M16S / All cards

All 743 cards, by bank

Read 12 Oct 2026. Within each bank, sorted by annual fee.

AU Small Finance Bank 32

Card	Annual fee	Base return	Forex
AU ABC Flex Credit Card	Free	—	3.5%
AU ABC Nxt Credit Card	Free	—	3.5%
AU CA Metal Credit Card	Free	0.5%	1.99%
AU CS Credit Card	Free	0.5%	1.99%
AU Corporate Credit Card	Free	—	—
AU Fi MagniFi Credit Card	Free	0.5%	3.49%
AU KOSMO Credit Card	Free	0.5%	3.49%
AU LIT Credit Card fees only	Free	—	3.49%
AU NOMO Credit Card	Free	0.5%	0.99%
AU Purchase Credit Card	Free	—	—
AU Zaggle Credit Card	Free	0.5%	3.49%
CheQ AU Credit Card	Free	0.5%	3.49%
Paytm AU Credit Card	Free	1%	3.49%
ixigo AU Credit Card	Free	2.5%	0%
AU Prathama Credit Card	Rs 100	0.25%	3.49%
AU Altura Credit Card	Rs 199	1%	3.49%
AU Xcite Credit Card	Rs 249	0.75%	3.49%
AU SPONT Credit Card	Rs 299	1%	3.49%
AU Altura Plus Credit Card	Rs 499	1.5%	3.49%
AU Tejas Credit Card	Rs 500	0.25%	3.49%
AU ABC Biz Credit Card	Rs 588	—	3.5%
AU Xcite Ace Credit Card	Rs 749	—	3.49%
AU Xcite Ultra Credit Card	Rs 749	1%	3.49%
AU ABC Pro Credit Card	Rs 999	—	1.99%
AU Laksya Credit Card	Rs 1,000	0.5%	3.49%
AU Business Cashback Credit Card	Rs 1,188	1%	3.49%
AU Ananta Credit Card	Rs 2,000	0.5%	3.49%
AU Vetta Credit Card	Rs 2,999	0.5%	3.49%
AU Traverse (NRI) Credit Card	Rs 4,999	—	0.99%
AU Zenith+ Credit Card	Rs 4,999	1%	0.99%
AU Zenith Credit Card	Rs 7,999	0.75%	3.49%
AU InstaPay RuPay Credit Card invite-only	Free	—	3.49%

American Express 11

Card	Annual fee	Base return	Forex
Amex SmartEarn Credit Card closed to new applicants	Rs 495	0.5%	3.5%
Amex Corporate Purchasing Card closed to new applicants fees only	Rs 2,100	—	3.5%
Amex Green Corporate Card closed to new applicants	Rs 2,100	—	3.5%
Amex Gold Corporate Card closed to new applicants	Rs 3,100	—	3.5%
Amex Gold Card (Gold Charge) closed to new applicants	Rs 4,500	1.17%	3.5%
Amex Membership Rewards Credit Card (MRCC) closed to new applicants	Rs 4,500	1.17%	3.5%
Amex Platinum Travel Credit Card closed to new applicants	Rs 5,000	0.8%	3.5%
Amex Platinum Reserve Credit Card closed to new applicants	Rs 10,000	0.5%	3.5%
Amex Platinum Corporate Card closed to new applicants	Rs 40,000	—	3.5%
Amex Platinum Card (Platinum Charge) closed to new applicants	Rs 66,000	1.25%	3.5%
Amex Centurion Card invite-only	Rs 2,75,000	1.5%	3.5%

Axis Bank 56

Card	Annual fee	Base return	Forex
Axis Business Supreme Visa Credit Card	Free	0.1%	3.5%
Axis KWIK Credit Card	Free	0.2%	3.5%
Axis SuperMoney RuPay Credit Card	Free	1%	3.5%
Fibe Axis Bank Credit Card	Free	1%	3.5%
Google Pay Flex Axis Bank Credit Card	Free	0.4%	3.5%
IKEA Family Credit Card by Axis Bank	Free	0.2%	3.5%
LIC Axis Bank Credit Cards (Platinum / Signature)	Free	—	3.5%
Scapia Axis Bank Credit Card	Free	2%	0%
Axis Neo Credit Card	Rs 250	0.1%	3.5%
Axis Pride Platinum Credit Card	Rs 250	0.4%	3.5%
Axis ACE Credit Card	Rs 499	1.5%	3.5%
Airtel Axis Bank Credit Card	Rs 500	1%	3.5%
Axis Bank Shoppers Stop Credit Card	Rs 500	0.5%	3.5%
Axis My Zone Credit Card	Rs 500	0.4%	3.5%
Axis My Zone Easy Credit Card	Rs 500	0.4%	3.5%
Axis Pride Signature Credit Card	Rs 500	0.8%	3.5%
Flipkart Axis Bank Credit Card	Rs 500	1%	3.5%
IndianOil Axis Bank Credit Card	Rs 500	0.2%	3.5%
Samsung Axis Bank Signature Credit Card	Rs 500	1%	3.5%
SpiceJet Axis Bank Voyage Credit Card	Rs 750	0.75%	3.5%
IndiGo Axis Bank Credit Card	Rs 799	—	3.5%
Axis Bank Cashback Credit Card	Rs 1,000	0.75%	3.5%
Axis Rewards Credit Card	Rs 1,000	0.32%	3.5%
IndianOil Axis Bank Premium Credit Card	Rs 1,000	0.67%	3.5%
Axis Business Supreme Mastercard	Rs 1,500	0.4%	—
Axis Privilege Credit Card	Rs 1,500	1%	3.5%
Axis Privilege Easy Credit Card	Rs 1,500	1%	3.5%
SpiceJet Axis Bank Voyage Black Credit Card	Rs 2,000	1.5%	3.5%
Axis Horizon Credit Card	Rs 3,000	2%	3.5%
Axis Select Credit Card	Rs 3,000	1%	3.5%
Axis Executive Corporate Credit Card	Rs 3,500	0.4%	2%
Miles & More Axis Bank World Credit Card	Rs 3,500	—	3.5%
Miles & More Axis Bank World Select Credit Card	Rs 4,500	—	3.5%
IndiGo Axis Bank Premium Credit Card	Rs 5,000	—	2.5%
Axis Magnus Credit Card	Rs 12,500	2.4%	2%
Axis Magnus for Burgundy Credit Card	Rs 30,000	4.8%	2%
Axis Central Travel Account Card fees only	—	—	—
Axis Corporate Credit Card with Corporate Liability	—	—	3.5%
Axis Purchase Card fees only	—	—	—
Axis Purchase Control (Virtual Card) fees only	—	—	—
Axis Purchase Reward Card	—	—	—
IndianOil Easy Axis Bank Credit Card fees only	—	—	3.5%
Axis Bank Freecharge Credit Card invite-only	Rs 250	0.1%	3.5%
Axis Bank Freecharge Plus Credit Card invite-only	Rs 350	1%	3.5%
Flipkart Axis Bank Super Elite Credit Card closed to new applicants	Rs 500	2%	3.5%
Axis AURA Credit Card closed to new applicants	Rs 749	0.2%	3.5%
Axis Bank Vistara Credit Card closed to new applicants	Rs 1,500	—	3.5%
Axis Bank Vistara Signature Credit Card closed to new applicants	Rs 3,000	—	3.5%
Axis Atlas Credit Card closed to new applicants	Rs 5,000	4%	3.5%
Samsung Axis Bank Infinite Credit Card closed to new applicants	Rs 5,000	1%	3.5%
Axis Bank Vistara Infinite Credit Card closed to new applicants	Rs 10,000	—	3.5%
Axis Olympus Credit Card invite-only	Rs 20,000	4%	1.8%
Axis Reserve Credit Card invite-only	Rs 50,000	3%	1.5%
Axis Burgundy Private Credit Card invite-only	Rs 1,00,000	6%	0%
Axis Primus Credit Card invite-only	Rs 3,00,000	5%	0%
Axis Corporate Card with Individual Liability closed to new applicants	—	—	3.5%

