primary and… |
ICICI Times Black Credit CardICICI Bank invite-only | Rs 20,000 | 2% | 1.49% | Unlimited, primary and add-on |
Kotak Solitaire Credit CardKotak Mahindra Bank invite-only | Rs 25,000 | 3% | 0% | Unlimited for primary and add-on |
DBS Vantage Credit CardDBS Bank India invite-only | Rs 50,000 | 2% | 0% | Unlimited, primary cardholder only |
HDFC All Miles Credit CardHDFC Bank closed to new applicants | — | — | 3.5% | — |
HDFC Platinum Edge Credit CardHDFC Bank closed to new applicants | — | — | — | — |
HDFC Platinum Plus Credit CardHDFC Bank closed to new applicants | — | — | — | — |
HDFC Titanium Edge Credit CardHDFC Bank closed to new applicants | — | 0.1% | — | — |
HDFC Visa Signature Credit CardHDFC Bank closed to new applicants | — | — | — | — |
HDFC World MasterCardHDFC Bank closed to new applicants | — | — | — | — |
| — | — | 0% | — | |
 Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit CardIndusInd Bank closed to new applicants | — | — | — | RuPay exclusive lounge at Delhi… |
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