Bandhan Bank 4

Card	Annual fee	Base return	Forex
Bandhan Sparks Credit Card	Rs 499	0.25%	3.5%
Bandhan Ignite Credit Card	Rs 999	0.5%	3.5%
Bandhan Flare Credit Card	Rs 2,499	1.25%	1.99%
Bandhan Lumina Credit Card	Rs 9,999	2%	1%

Bank of Baroda 33

Card	Annual fee	Base return	Forex
Bank of Baroda Assam Rifles The Sentinel BOBCARD	Free	0.5%	3%
Bank of Baroda BOBCARD ConQR fees only	Free	—	3.5%
Bank of Baroda BOBCARD Prime fees only	Free	—	3.5%
Bank of Baroda BOBCARD Scapia Credit Card	Free	—	0%
Bank of Baroda BOBCARD Uni GoldX	Free	—	0%
Bank of Baroda BOBCARD Vikram	Free	0.25%	3%
Bank of Baroda CMA One BOBCARD	Free	0.25%	2%
Bank of Baroda ICAI Exclusive BOBCARD	Free	0.25%	2%
Bank of Baroda ICSI Diamond BOBCARD	Free	0.25%	2%
Bank of Baroda Indian Army Yoddha BOBCARD	Free	0.5%	3%
Bank of Baroda Indian Coast Guard Rakshamah BOBCARD	Free	0.5%	3%
Bank of Baroda Indian Navy Varunah BOBCARD	Free	0.25%	3.5%
Bank of Baroda Instant RuPay BOBCARD (bob e-Pay) fees only	Free	—	3.5%
Bank of Baroda Snapdeal BOBCARD	Rs 249	1%	3.5%
Bank of Baroda BOBCARD Swavlamban fees only	Rs 250	—	3.5%
Bank of Baroda BUPB/BGGB/BRKGB Pragati BOBCARD	Rs 250	0.25%	3.5%
Bank of Baroda Nainital Bank Renaissance BOBCARD	Rs 250	0.25%	3.5%
Bank of Baroda IRCTC BOBCARD	Rs 350	0.5%	3.5%
Bank of Baroda BOBCARD Cashback	Rs 499	1%	3.5%
Bank of Baroda HPCL Energie BOBCARD	Rs 499	0.33%	3.5%
Bank of Baroda BOBCARD Easy	Rs 500	0.25%	3.5%
Bank of Baroda BOBCARD Empower	Rs 500	0.25%	3.5%
Bank of Baroda BOBCARD Micro Enterprise	Rs 500	0.25%	3.5%
Bank of Baroda BOBCARD Select	Rs 750	0.25%	3.5%
Bank of Baroda BOBCARD Corporate	Rs 1,000	0.25%	3.5%
Bank of Baroda BOBCARD Premier	Rs 1,000	0.5%	3.5%
Bank of Baroda Indian Navy Varunah Plus BOBCARD	Rs 1,499	0.5%	2.5%
Bank of Baroda BOBCARD Eterna	Rs 2,499	0.75%	2%
Bank of Baroda BOBCARD Tiara	Rs 2,499	0.75%	2%
Bank of Baroda Indian Navy Varunah Premium BOBCARD	Rs 2,499	0.75%	2%
Bank of Baroda BOBCARD Etihad Guest	Rs 2,500	—	1%
Bank of Baroda BOBCARD Etihad Guest Premium	Rs 5,000	—	0%
Bank of Baroda BOBCARD One (OneCard) fees only	—	—	3.5%

Bank of India 10

Card	Annual fee	Base return	Forex
Bank of India RuPay Platinum Credit Card	Free	0.5%	—
Bank of India SwaDhan RuPay Platinum Credit Card	Free	0.5%	—
Bank of India Visa Gold International Credit Card	Rs 300	0.5%	—
Bank of India RuPay Bharat Credit Card fees only	Rs 400	—	—
Bank of India RuPay Star Lakshmi Credit Card	Rs 500	0.5%	—
Bank of India Visa Platinum International Credit Card	Rs 500	0.5%	—
Bank of India Master Platinum International Credit Card	Rs 800	0.5%	—
Bank of India RuPay Select Credit Card	Rs 800	0.5%	—
Bank of India Celestia Credit Card	Rs 11,999	0.5%	—
Bank of India India Card / India Gold / International / International Gold / Platinum Privilege (legacy range) closed to new applicants	—	—	—

CSB Bank 3

Card	Annual fee	Base return	Forex
CSB Bank OneCard (CSB One Co-Branded Credit Card)	Free	0.2%	1%
Edge CSB Bank RuPay Credit Card	Free	0.4%	3.5%
Edge+ CSB Bank RuPay Credit Card	Free	1%	3.5%

Canara Bank 16

Card	Annual fee	Base return	Forex
Canara MasterCard Standard Credit Card	Free	0.5%	3%
Canara MasterCard World Credit Card	Free	0.5%	3%
Canara Mastercard Gold Credit Card	Free	0.5%	3%
Canara Mastercard Gold Secured Credit Card	Free	0.5%	3%
Canara Mastercard Platinum Credit Card	Free	0.5%	3%
Canara RuPay Classic Credit Card	Free	0.5%	3%
Canara RuPay Platinum Credit Card	Free	0.5%	3%
Canara RuPay Platinum Secured Credit Card	Free	0.5%	3%
Canara RuPay Select Credit Card	Free	0.5%	3%
Canara RuPay Select Secured Credit Card	Free	0.5%	3%
Canara Visa Classic Credit Card	Free	0.5%	3%
Canara Visa Corporate Credit Card fees only	Free	—	3%
Canara Visa Gold Credit Card	Free	0.5%	3%
Canara Visa Gold Secured Credit Card	Free	0.5%	3%
Canara Visa Platinum Credit Card	Free	0.5%	3%
Canara Visa Signature Credit Card	Free	0.5%	3%

Citi Bank 1

Card	Annual fee	Base return	Forex
Citi Commercial Cards (corporate charge card programme) invite-only fees only	—	—	—

City Union Bank 11

Card	Annual fee	Base return	Forex
City Union CUB CSK RuPay Platinum Credit Card	Free	0.33%	3.5%
City Union CUB Dhi Credit Card (Unsecured)	Free	1.25%	2.5%
City Union CUB Dhi FD Backed / Campus Credit Card	Free	—	0%
City Union CUB Kavach Secured Credit Card fees only	Free	—	2%
City Union CUB SRH RuPay Platinum Credit Card	Free	0.33%	3.5%
City Union CUB SalarySe Level Up (Lifetime Free, virtual) Credit Card	Free	1%	2%
City Union CUB SalarySe Level Up (Paid, physical + virtual) Credit Card	Rs 500	1%	1%
City Union CUB CSK Master Platinum Credit Card	Rs 1,000	0.6%	3.5%
City Union CUB SRH Master Platinum Credit Card	Rs 1,000	0.6%	3.5%
City Union CUB CSK Master World Credit Card	Rs 4,000	1%	0%
City Union CUB SRH Master World Credit Card	Rs 4,000	1%	0%

DBS Bank India 12

Card	Annual fee	Base return	Forex
DBS Spark5 Credit Card	Rs 499	0.25%	3.5%
DBS Spark10 Credit Card	Rs 999	0.25%	3.5%
DBS Spark20 Credit Card	Rs 1,499	0.25%	3.5%
Bajaj Finserv DBS Bank 5X Rewards SuperCard closed to new applicants fees only	Rs 499	—	3.5%
Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard closed to new applicants fees only	Rs 999	—	3.5%
Bajaj Finserv DBS Bank 7X Rewards SuperCard closed to new applicants fees only	Rs 1,499	—	3.5%
DBS SuperX Credit Card closed to new applicants fees only	Rs 1,499	—	3.5%
Bajaj Finserv DBS Bank 7X Plus Rewards SuperCard closed to new applicants fees only	Rs 1,999	—	3.5%
Bajaj Finserv DBS Bank 10X Signature SuperCard closed to new applicants	Rs 2,999	—	3.5%
DBS SuperX Plus Credit Card closed to new applicants fees only	Rs 2,999	—	3.5%
Bajaj Finserv DBS Bank 10X Plus Signature SuperCard closed to new applicants fees only	Rs 4,999	—	3.5%
DBS Vantage Credit Card invite-only	Rs 50,000	2%	0%

DCB Bank 6

Card	Annual fee	Base return	Forex
DCB Niyo Global Credit Card	Free	—	0%
DCB ZET Credit Card fees only	Free	—	2.49%
DCB novio Credit Card (RuPay Platinum) fees only	Free	—	2.5%
DCB novio Credit Card (RuPay Select) fees only	Free	—	2.5%
DCB PayLess Platinum Credit Card	Rs 350	0.5%	3.5%
DCB PayLess Select Credit Card	Rs 1,000	1%	3.5%

Dhanlaxmi Bank 3

Card	Annual fee	Base return	Forex
Dhanlaxmi Dhan Namaste Credit Card (Visa Platinum) fees only	Rs 400	—	3.5%
Dhanlaxmi RuPay Dhan Vriddhi Credit Card (RuPay Platinum)	Rs 400	0.1%	3.5%
Dhanlaxmi RuPay Dhan Samriddhi Credit Card (RuPay Select)	Rs 800	0.1%	3.5%

ESAF Small Finance Bank 2

Card	Annual fee	Base return	Forex
ESAF FD Backed Credit Card (INORI secured) fees only	Free	—	2.5%
ESAF INORI RuPay Platinum Credit Card	Free	1.25%	2.5%

Equitas Small Finance Bank 6

Card	Annual fee	Base return	Forex
Equitas Tiga Credit Card	Rs 500	0.15%	3.5%
Equitas Selfe Credit Card	Rs 1,000	0.7%	3.5%
Equitas Tiga Secured Credit Card	Rs 1,000	0.15%	3.5%
Equitas Selfe Secured Credit Card	Rs 2,000	0.7%	3.5%
Equitas PowerMiles Credit Card	Rs 5,000	1.5%	2%
Equitas PowerMiles Secured Credit Card invite-only	Rs 5,000	1.5%	2%

Federal Bank 13

Card	Annual fee	Base return	Forex
Federal Celesta Credit Card	Free	0.25%	2%
Federal Imperio Credit Card	Free	0.17%	3.5%
Federal One Credit Card (OneCard)	Free	0.2%	1%
Federal RuPay Wave Credit Card	Free	0.13%	3.5%
Federal Signet Credit Card	Free	0.13%	3.5%
Scapia Federal Credit Card	Free	2%	0%
Federal Fed StarBiz Credit Card	Rs 275	0%	—
Federal RuPay ValueMax Credit Card fees only	Rs 499	—	3.5%
Federal Paisabazaar Paisaback Credit Card	Rs 500	1%	3.5%
MagniFi Fi-Federal Credit Card closed to new applicants	Free	0.5%	3.5%
Edge Federal Bank Visa Credit Card (Jupiter) closed to new applicants	Rs 999	0.4%	2%
AmpliFi Fi-Federal Credit Card closed to new applicants fees only	—	—	0%
SimpliFi Fi-Federal Credit Card closed to new applicants fees only	—	—	—

HDFC Bank 70

Card	Annual fee	Base return	Forex
HDFC Bank UPI RuPay Biz Credit Card	Rs 99	0.25%	3.5%
HDFC Bank UPI RuPay Credit Card	Rs 99	0.25%	3.5%
HDFC PIXEL Go Credit Card	Rs 250	1%	3.5%
Shoppers Stop HDFC Bank Credit Card	Rs 299	1%	3.5%
Flipkart Wholesale HDFC Bank Credit Card	Rs 499	1%	3.5%
HDFC Tata Neu Plus Credit Card	Rs 499	1%	3.5%
PhonePe HDFC Bank Uno Credit Card	Rs 499	1%	3.5%
HDFC BizFirst Credit Card	Rs 500	0.15%	3.5%
HDFC BizGrow Credit Card	Rs 500	0.25%	3.5%
HDFC Freedom Credit Card	Rs 500	0.08%	3.5%
HDFC GIGA Business Credit Card	Rs 500	0.25%	3.5%
HDFC MoneyBack+ Credit Card	Rs 500	0.25%	3.5%
HDFC PIXEL Play Credit Card	Rs 500	1%	3.5%
HDFC PIXEL Times Move Credit Card	Rs 500	0.25%	3.5%
HDFC Swiggy Ornge Credit Card	Rs 500	1%	3.5%
IRCTC HDFC Bank Credit Card	Rs 500	1%	3.5%
IndianOil HDFC Bank Credit Card	Rs 500	0.64%	3.5%
PhonePe HDFC Bank Ultimo Credit Card	Rs 999	1%	3.5%
HDFC Diners Club Privilege Credit Card	Rs 1,000	1%	3.5%
HDFC Millennia Credit Card	Rs 1,000	1%	3.5%
HDFC PIXEL Times Rush Credit Card	Rs 1,000	0.25%	3.5%
HDFC Swiggy BLCK Credit Card	Rs 1,000	1%	3.5%
HDFC Tata Neu Infinity Credit Card	Rs 1,499	1.5%	2%
HDFC BizPower Credit Card	Rs 2,500	1.25%	2%
HDFC Regalia Gold Credit Card	Rs 2,500	1.25%	2%
Marriott Bonvoy HDFC Bank Credit Card	Rs 3,000	0.67%	3.5%
Shoppers Stop Black HDFC Bank Credit Card	Rs 4,500	2%	3.5%
HDFC BizBlack Metal Edition Credit Card	Rs 10,000	3.33%	2%
HDFC Diners Club Black Metal Edition Credit Card	Rs 10,000	3.33%	2%
HDFC Micro Enterprise Credit Card	—	0.2%	3.5%
HDFC CSC Small Business MoneyBack Credit Card closed to new applicants	Rs 250	0.2%	—
Pine Labs HDFC Bank Credit Card closed to new applicants	Rs 499	0.33%	3.5%
6E Rewards - IndiGo HDFC Bank Credit Card closed to new applicants	Rs 500	1%	3.5%
Best Price Save Smart HDFC Bank Credit Card closed to new applicants	Rs 500	0.5%	3.5%
HDFC Bharat Credit Card closed to new applicants	Rs 500	0%	3.5%
HDFC MoneyBack Credit Card closed to new applicants	Rs 500	0.33%	3.5%
HDFC Solitaire Credit Card closed to new applicants	Rs 500	0.3%	3.5%
HDFC Teachers Platinum Credit Card closed to new applicants	Rs 500	—	3.5%
HDFC Times Titanium Credit Card closed to new applicants	Rs 500	—	3.5%
JetPrivilege HDFC Bank Titanium Credit Card closed to new applicants	Rs 500	—	—
Paytm HDFC Bank Business Credit Card closed to new applicants	Rs 500	1%	3.5%
Paytm HDFC Bank Credit Card closed to new applicants	Rs 500	1%	3.5%
Paytm HDFC Bank Select Business Credit Card closed to new applicants	Rs 500	1%	3.5%
Swiggy HDFC Bank Credit Card closed to new applicants	Rs 500	1%	3.5%
Best Price Save Max HDFC Bank Credit Card closed to new applicants	Rs 1,000	0.4%	3.5%
HDFC Diners Club Rewardz Credit Card closed to new applicants	Rs 1,000	0.45%	3.5%
HDFC Diners ClubMiles Credit Card closed to new applicants	Rs 1,000	1%	3.5%
HDFC Doctor's Superia Credit Card closed to new applicants	Rs 1,000	—	3.5%
HDFC Regalia First Credit Card closed to new applicants	Rs 1,000	0.45%	3.5%
HDFC Superia Credit Card closed to new applicants	Rs 1,000	—	3.5%
HDFC Times Platinum Credit Card closed to new applicants	Rs 1,000	—	3.5%
Paytm HDFC Bank Select Credit Card closed to new applicants	Rs 1,000	1%	3.5%
Pine Labs HDFC Bank Pro Credit Card closed to new applicants	Rs 1,000	1.33%	3.5%
6E Rewards XL - IndiGo HDFC Bank Credit Card closed to new applicants	Rs 1,500	2%	2.5%
HDFC Business Regalia Credit Card closed to new applicants	Rs 2,500	1%	3.5%
HDFC Diners Club Premium Credit Card closed to new applicants	Rs 2,500	1%	3.5%
HDFC Doctor's Regalia Credit Card closed to new applicants	Rs 2,500	1.33%	3.5%
HDFC Regalia Activ Credit Card closed to new applicants	Rs 2,500	1%	3.5%
HDFC Regalia Credit Card closed to new applicants	Rs 2,500	1%	3.5%
InterMiles HDFC Bank Signature Credit Card closed to new applicants	Rs 2,500	—	—
HDFC Diners Club Black Credit Card closed to new applicants	Rs 10,000	3.33%	2%
HDFC Infinia Metal Edition Credit Card invite-only	Rs 12,500	3.33%	2%
HDFC All Miles Credit Card closed to new applicants	—	—	3.5%
HDFC Platinum Edge Credit Card closed to new applicants	—	—	—
HDFC Platinum Plus Credit Card closed to new applicants	—	—	—
HDFC Titanium Edge Credit Card closed to new applicants	—	0.1%	—
HDFC Visa Signature Credit Card closed to new applicants	—	—	—
HDFC World MasterCard closed to new applicants	—	—	—
InterMiles HDFC Bank Diners Club Credit Card closed to new applicants	—	—	—
InterMiles HDFC Bank Platinum Credit Card closed to new applicants	—	—	—

HSBC 8

Card	Annual fee	Base return	Forex
HSBC RuPay Platinum Credit Card	Free	—	—
HSBC Visa Platinum Credit Card	Free	—	3.5%
HSBC RuPay Cashback Credit Card	Rs 499	1%	0%
HSBC Live+ Credit Card	Rs 999	1.5%	1.99%
HSBC TravelOne Credit Card	Rs 4,999	—	3.5%
HSBC Premier Credit Card	Rs 20,000	3%	0.99%
HSBC Taj Credit Card	Rs 1,10,000	1%	0%
HSBC Privé Credit Card invite-only fees only	—	—	0%

ICICI Bank 37

Card	Annual fee	Base return	Forex
Amazon Pay ICICI Bank Credit Card	Free	1%	1.99%
ICICI Instant Platinum (against Fixed Deposit) Credit Card fees only	Free	—	3.5%
ICICI Parakram Credit Card	Free	0.25%	3.5%
ICICI Parakram Select Credit Card	Free	0.5%	3.5%
ICICI Platinum Chip Credit Card	Free	0.5%	3.5%
ICICI HPCL Coral Credit Card	Rs 199	0.5%	3.5%
ICICI Expressions Credit Card	Rs 499	0.75%	3.5%
ICICI Business Advantage Blue Credit Card	Rs 500	1%	—
ICICI Coral Credit Card	Rs 500	0.5%	3.5%
ICICI Coral Credit Card against Fixed Deposit	Rs 500	0.5%	3.5%
ICICI HPCL Super Saver Credit Card	Rs 500	0.5%	3.5%
ICICI NRI Coral Credit Card	Rs 500	—	3.5%
Adani One ICICI Bank Platinum Credit Card	Rs 750	—	3.5%
ICICI Platinum Business Credit Card	Rs 999	—	—
MakeMyTrip ICICI Bank Credit Card	Rs 999	1%	0.99%
ICICI Business Advantage Black Credit Card	Rs 1,000	1%	—
ICICI Business Ascent (American Express) Credit Card	Rs 1,500	—	—
ICICI Rubyx Credit Card	Rs 2,000	0.5%	3.5%
ICICI Rubyx Credit Card against Fixed Deposit fees only	Rs 2,000	—	3.5%
ICICI NRI Sapphiro Credit Card fees only	Rs 3,500	—	3.5%
ICICI Sapphiro Credit Card	Rs 3,500	0.5%	3.5%
Adani One ICICI Bank Signature Credit Card	Rs 5,000	—	3.5%
Emirates Skywards ICICI Bank Sapphiro Credit Card	Rs 5,000	—	3.5%
Emirates Skywards ICICI Bank Emeralde Credit Card	Rs 10,000	—	3.5%
ICICI Emeralde Credit Card	Rs 12,000	1%	2%
ICICI Mine Credit Card closed to new applicants fees only	Free	—	3.5%
MakeMyTrip ICICI Bank Platinum Credit Card closed to new applicants	Free	0.5%	3.5%
MakeMyTrip ICICI Bank Signature Credit Card closed to new applicants	Free	0.63%	3.5%
ICICI Manchester United Platinum Credit Card closed to new applicants fees only	Rs 499	—	3.5%
Chennai Super Kings ICICI Bank Credit Card closed to new applicants	Rs 500	0.5%	3.5%
Emirates Skywards ICICI Bank Rubyx Credit Card closed to new applicants	Rs 1,000	—	3.5%
ICICI Manchester United Signature Credit Card closed to new applicants fees only	Rs 2,499	—	3.5%
ICICI Diamant World Mastercard closed to new applicants fees only	Rs 10,000	—	3.5%
ICICI Emeralde Private Credit Card closed to new applicants fees only	Rs 12,000	—	2%
ICICI Emeralde Private Metal Credit Card invite-only	Rs 12,499	3%	2%
ICICI Times Black Credit Card invite-only	Rs 20,000	2%	1.49%
ICICI 1838 Reserve Credit Card invite-only fees only	—	—	0%

IDBI Bank 7

Card	Annual fee	Base return	Forex
IDBI Aspire Platinum Credit Card	Free	0.33%	3.5%
IDBI LIC Eclat Select Credit Card	Free	1%	3.5%
IDBI LIC Lumine Platinum Credit Card	Free	0.75%	3.5%
IDBI Royale Signature Credit Card	Free	0.75%	3.5%
IDBI Imperium Platinum Credit Card	Rs 499	0.33%	3.5%
IDBI Winnings Credit Card (RuPay Select)	Rs 899	0.5%	3.5%
IDBI Euphoria World Credit Card	Rs 1,499	0.75%	3.5%

IDFC First Bank 28

Card	Annual fee	Base return	Forex
IDFC Business Max Credit Card fees only	Free	—	—
IDFC Business Multiplier Credit Card	Free	1.25%	0%
IDFC FIRST Classic Credit Card	Free	0.38%	0%
IDFC FIRST Corporate Credit Card fees only	Free	—	—
IDFC FIRST Millennia Credit Card	Free	0.38%	0%
IDFC FIRST Purchase Credit Card fees only	Free	—	—
IDFC FIRST Select Credit Card	Free	0.38%	0%
IDFC FIRST WOW! Credit Card	Free	0.5%	0%
IDFC FIRST Wealth Credit Card	Free	0.38%	0%
IDFC LIC Classic Credit Card	Free	0.6%	0%
IDFC LIC Select Credit Card	Free	1%	0%
IDFC Quantum+ Credit Card	Free	1%	0%
IDFC FIRST Digital RuPay (virtual UPI card)	Rs 199	—	0%
IDFC FIRST Power (HPCL) Credit Card	Rs 199	—	0%
IDFC FIRST EARN Credit Card	Rs 499	0.5%	0%
IDFC FIRST Power+ (HPCL) Credit Card	Rs 499	0.5%	0%
IDFC FIRST SWYP Credit Card	Rs 499	—	0%
IDFC FIRST WOW! Black Credit Card	Rs 750	1.33%	0%
IDFC Hello Cashback Credit Card	Rs 1,000	1%	0%
IDFC Ashva Credit Card	Rs 2,999	1.33%	0%
IDFC Diamond Reserve Credit Card	Rs 3,000	0.5%	0%
IndiGo IDFC FIRST Dual Card	Rs 4,999	—	0%
IDFC Mayura Credit Card	Rs 5,999	1.67%	0%
IDFC FIRST Business Credit Card fees only	—	—	—
IDFC Micro Enterprise Credit Card fees only	—	—	0%
IDFC Gaj Credit Card invite-only	Rs 12,500	3.33%	0%
IDFC FIRST Private Credit Card invite-only	Rs 25,000	6.67%	0%
Club Vistara IDFC FIRST Credit Card closed to new applicants fees only	—	—	—

Indian Bank 9

Card	Annual fee	Base return	Forex
Indian Bank One Co-branded Credit Card (OneCard)	Free	—	1%
Indian IB VISA Bharat Credit Card	Free	—	—
Indian IB RuPay Classic Credit Card	Rs 250	—	—
Indian IB RuPay Platinum Credit Card	Rs 250	—	3%
Indian IB RuPay Select Credit Card	Rs 250	—	3%
Indian IB VISA Gold Credit Card	Rs 250	—	3%
Indian IB VISA Platinum Credit Card	Rs 250	—	3%
Indian IB VISA Business Credit Card	Rs 500	—	3%
Indian IB Secured Credit Card (VISA / RuPay, against term deposit) fees only	—	—	—

Indian Overseas Bank 11

Card	Annual fee	Base return	Forex
Indian Overseas IOB RuPay Classic Credit Card	Free	0.17%	2.5%
Indian Overseas IOB SalarySe Rise UP RuPay Platinum Credit Card	Free	—	2%
Indian Overseas IOB VISA Classic Credit Card	Free	0.2%	2.5%
Indian Overseas IOB VISA Gold Credit Card	Free	0.2%	2.5%
Indian Overseas IOB ZET Credit Card	Free	—	2.49%
Indian Overseas IOB novio Platinum Credit Card fees only	Free	—	2.49%
Indian Overseas IOB novio Select Credit Card fees only	Free	—	2.49%
Indian Overseas IOB RuPay Platinum Credit Card	Rs 250	0.25%	2.5%
Indian Overseas IOB VISA Platinum Credit Card	Rs 250	—	2.5%
Indian Overseas IOB RuPay Select Credit Card	Rs 500	0.25%	2.5%
Indian Overseas IOB VISA Signature Credit Card	Rs 750	—	2.5%

IndusInd Bank 37

Card	Annual fee	Base return	Forex
IndusInd EazyDiner Platinum Credit Card	Free	0.4%	3.5%
IndusInd Jio-bp Mobility+ Credit Card	Free	0.5%	3.5%
IndusInd Legend Credit Card	Free	0.5%	1.8%
IndusInd Nexxt Credit Card	Free	0.5%	3.5%
IndusInd Pinnacle World Credit Card	Free	0.75%	3.5%
IndusInd Platinum (Visa) Credit Card	Free	0.4%	3.5%
IndusInd Platinum Aura Edge Credit Card	Free	0.25%	3.5%
IndusInd Platinum RuPay Credit Card	Free	0.35%	3.5%
IndusInd Secured Credit Card (against Fixed Deposit)	Free	—	—
IndusInd Tiger Credit Card	Free	0.4%	1.5%
IndusInd ePay Amex Credit Card	Free	—	3.5%
IndusInd Samman RuPay Credit Card	Rs 199	1%	3.5%
CRED IndusInd Bank RuPay Credit Card	Rs 499	1%	3.5%
IndusInd EazyDiner Signature Credit Card	Rs 2,999	0.4%	3.5%
IndusInd Avios Visa Infinite Credit Card	Rs 5,000	—	1.5%
IndusInd Celesta Credit Card	Rs 5,000	0.75%	3.5%
IndusInd Crest Credit Card	Rs 10,000	0.75%	3.5%
IndusInd Indulge Credit Card	Rs 10,000	1.5%	1.8%
IndusInd Platinum Master Credit Card	—	0.4%	—
IndusInd eSvarna Corporate RuPay Credit Card fees only	—	—	—
IndusInd Duo / Duo Plus (debit-cum-credit) Credit Card closed to new applicants	Free	0.33%	2%
IndusInd Iconia Amex Credit Card closed to new applicants	Free	0.75%	3.5%
IndusInd Iconia Visa Credit Card closed to new applicants	Free	0.38%	3.5%
IndusInd Pioneer Legacy Credit Card invite-only	Free	1%	1.8%
Club Vistara IndusInd Bank Explorer Credit Card closed to new applicants fees only	Rs 10,000	—	1.8%
IndusInd Indus Solitaire Credit Card invite-only	Rs 10,000	0.5%	0%
IndusInd Pioneer Heritage Credit Card invite-only	Rs 25,000	1%	0%
IndusInd Pioneer Private Credit Card invite-only	Rs 25,000	3%	0%
IndusInd InterMiles Odyssey Amex Credit Card closed to new applicants	—	—	—
IndusInd InterMiles Odyssey Visa Credit Card closed to new applicants	—	—	—
IndusInd InterMiles Voyage Amex Credit Card closed to new applicants	—	—	—
IndusInd InterMiles Voyage Visa Credit Card closed to new applicants	—	—	—
IndusInd Platinum Aura (Visa / Mastercard) closed to new applicants	—	—	—
IndusInd Platinum Aura Edge (Government Sector Employees) Credit Card closed to new applicants	—	1%	—
IndusInd Platinum Select Credit Card closed to new applicants	—	0.27%	—
IndusInd Signature Visa Credit Card closed to new applicants	—	0.75%	—
Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card closed to new applicants	—	—	—

Jammu and Kashmir Bank 5

Card	Annual fee	Base return	Forex
J&K Bank Platinum Privilege Credit Card	Free	—	1.99%
J&K Bank Gold Credit Card fees only	Rs 200	—	3.5%
J&K Bank Corporate Credit Card fees only	Rs 500	—	—
J&K Bank Platinum Credit Card (incl. Pink Platinum)	Rs 500	—	3.5%
J&K Bank Eminent Credit Card	Rs 1,500	—	1.99%

Karur Vysya Bank 4

Card	Annual fee	Base return	Forex
Karur Vysya KVB Platinum Credit Card	Rs 599	—	3.5%
Karur Vysya KVB Honour Credit Card	Rs 999	—	3.5%
Karur Vysya KVB Corporate Credit Card	Rs 1,000	—	3.5%
Karur Vysya KVB Eternis Credit Card	Rs 29,999	2%	0%

Kotak Mahindra Bank 35

Card	Annual fee	Base return	Forex
Kotak 811 Dream Different Credit Card	Free	0.2%	2%
Kotak Corporate Platinum Credit Card fees only	Free	—	—
Kotak Corporate Wealth Signature Credit Card fees only	Free	—	—
Kotak Mahindra Kotak811 Super Money Credit Card	Free	1%	2%
Kotak Purchase Card fees only	Free	—	—
Kotak UPI RuPay Credit Card	Free	0.3%	3.5%
IndianOil Kotak Credit Card	Rs 449	0.5%	3.5%
Kotak League Platinum Credit Card	Rs 499	0.27%	3.5%
PVR INOX Kotak Credit Card	Rs 499	3%	3.5%
Kotak 811 Credit Card	Rs 500	0.25%	3.5%
Kotak Cashback+ Credit Card	Rs 750	0.5%	3.5%
Kotak Cashback+ Prime Credit Card	Rs 750	0.5%	3.5%
Kotak Air Credit Card	Rs 999	1%	3.5%
Kotak BizEdge Credit Card	Rs 999	0.33%	3.5%
Kotak Corporate Gold Credit Card fees only	Rs 1,000	—	—
Kotak NRI Royale Signature Credit Card fees only	Rs 1,000	—	3.5%
IndiGo Kotak Credit Card	Rs 1,500	—	3.5%
Kotak Zen Signature Credit Card	Rs 1,500	0.83%	3.5%
IndiGo Kotak Premium (XL) Credit Card	Rs 3,000	—	3.5%
Kotak Air+ Credit Card	Rs 3,000	2%	2%
Kotak Air+ Prime Credit Card	Rs 3,000	2%	2%
Kotak White Credit Card	Rs 3,000	—	3.5%
Kotak Solitaire Business Credit Card	Rs 3,499	0.67%	1.99%
Kotak White Reserve Credit Card	Rs 12,500	—	2%
Kotak Infinite Credit Card invite-only fees only	Free	—	2%
Kotak Urbane Gold Credit Card closed to new applicants	Rs 199	—	3.5%
Kotak Biz Credit Card invite-only	Rs 499	0.25%	3.5%
PVR Kotak Gold Credit Card closed to new applicants	Rs 499	—	3.5%
Myntra Kotak Credit Card closed to new applicants	Rs 500	1.25%	3.5%
Kotak Royale Signature Credit Card closed to new applicants	Rs 999	—	3.5%
PVR Kotak Platinum Credit Card closed to new applicants	Rs 999	—	3.5%
Kotak Mojo Platinum Credit Card closed to new applicants	Rs 1,000	0.25%	3.5%
Kotak Privy League Signature Credit Card closed to new applicants fees only	Rs 2,500	—	2%
Kotak Solitaire Credit Card invite-only	Rs 25,000	3%	0%
Kotak Private Credit Card invite-only fees only	Rs 49,000	—	—

Punjab National Bank 19

Card	Annual fee	Base return	Forex
Punjab National Salary RuPay Platinum Credit Card	Free	0.25%	3.5%
Punjab National Salary RuPay Select Credit Card	Free	0.33%	3.5%
Punjab National Visa Classic Credit Card	Free	0.25%	3.5%
Punjab National Visa Gold Credit Card	Rs 300	0.25%	3.5%
Punjab National PNB RRB Co-branded Credit Card fees only	Rs 499	—	3.5%
Punjab National Patanjali RuPay Platinum Credit Card	Rs 500	0.25%	3.5%
Punjab National Rakshak RuPay Platinum Credit Card fees only	Rs 500	—	3.5%
Punjab National RuPay Platinum Credit Card	Rs 500	0.25%	3.5%
Punjab National Visa Platinum Credit Card	Rs 500	0.25%	3.5%
Punjab National Bliss RuPay Platinum Credit Card	Rs 510	0.25%	3.5%
Punjab National Patanjali RuPay Select Credit Card	Rs 750	0.33%	3.5%
Punjab National Rakshak RuPay Select Credit Card fees only	Rs 750	—	3.5%
Punjab National RuPay Select Credit Card	Rs 750	0.33%	3.5%
Punjab National RuPay Millennial Credit Card	Rs 999	0.33%	3.5%
Punjab National Luxura Metal Credit Card (Visa Infinite)	Rs 1,999	1%	0%
Punjab National Corporate Credit Card (Visa Classic/Gold/Platinum)	Rs 2,000	0.25%	3.5%
Punjab National EMT (EaseMyTrip) RuPay Platinum Credit Card	Rs 2,000	0.25%	3.5%
Punjab National Visa Signature Credit Card	Rs 2,000	0.5%	3.5%
Punjab National Luxura Metal Credit Card (RuPay Ekaa)	Rs 7,500	1%	0%

RBL Bank 69

Card	Annual fee	Base return	Forex
RBL BankBazaar SaveMax Credit Card fees only	Free	—	3.5%
RBL Paisabazaar Duet Credit Card	Free	1%	3.5%
RBL World Xclusive Credit Card fees only	Free	—	1.5%
RBL QuickPay Credit Card	Rs 99	—	3.5%
RBL DMI Finance Credit Card	Rs 499	—	3.5%
RBL EasySaver Credit Card fees only	Rs 499	—	3.5%
RBL Fun+ Credit Card fees only	Rs 499	—	3.5%
RBL Patanjali Vishisht Credit Card	Rs 499	—	3.5%
RBL Platinum Advantage Credit Card fees only	Rs 499	—	3.5%
RBL Platinum Choice Credit Card	Rs 499	0.25%	3.5%
RBL Platinum Classic Credit Card fees only	Rs 499	—	3.5%
RBL Platinum ShopDaily Credit Card fees only	Rs 499	—	3.5%
RBL Platinum ShopSmart Credit Card fees only	Rs 499	—	3.5%
RBL Platinum ValuePlus Credit Card fees only	Rs 499	—	3.5%
RBL SalarySe UP Credit Card	Rs 499	0.2%	3.5%
IRCTC RBL Bank Credit Card	Rs 500	0.5%	3.5%
IndianOil RBL Bank Credit Card	Rs 500	0.5%	3.5%
RBL Novio Credit Card	Rs 500	—	3.5%
RBL Play (BookMyShow) Credit Card	Rs 500	—	3.5%
RBL ShopRite Credit Card	Rs 500	0.25%	3.5%
TVS Credit RBL Bank Credit Card	Rs 500	—	3.5%
RBL Binge Credit Card fees only	Rs 999	—	3.5%
RBL Jalsa Credit Card fees only	Rs 999	—	3.5%
RBL MyFirst Credit Card fees only	Rs 999	—	3.5%
RBL Platinum Bonus Credit Card fees only	Rs 999	—	3.5%
RBL Platinum Max Credit Card fees only	Rs 999	—	3.5%
RBL Platinum Plus Credit Card fees only	Rs 999	—	3.5%
RBL Platinum Prime Credit Card fees only	Rs 999	—	3.5%
RBL Platinum TravelEasy Credit Card fees only	Rs 999	—	3.5%
RBL Apex Credit Card	Rs 1,000	1%	3.5%
RBL Movies and More Credit Card fees only	Rs 1,000	—	3.5%
RBL Platinum Delight Credit Card	Rs 1,000	—	3.5%
RBL Shoppers Stop Gold Credit Card	Rs 1,000	0.5%	3.5%
RBL World Safari Lite Credit Card	Rs 1,000	0.25%	0%
RBL Cookies Credit Card	Rs 1,200	0.2%	3.5%
RBL BankBazaar SaveMax Pro Credit Card fees only	Rs 1,499	—	3.5%
RBL Paisabazaar Duet Plus Credit Card	Rs 1,499	1%	3.5%
RBL Patanjali Swarn Credit Card	Rs 1,499	—	3.5%
RBL Platinum ShopGain Credit Card fees only	Rs 1,499	—	3.5%
IndianOil RBL Bank XTRA Credit Card	Rs 1,500	1%	3.5%
RBL Aspire Banking Credit Card	Rs 1,500	1%	3.5%
TVS Credit RBL Bank Gold Credit Card	Rs 1,500	—	3.5%
RBL Platinum Edge Credit Card fees only	Rs 1,999	—	3.5%
RBL Platinum LifeEasy Credit Card fees only	Rs 1,999	—	3.5%
RBL Platinum Maxima Credit Card	Rs 2,000	—	3.5%
RBL Platinum Maxima Plus Credit Card	Rs 2,500	0.5%	3.5%
RBL Signature Banking Credit Card	Rs 2,500	1%	3.5%
RBL World Max Credit Card fees only	Rs 2,999	—	3.5%
RBL World Prime Credit Card	Rs 2,999	—	3.5%
RBL Blockbuster Credit Card fees only	Rs 3,000	—	3.5%
RBL World Safari Credit Card	Rs 3,000	—	0%
RBL iGlobe Credit Card	Rs 3,000	—	1.5%
RBL World Plus Credit Card fees only	Rs 4,999	—	3.5%
RBL Icon Credit Card	Rs 5,000	0.6%	3.5%
RBL Shoppers Stop Platinum Credit Card	Rs 5,000	1%	3.5%
RBL World Safari Plus Credit Card	Rs 6,000	1%	0%
RBL Insignia / Insignia Preferred Banking Credit Card	Rs 7,000	—	1.5%
RBL Shoppers Stop Black Credit Card	Rs 10,000	2%	3.5%
RBL Nova Credit Card	Rs 12,500	2%	2%
RBL MoCash Credit Card fees only	—	—	3.5%
LazyPay RBL Bank Credit Card closed to new applicants fees only	Free	—	3.5%
RBL Bank Credit Card (erstwhile MoneyTap) closed to new applicants fees only	Rs 499	—	3.5%
RBL Titanium Delight Credit Card closed to new applicants fees only	Rs 750	—	3.5%
RBL Popcorn Credit Card closed to new applicants fees only	Rs 1,000	—	3.5%
RBL Monthly Treats Credit Card closed to new applicants	Rs 1,200	0.2%	3.5%
RBL Bank Black (erstwhile MoneyTap Black) Credit Card closed to new applicants fees only	Rs 3,000	—	3.5%
RBL Lumiere Credit Card invite-only	Rs 50,000	2%	0%
Bajaj Finserv RBL Bank SuperCard (co-brand programme) closed to new applicants fees only	—	—	3.5%
RBL Zomato Edition / Edition Classic Credit Card closed to new applicants fees only	—	—	—

SBM Bank India 10

Card	Annual fee	Base return	Forex
Niyo SBM Global Credit Card	Free	0%	0%
SBM Magnet Credit Card fees only	Free	—	2.49%
SBM MobiKwik First Credit Card	Free	1%	3%
SBM OneCard Credit Card	Free	—	1%
SBM ZET Credit Card fees only	Free	—	2.49%
SBM Kredit.Pe Credit Card	Rs 199	—	3.5%
SBM novio Credit Card	Rs 299	—	2.49%
SBM Paisabazaar Paisa Plus Credit Card fees only	—	—	—
SBM Paisabazaar Step-Up Credit Card fees only	—	—	—
SBM Secured Credit Card fees only	—	—	—

Slice Small Finance Bank 1

Card	Annual fee	Base return	Forex
slice UPI credit card (slice super card)	Free	1%	0%

South Indian Bank 2

Card	Annual fee	Base return	Forex
South Indian SIB One Co-Branded Credit Card (SIB OneCard)	Free	0.2%	1%
South Indian Secured SIB One Co-Branded Credit Card	Free	0.2%	1%

Standard Chartered 10

Card	Annual fee	Base return	Forex
Standard Chartered Platinum Rewards Credit Card	Rs 250	—	3.5%
Standard Chartered EaseMyTrip Credit Card	Rs 350	0.5%	3.5%
Standard Chartered Smart Credit Card	Rs 499	1%	3.5%
Standard Chartered DigiSmart Credit Card	Rs 588	—	3.5%
Standard Chartered Super Value Titanium Credit Card	Rs 750	—	3.5%
Standard Chartered Manhattan Credit Card	Rs 999	—	3.5%
Standard Chartered Rewards Credit Card	Rs 1,000	0.67%	3.5%
Standard Chartered Ultimate Credit Card	Rs 5,000	3.33%	2%
Standard Chartered Priority Visa Infinite Credit Card invite-only	Free	—	3.5%
Standard Chartered Beyond Credit Card invite-only	Rs 25,000	3.33%	2%

State Bank of India (SBI Card) 94

Card	Annual fee	Base return	Forex
SimplySAVE Merchant SBI Card fees only	Free	—	3.5%
Shaurya SBI Card	Rs 250	0.25%	3.5%
BPCL SBI Card	Rs 499	0.25%	3.5%
Bank of Maharashtra SimplySAVE SBI Card	Rs 499	0.17%	3.5%
City Union Bank SimplySAVE SBI Card	Rs 499	0.17%	3.5%
Google Pay Flex SBI Card	Rs 499	0.2%	3.5%
KVB SimplySAVE SBI Card	Rs 499	0.17%	3.5%
Karnataka Bank SimplySAVE SBI Card	Rs 499	0.17%	3.5%
Krishak Unnati SBI Card fees only	Rs 499	—	3.5%
Landmark Rewards SBI Card	Rs 499	0.25%	3.5%
PSB SimplySAVE SBI Card	Rs 499	0.17%	3.5%
PhonePe SBI Card PURPLE	Rs 499	1%	3.5%
Reliance SBI Card	Rs 499	0.25%	3.5%
SBI Card Vyapaar Unnati fees only	Rs 499	—	3.5%
SimplyCLICK Advantage SBI Card	Rs 499	0.25%	3.5%
SimplyCLICK SBI Card	Rs 499	0.25%	3.5%
SimplySAVE Advantage SBI Card	Rs 499	0.17%	3.5%
SimplySAVE SBI Card	Rs 499	0.17%	3.5%
SimplySAVE UPI SBI Card	Rs 499	0.17%	3.5%
South Indian Bank SimplySAVE SBI Card	Rs 499	0.17%	3.5%
Tata Neu Plus SBI Credit Card	Rs 499	1%	3.5%
UCO Bank SimplySAVE SBI Card	Rs 499	0.17%	3.5%
Flipkart SBI Card	Rs 500	1%	3.5%
IRCTC SBI Card (RuPay)	Rs 500	0.8%	3.5%
IRCTC SBI Platinum Card	Rs 500	0.8%	3.5%
CASHBACK SBI Card	Rs 999	1%	3.5%
Apollo SBI Card SELECT	Rs 1,499	0.5%	3.5%
BPCL SBI Card Octane	Rs 1,499	0.25%	3.5%
Doctor's SBI Card (incl. IMA variant)	Rs 1,499	0.25%	3.5%
IRCTC SBI Card Premier	Rs 1,499	0.8%	3.5%
IndiGo SBI Card	Rs 1,499	—	3.5%
Landmark Rewards SBI Card SELECT	Rs 1,499	0.5%	3.5%
PhonePe SBI Card SELECT BLACK	Rs 1,499	1%	3.5%
SBI Card MILES	Rs 1,499	0.5%	3%
SBI Card PULSE	Rs 1,499	0.5%	3.5%
Shaurya Select SBI Card	Rs 1,499	0.5%	3.5%
Tata Neu Infinity SBI Credit Card	Rs 1,499	1.5%	1.99%
SBI Card PRIME NRI Secured fees only	Rs 1,500	—	1.99%
Bank of Maharashtra SBI Card PRIME	Rs 2,999	0.5%	3.5%
City Union Bank SBI Card PRIME	Rs 2,999	0.5%	3.5%
KVB SBI Card PRIME	Rs 2,999	0.5%	3.5%
Karnataka Bank SBI Card PRIME	Rs 2,999	0.5%	3.5%
KrisFlyer SBI Card	Rs 2,999	—	3.5%
Landmark Rewards SBI Card PRIME	Rs 2,999	0.5%	3.5%
PSB SBI Card PRIME	Rs 2,999	0.5%	3.5%
Reliance SBI Card PRIME	Rs 2,999	0.5%	3.5%
SBI Card MILES PRIME	Rs 2,999	1%	2.5%
SBI Card PRIME	Rs 2,999	0.5%	3.5%
SBI Card PRIME Advantage fees only	Rs 2,999	—	3.5%
South Indian Bank SBI Card PRIME	Rs 2,999	0.5%	3.5%
South Indian Bank SBI Platinum Credit Card	Rs 2,999	0.5%	3.5%
Titan SBI Card	Rs 2,999	1.5%	3.5%
UCO Bank SBI Card PRIME	Rs 2,999	0.5%	3.5%
Bank of Maharashtra SBI Card ELITE	Rs 4,999	0.5%	1.99%
IndiGo SBI Card ELITE	Rs 4,999	—	3.5%
KVB SBI Card ELITE	Rs 4,999	0.5%	1.99%
PSB SBI Card ELITE	Rs 4,999	0.5%	1.99%
SBI Card ELITE	Rs 4,999	0.5%	1.99%
SBI Card ELITE Advantage	Rs 4,999	0.5%	1.99%
SBI Card MILES ELITE	Rs 4,999	1%	1.99%
UCO Bank SBI Card ELITE	Rs 4,999	0.5%	1.99%
KrisFlyer SBI Card Apex	Rs 9,999	—	3.5%
Club Vistara SBI Card closed to new applicants	Free	—	3.5%
Club Vistara SBI Card PRIME closed to new applicants	Free	—	3.5%
Aditya Birla SBI Card closed to new applicants	Rs 499	0.13%	3.5%
Apollo SBI Card closed to new applicants	Rs 499	0.5%	3.5%
Central Bank of India SimplySAVE SBI Card closed to new applicants	Rs 499	—	3.5%
Delhi Metro SBI Card closed to new applicants fees only	Rs 499	—	3.5%
Fabindia SBI Card closed to new applicants fees only	Rs 499	—	3.5%
Karur Vysya Bank - SBI Card (Gold) closed to new applicants	Rs 499	0.17%	3.5%
OLA Money SBI Card closed to new applicants	Rs 499	1%	3.5%
Paytm SBI Card closed to new applicants	Rs 499	1%	3.5%
SBI Card Unnati closed to new applicants	Rs 499	0.25%	3.5%
TATA Card closed to new applicants fees only	Rs 499	—	3.5%
TATA Croma Card closed to new applicants fees only	Rs 499	—	3.5%
TATA Star Card closed to new applicants fees only	Rs 499	—	3.5%
Yatra SBI Card closed to new applicants	Rs 499	0.25%	3.5%
Aditya Birla SBI Card SELECT closed to new applicants fees only	Rs 1,499	—	3.5%
Air India SBI Platinum Card closed to new applicants	Rs 1,499	—	3.5%
Etihad Guest SBI Card closed to new applicants	Rs 1,499	—	—
Fabindia SBI Card SELECT closed to new applicants fees only	Rs 1,499	—	3.5%
Nature's Basket SBI Card closed to new applicants fees only	Rs 1,499	—	3.5%
Paytm SBI Card SELECT closed to new applicants	Rs 1,499	1%	3.5%
Central Bank of India SBI Card PRIME closed to new applicants fees only	Rs 2,999	—	3.5%
Karur Vysya Bank SBI Platinum Credit Card closed to new applicants	Rs 2,999	0.5%	3.5%
TATA Card SELECT closed to new applicants fees only	Rs 2,999	—	3.5%
TATA Croma Card SELECT closed to new applicants fees only	Rs 2,999	—	3.5%
TATA Star Card SELECT closed to new applicants fees only	Rs 2,999	—	3.5%
Air India SBI Signature Card closed to new applicants	Rs 4,999	—	3.5%
Central Bank of India SBI Card ELITE closed to new applicants fees only	Rs 4,999	—	1.99%
Etihad Guest SBI Premier Card closed to new applicants	Rs 4,999	—	—
KVB SBI Signature Card closed to new applicants	Rs 4,999	—	3.5%
Nature's Basket SBI Card ELITE closed to new applicants fees only	Rs 4,999	—	3.5%
SBI Card AURUM invite-only	Rs 9,999	1%	1.99%

Suryoday Small Finance Bank 4

Card	Annual fee	Base return	Forex
Suryoday SFB RuPay Platinum Credit Card	Free	0.5%	2.5%
Suryoday SFB RuPay Select Credit Card	Rs 150	0.5%	2.5%
Suryoday SFB Stable Money RuPay Select Credit Card	Rs 150	0.5%	2.5%
Suryoday SFB Stable Money RuPay Platinum Credit Card	—	0.5%	2.5%

Tamilnad Mercantile Bank 6

Card	Annual fee	Base return	Forex
Tamilnad Mercantile TMB Platinum Credit Card fees only	Free	—	3.5%
Tamilnad Mercantile TMB Vibe360 Credit Card fees only	Free	—	3.5%
Tamilnad Mercantile TMB Titanium Credit Card fees only	Rs 250	—	3.5%
Tamilnad Mercantile TMB Vertex Credit Card fees only	Rs 250	—	3.5%
Tamilnad Mercantile TMB Wings (RuPay) Credit Card fees only	Rs 250	—	3.5%
Tamilnad Mercantile TMB Phoenix (RuPay) Credit Card fees only	Rs 500	—	3.5%

Union Bank of India 17

Card	Annual fee	Base return	Forex
Union Bank of India Micro Enterprise Credit Card fees only	Free	—	—
Union Bank of India PM SVANidhi Credit Card fees only	Free	—	—
Union MSME Credit Card fees only	Free	—	3%
Union Bank of India RuPay Platinum Credit Card	Rs 350	0.5%	3%
Union Bank of India VISA Gold Credit Card	Rs 350	0.25%	3%
Union Bank of India VISA Platinum Credit Card	Rs 450	0.5%	3%
Union JCB Health Credit Card	Rs 499	0.5%	3%
Union Bank of India RuPay Select Credit Card	Rs 550	1%	3%
Union UNI-CARBON Credit Card	Rs 550	0.5%	3%
Union JCB Wellness Credit Card	Rs 999	0.5%	3%
Union Bank of India DIVAA ICON Credit Card	Rs 1,499	0.5%	3%
Union Bank of India VISA Signature Credit Card	Rs 1,999	1%	3%
Union Bank of India VISA Business Platinum Corporate Credit Card fees only	Rs 2,000	—	3%
Union Unicorn RuPay Credit Card	Rs 2,400	1%	3%
Union Bank of India NEXTERIA Credit Card	Rs 12,499	1%	3%
Union Sparsh Credit Card fees only	—	—	3%
Union Divaa RuPay Credit Card closed to new applicants	Rs 499	0.5%	3%

Unity Small Finance Bank 2

Card	Annual fee	Base return	Forex
Unity Bank BharatPe Credit Card	Free	2%	3.5%
Unity Roarbank Credit Card	Free	—	3.5%

Utkarsh Small Finance Bank 5

Card	Annual fee	Base return	Forex
Utkarsh Wish Credit Card	Free	1%	3.5%
Utkarsh superCard	Free	1%	3.5%
Utkarsh SmartGen Credit Card invite-only	Rs 199	1%	3%
Utkarsh Eternal Credit Card invite-only	Rs 1,999	1.25%	3%
Utkarsh Rhodium Credit Card invite-only	Rs 4,999	1.25%	3%

Yes Bank 34

Card	Annual fee	Base return	Forex
YES BANK Niyo Credit Card	Free	0.2%	0%
YES BANK Zaggle Corporate Credit Card	Free	—	3.5%
YES Bank RuPay Credit Card (virtual)	Free	0.25%	3.5%
YES First Corporate Credit Card	Free	—	3.5%
YES Prosperity Purchase Credit Card fees only	Free	—	3.5%
Yes AI Inside Credit Card fees only	Free	—	0%
Yes BankBazaar FinBooster Credit Card	Free	—	3.5%
Yes Klick RuPay Credit Card (Kiwi)	Free	1.5%	3.5%
Yes Max Credit Card	Free	—	3.5%
Yes Novio Credit Card	Free	—	3.5%
Yes Zagg RuPay Credit Card (formerly Rio)	Free	0.75%	3.5%
Yes POP-CLUB Credit Card	Rs 399	2%	3.5%
YES Ace Credit Card	Rs 499	0.5%	3.5%
YES BANK Uni Credit Card	Rs 499	1%	0%
YES EMI Card	Rs 499	1%	3.5%
YES Prosperity Business Credit Card	Rs 499	—	3%
YES Wellness Credit Card	Rs 499	0.5%	3.5%
Yes Paisabazaar PaisaSave Credit Card	Rs 499	1%	3.5%
YES BYOC (Build Your Own Card)	Rs 588	1%	3.5%
YES Select Credit Card	Rs 599	0.5%	3.5%
YES Essence Credit Card	Rs 799	0.5%	3%
YES Elite+ Credit Card	Rs 999	0.75%	3%
YES First Business Credit Card	Rs 999	1%	2%
YES Wellness Plus Credit Card	Rs 1,499	0.75%	3.5%
YES Reserv Credit Card	Rs 2,499	1.5%	2%
YES Marquee Credit Card	Rs 4,999	2.25%	1%
YES Prosperity Rewards Credit Card closed to new applicants fees only	Rs 399	—	3.5%
Yes FREO Credit Card closed to new applicants	Rs 399	1%	3.4%
Yes ANQ Phi (with ANQ Pi RuPay virtual card) closed to new applicants	Rs 499	—	3.5%
YES First Preferred Credit Card closed to new applicants	Rs 999	1%	2%
YES Prosperity Cashback Credit Card closed to new applicants	Rs 999	0.5%	3.5%
YES Prosperity Cashback Plus Credit Card closed to new applicants fees only	Rs 1,499	—	3.5%
YES Private Credit Card invite-only	Rs 10,000	2.5%	0.5%
YES Private Prime Credit Card invite-only fees only	Rs 10,000	—	0.5%